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Side-by-side financial comparison of Ellington Financial Inc. (EFC) and EverCommerce Inc. (EVCM). Click either name above to swap in a different company.

EverCommerce Inc. is the larger business by last-quarter revenue ($151.2M vs $78.2M, roughly 1.9× Ellington Financial Inc.). Ellington Financial Inc. runs the higher net margin — 28.9% vs 4.0%, a 24.9% gap on every dollar of revenue. On growth, Ellington Financial Inc. posted the faster year-over-year revenue change (8.7% vs 5.2%). Over the past eight quarters, EverCommerce Inc.'s revenue compounded faster (4.7% CAGR vs 1.8%).

Ellington Management Group is an American hedge fund firm. As of June 2019, the firm was reportedly managing $8.5 billion in structured products and other credit instruments.

EverCommerce Inc. is a leading provider of integrated SaaS solutions tailored for small and medium-sized service-based businesses, operating primarily across North America and select global markets. Its product suite covers business management, payment processing, customer engagement, and marketing tools, serving key segments including home services, health & wellness, and fitness industries.

EFC vs EVCM — Head-to-Head

Bigger by revenue
EVCM
EVCM
1.9× larger
EVCM
$151.2M
$78.2M
EFC
Growing faster (revenue YoY)
EFC
EFC
+3.5% gap
EFC
8.7%
5.2%
EVCM
Higher net margin
EFC
EFC
24.9% more per $
EFC
28.9%
4.0%
EVCM
Faster 2-yr revenue CAGR
EVCM
EVCM
Annualised
EVCM
4.7%
1.8%
EFC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
EFC
EFC
EVCM
EVCM
Revenue
$78.2M
$151.2M
Net Profit
$22.6M
$6.0M
Gross Margin
Operating Margin
7.4%
8.8%
Net Margin
28.9%
4.0%
Revenue YoY
8.7%
5.2%
Net Profit YoY
-26.2%
149.4%
EPS (diluted)
$0.10
$0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EFC
EFC
EVCM
EVCM
Q4 25
$78.2M
$151.2M
Q3 25
$82.8M
$147.5M
Q2 25
$92.5M
$148.0M
Q1 25
$82.9M
$142.3M
Q4 24
$72.0M
$143.7M
Q3 24
$67.0M
$140.1M
Q2 24
$91.2M
$140.5M
Q1 24
$75.5M
$137.9M
Net Profit
EFC
EFC
EVCM
EVCM
Q4 25
$22.6M
$6.0M
Q3 25
$29.5M
$11.1M
Q2 25
$42.9M
$8.2M
Q1 25
$31.6M
$-7.7M
Q4 24
$30.7M
$-12.2M
Q3 24
$16.2M
$-9.2M
Q2 24
$52.3M
$-3.4M
Q1 24
$26.9M
$-16.3M
Operating Margin
EFC
EFC
EVCM
EVCM
Q4 25
7.4%
8.8%
Q3 25
31.1%
10.8%
Q2 25
38.3%
10.7%
Q1 25
37.3%
10.0%
Q4 24
28.0%
8.8%
Q3 24
24.0%
7.2%
Q2 24
52.8%
5.5%
Q1 24
42.2%
-3.1%
Net Margin
EFC
EFC
EVCM
EVCM
Q4 25
28.9%
4.0%
Q3 25
35.7%
7.5%
Q2 25
46.4%
5.5%
Q1 25
38.2%
-5.4%
Q4 24
42.6%
-8.5%
Q3 24
24.1%
-6.5%
Q2 24
57.4%
-2.4%
Q1 24
35.6%
-11.8%
EPS (diluted)
EFC
EFC
EVCM
EVCM
Q4 25
$0.10
$0.04
Q3 25
$0.29
$0.06
Q2 25
$0.45
$0.04
Q1 25
$0.35
$-0.04
Q4 24
$0.23
$-0.06
Q3 24
$0.19
$-0.05
Q2 24
$0.62
$-0.02
Q1 24
$0.32
$-0.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EFC
EFC
EVCM
EVCM
Cash + ST InvestmentsLiquidity on hand
$201.9M
$129.7M
Total DebtLower is stronger
$523.4M
Stockholders' EquityBook value
$1.8B
$716.9M
Total Assets
$19.4B
$1.4B
Debt / EquityLower = less leverage
0.73×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EFC
EFC
EVCM
EVCM
Q4 25
$201.9M
$129.7M
Q3 25
$184.8M
$106.9M
Q2 25
$211.0M
$151.1M
Q1 25
$203.3M
$148.4M
Q4 24
$192.4M
$135.8M
Q3 24
$217.7M
$101.6M
Q2 24
$198.5M
$86.7M
Q1 24
$187.5M
$90.0M
Total Debt
EFC
EFC
EVCM
EVCM
Q4 25
$523.4M
Q3 25
$524.6M
Q2 25
$525.8M
Q1 25
$526.9M
Q4 24
$527.9M
Q3 24
$529.0M
Q2 24
$530.1M
Q1 24
$531.1M
Stockholders' Equity
EFC
EFC
EVCM
EVCM
Q4 25
$1.8B
$716.9M
Q3 25
$1.8B
$728.5M
Q2 25
$1.7B
$744.0M
Q1 25
$1.6B
$739.6M
Q4 24
$1.6B
$750.8M
Q3 24
$1.6B
$770.7M
Q2 24
$1.6B
$784.1M
Q1 24
$1.5B
$800.7M
Total Assets
EFC
EFC
EVCM
EVCM
Q4 25
$19.4B
$1.4B
Q3 25
$17.8B
$1.4B
Q2 25
$17.1B
$1.4B
Q1 25
$16.6B
$1.4B
Q4 24
$16.3B
$1.4B
Q3 24
$16.0B
$1.5B
Q2 24
$15.1B
$1.5B
Q1 24
$15.1B
$1.5B
Debt / Equity
EFC
EFC
EVCM
EVCM
Q4 25
0.73×
Q3 25
0.72×
Q2 25
0.71×
Q1 25
0.71×
Q4 24
0.70×
Q3 24
0.69×
Q2 24
0.68×
Q1 24
0.66×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EFC
EFC
EVCM
EVCM
Operating Cash FlowLast quarter
$-925.5M
$21.3M
Free Cash FlowOCF − Capex
$21.0M
FCF MarginFCF / Revenue
13.9%
Capex IntensityCapex / Revenue
0.0%
0.2%
Cash ConversionOCF / Net Profit
-40.92×
3.52×
TTM Free Cash FlowTrailing 4 quarters
$109.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EFC
EFC
EVCM
EVCM
Q4 25
$-925.5M
$21.3M
Q3 25
$-290.4M
$32.5M
Q2 25
$-210.5M
$27.0M
Q1 25
$-126.4M
$30.7M
Q4 24
$-430.5M
$48.4M
Q3 24
$-141.7M
$27.5M
Q2 24
$-88.6M
$23.9M
Q1 24
$-59.5M
$13.3M
Free Cash Flow
EFC
EFC
EVCM
EVCM
Q4 25
$21.0M
Q3 25
$31.6M
Q2 25
$26.5M
Q1 25
$30.2M
Q4 24
$48.2M
Q3 24
$27.4M
Q2 24
$23.3M
Q1 24
$12.9M
FCF Margin
EFC
EFC
EVCM
EVCM
Q4 25
13.9%
Q3 25
21.4%
Q2 25
17.9%
Q1 25
21.2%
Q4 24
33.5%
Q3 24
19.5%
Q2 24
16.6%
Q1 24
9.4%
Capex Intensity
EFC
EFC
EVCM
EVCM
Q4 25
0.0%
0.2%
Q3 25
0.6%
Q2 25
0.3%
Q1 25
0.3%
Q4 24
0.0%
0.2%
Q3 24
0.0%
0.1%
Q2 24
0.0%
0.5%
Q1 24
0.0%
0.3%
Cash Conversion
EFC
EFC
EVCM
EVCM
Q4 25
-40.92×
3.52×
Q3 25
-9.84×
2.93×
Q2 25
-4.90×
3.31×
Q1 25
-3.99×
Q4 24
-14.04×
Q3 24
-8.76×
Q2 24
-1.69×
Q1 24
-2.21×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EFC
EFC

Segment breakdown not available.

EVCM
EVCM

Transferred Over Time$146.4M97%
Transferred At Point In Time$4.8M3%

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