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Side-by-side financial comparison of EAGLE FINANCIAL SERVICES INC (EFSI) and Gambling.com Group Ltd (GAMB). Click either name above to swap in a different company.

EAGLE FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($16.4M vs $15.9M, roughly 1.0× Gambling.com Group Ltd).

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

Gambling.com Group is a performance marketing and sports betting media company. The company provides digital marketing services for the online gambling industry.

EFSI vs GAMB — Head-to-Head

Bigger by revenue
EFSI
EFSI
1.0× larger
EFSI
$16.4M
$15.9M
GAMB

Income Statement — Q4 FY2025 vs Q2 FY2022

Metric
EFSI
EFSI
GAMB
GAMB
Revenue
$16.4M
$15.9M
Net Profit
$56.0K
Gross Margin
96.9%
Operating Margin
33.6%
-14.1%
Net Margin
0.4%
Revenue YoY
21.3%
Net Profit YoY
EPS (diluted)
$1.10
$0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EFSI
EFSI
GAMB
GAMB
Q4 25
$16.4M
Q3 25
$22.4M
Q2 25
$20.6M
Q1 25
$4.8M
Q4 24
$22.0M
Q3 24
$18.4M
Q2 24
$16.5M
Q1 24
$15.9M
Net Profit
EFSI
EFSI
GAMB
GAMB
Q4 25
Q3 25
$5.6M
Q2 25
$5.3M
Q1 25
$-7.0M
Q4 24
Q3 24
$3.4M
Q2 24
$3.2M
Q1 24
$2.5M
Operating Margin
EFSI
EFSI
GAMB
GAMB
Q4 25
33.6%
Q3 25
30.9%
Q2 25
31.8%
Q1 25
-189.0%
Q4 24
36.8%
Q3 24
21.6%
Q2 24
22.9%
Q1 24
19.1%
Net Margin
EFSI
EFSI
GAMB
GAMB
Q4 25
Q3 25
25.0%
Q2 25
25.6%
Q1 25
-145.8%
Q4 24
Q3 24
18.6%
Q2 24
19.3%
Q1 24
16.0%
EPS (diluted)
EFSI
EFSI
GAMB
GAMB
Q4 25
$1.10
Q3 25
$1.04
Q2 25
$0.98
Q1 25
$-1.53
Q4 24
$1.74
Q3 24
$0.97
Q2 24
$0.89
Q1 24
$0.72

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EFSI
EFSI
GAMB
GAMB
Cash + ST InvestmentsLiquidity on hand
$31.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$188.8M
$85.0M
Total Assets
$1.9B
$131.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Stockholders' Equity
EFSI
EFSI
GAMB
GAMB
Q4 25
$188.8M
Q3 25
$185.6M
Q2 25
$179.6M
Q1 25
$176.5M
Q4 24
$119.0M
Q3 24
$117.8M
Q2 24
$111.1M
Q1 24
$107.7M
Total Assets
EFSI
EFSI
GAMB
GAMB
Q4 25
$1.9B
Q3 25
$1.9B
Q2 25
$2.0B
Q1 25
$1.9B
Q4 24
$1.9B
Q3 24
$1.9B
Q2 24
$1.8B
Q1 24
$1.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EFSI
EFSI
GAMB
GAMB
Operating Cash FlowLast quarter
$25.8M
$3.4M
Free Cash FlowOCF − Capex
$24.3M
FCF MarginFCF / Revenue
148.6%
Capex IntensityCapex / Revenue
8.6%
Cash ConversionOCF / Net Profit
59.96×
TTM Free Cash FlowTrailing 4 quarters
$39.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EFSI
EFSI
GAMB
GAMB
Q4 25
$25.8M
Q3 25
$8.2M
Q2 25
$2.6M
Q1 25
$5.8M
Q4 24
$18.8M
Q3 24
$7.5M
Q2 24
$-1.8M
Q1 24
$6.8M
Free Cash Flow
EFSI
EFSI
GAMB
GAMB
Q4 25
$24.3M
Q3 25
$7.8M
Q2 25
$2.3M
Q1 25
$5.3M
Q4 24
$17.7M
Q3 24
$7.3M
Q2 24
$-2.2M
Q1 24
$6.7M
FCF Margin
EFSI
EFSI
GAMB
GAMB
Q4 25
148.6%
Q3 25
35.0%
Q2 25
11.2%
Q1 25
110.1%
Q4 24
80.6%
Q3 24
39.6%
Q2 24
-13.6%
Q1 24
41.9%
Capex Intensity
EFSI
EFSI
GAMB
GAMB
Q4 25
8.6%
Q3 25
1.7%
Q2 25
1.3%
Q1 25
11.2%
Q4 24
4.6%
Q3 24
1.3%
Q2 24
2.6%
Q1 24
0.6%
Cash Conversion
EFSI
EFSI
GAMB
GAMB
Q4 25
Q3 25
1.47×
Q2 25
0.49×
Q1 25
Q4 24
Q3 24
2.19×
Q2 24
-0.57×
Q1 24
2.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EFSI
EFSI

Asset Management$6.0M37%
Other$3.8M23%
Interchange Fees$3.5M22%
Overdrawn Account Fees$1.6M10%
Brokerage Commissions$1.4M9%

GAMB
GAMB

Performance Marketing$12.3M77%
Sports$3.8M24%

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