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Side-by-side financial comparison of Ellington Financial Inc. (EFC) and GREAT SOUTHERN BANCORP, INC. (GSBC). Click either name above to swap in a different company.

Ellington Financial Inc. is the larger business by last-quarter revenue ($78.2M vs $56.4M, roughly 1.4× GREAT SOUTHERN BANCORP, INC.). Ellington Financial Inc. runs the higher net margin — 28.9% vs 28.9%, a 0.0% gap on every dollar of revenue. On growth, Ellington Financial Inc. posted the faster year-over-year revenue change (8.7% vs -0.2%). Over the past eight quarters, GREAT SOUTHERN BANCORP, INC.'s revenue compounded faster (4.5% CAGR vs 1.8%).

Ellington Management Group is an American hedge fund firm. As of June 2019, the firm was reportedly managing $8.5 billion in structured products and other credit instruments.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

EFC vs GSBC — Head-to-Head

Bigger by revenue
EFC
EFC
1.4× larger
EFC
$78.2M
$56.4M
GSBC
Growing faster (revenue YoY)
EFC
EFC
+8.9% gap
EFC
8.7%
-0.2%
GSBC
Higher net margin
EFC
EFC
0.0% more per $
EFC
28.9%
28.9%
GSBC
Faster 2-yr revenue CAGR
GSBC
GSBC
Annualised
GSBC
4.5%
1.8%
EFC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
EFC
EFC
GSBC
GSBC
Revenue
$78.2M
$56.4M
Net Profit
$22.6M
$16.3M
Gross Margin
Operating Margin
7.4%
34.5%
Net Margin
28.9%
28.9%
Revenue YoY
8.7%
-0.2%
Net Profit YoY
-26.2%
9.1%
EPS (diluted)
$0.10
$1.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EFC
EFC
GSBC
GSBC
Q4 25
$78.2M
$56.4M
Q3 25
$82.8M
$57.8M
Q2 25
$92.5M
$59.2M
Q1 25
$82.9M
$55.9M
Q4 24
$72.0M
$56.5M
Q3 24
$67.0M
$55.0M
Q2 24
$91.2M
$56.7M
Q1 24
$75.5M
$51.6M
Net Profit
EFC
EFC
GSBC
GSBC
Q4 25
$22.6M
$16.3M
Q3 25
$29.5M
$17.8M
Q2 25
$42.9M
$19.8M
Q1 25
$31.6M
$17.2M
Q4 24
$30.7M
$14.9M
Q3 24
$16.2M
$16.5M
Q2 24
$52.3M
$17.0M
Q1 24
$26.9M
$13.4M
Operating Margin
EFC
EFC
GSBC
GSBC
Q4 25
7.4%
34.5%
Q3 25
31.1%
38.2%
Q2 25
38.3%
41.0%
Q1 25
37.3%
38.4%
Q4 24
28.0%
31.8%
Q3 24
24.0%
36.6%
Q2 24
52.8%
36.8%
Q1 24
42.2%
32.1%
Net Margin
EFC
EFC
GSBC
GSBC
Q4 25
28.9%
28.9%
Q3 25
35.7%
30.7%
Q2 25
46.4%
33.4%
Q1 25
38.2%
30.7%
Q4 24
42.6%
26.4%
Q3 24
24.1%
30.0%
Q2 24
57.4%
30.0%
Q1 24
35.6%
26.0%
EPS (diluted)
EFC
EFC
GSBC
GSBC
Q4 25
$0.10
$1.44
Q3 25
$0.29
$1.56
Q2 25
$0.45
$1.72
Q1 25
$0.35
$1.47
Q4 24
$0.23
$1.27
Q3 24
$0.19
$1.41
Q2 24
$0.62
$1.45
Q1 24
$0.32
$1.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EFC
EFC
GSBC
GSBC
Cash + ST InvestmentsLiquidity on hand
$201.9M
$189.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.8B
$636.1M
Total Assets
$19.4B
$5.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EFC
EFC
GSBC
GSBC
Q4 25
$201.9M
$189.6M
Q3 25
$184.8M
$196.2M
Q2 25
$211.0M
$245.9M
Q1 25
$203.3M
$217.2M
Q4 24
$192.4M
$195.8M
Q3 24
$217.7M
$208.4M
Q2 24
$198.5M
$186.5M
Q1 24
$187.5M
$171.4M
Stockholders' Equity
EFC
EFC
GSBC
GSBC
Q4 25
$1.8B
$636.1M
Q3 25
$1.8B
$632.9M
Q2 25
$1.7B
$622.4M
Q1 25
$1.6B
$613.3M
Q4 24
$1.6B
$599.6M
Q3 24
$1.6B
$612.1M
Q2 24
$1.6B
$568.8M
Q1 24
$1.5B
$565.2M
Total Assets
EFC
EFC
GSBC
GSBC
Q4 25
$19.4B
$5.6B
Q3 25
$17.8B
$5.7B
Q2 25
$17.1B
$5.9B
Q1 25
$16.6B
$6.0B
Q4 24
$16.3B
$6.0B
Q3 24
$16.0B
$6.0B
Q2 24
$15.1B
$6.0B
Q1 24
$15.1B
$5.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EFC
EFC
GSBC
GSBC
Operating Cash FlowLast quarter
$-925.5M
$81.5M
Free Cash FlowOCF − Capex
$70.1M
FCF MarginFCF / Revenue
124.3%
Capex IntensityCapex / Revenue
0.0%
20.3%
Cash ConversionOCF / Net Profit
-40.92×
5.01×
TTM Free Cash FlowTrailing 4 quarters
$121.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EFC
EFC
GSBC
GSBC
Q4 25
$-925.5M
$81.5M
Q3 25
$-290.4M
$5.6M
Q2 25
$-210.5M
$39.3M
Q1 25
$-126.4M
$15.0M
Q4 24
$-430.5M
$44.1M
Q3 24
$-141.7M
$17.7M
Q2 24
$-88.6M
$43.5M
Q1 24
$-59.5M
$-26.9M
Free Cash Flow
EFC
EFC
GSBC
GSBC
Q4 25
$70.1M
Q3 25
$3.9M
Q2 25
$34.9M
Q1 25
$13.1M
Q4 24
$39.1M
Q3 24
$16.5M
Q2 24
$42.0M
Q1 24
$-27.7M
FCF Margin
EFC
EFC
GSBC
GSBC
Q4 25
124.3%
Q3 25
6.7%
Q2 25
59.0%
Q1 25
23.4%
Q4 24
69.3%
Q3 24
30.1%
Q2 24
74.1%
Q1 24
-53.7%
Capex Intensity
EFC
EFC
GSBC
GSBC
Q4 25
0.0%
20.3%
Q3 25
3.0%
Q2 25
7.4%
Q1 25
3.5%
Q4 24
0.0%
8.7%
Q3 24
0.0%
2.1%
Q2 24
0.0%
2.7%
Q1 24
0.0%
1.6%
Cash Conversion
EFC
EFC
GSBC
GSBC
Q4 25
-40.92×
5.01×
Q3 25
-9.84×
0.31×
Q2 25
-4.90×
1.99×
Q1 25
-3.99×
0.87×
Q4 24
-14.04×
2.95×
Q3 24
-8.76×
1.07×
Q2 24
-1.69×
2.56×
Q1 24
-2.21×
-2.01×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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