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Side-by-side financial comparison of EAGLE FINANCIAL SERVICES INC (EFSI) and Ostin Technology Group Co., Ltd. (OST). Click either name above to swap in a different company.

Ostin Technology Group Co., Ltd. is the larger business by last-quarter revenue ($20.8M vs $16.4M, roughly 1.3× EAGLE FINANCIAL SERVICES INC). On growth, Ostin Technology Group Co., Ltd. posted the faster year-over-year revenue change (39.2% vs 21.3%).

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

Ostin Technology Group Co., Ltd. is a provider of display and interactive technology solutions. It develops and manufactures touch panels, interactive whiteboards and custom display modules, serving consumer electronics, education and commercial segments across Asia Pacific, North America and European markets.

EFSI vs OST — Head-to-Head

Bigger by revenue
OST
OST
1.3× larger
OST
$20.8M
$16.4M
EFSI
Growing faster (revenue YoY)
OST
OST
+17.9% gap
OST
39.2%
21.3%
EFSI

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
EFSI
EFSI
OST
OST
Revenue
$16.4M
$20.8M
Net Profit
$-5.2M
Gross Margin
9.1%
Operating Margin
33.6%
-23.4%
Net Margin
-24.8%
Revenue YoY
21.3%
39.2%
Net Profit YoY
-11.6%
EPS (diluted)
$1.10
$-2.98

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EFSI
EFSI
OST
OST
Q4 25
$16.4M
Q3 25
$22.4M
Q2 25
$20.6M
Q1 25
$4.8M
$20.8M
Q4 24
$22.0M
Q3 24
$18.4M
Q2 24
$16.5M
Q1 24
$15.9M
$15.0M
Net Profit
EFSI
EFSI
OST
OST
Q4 25
Q3 25
$5.6M
Q2 25
$5.3M
Q1 25
$-7.0M
$-5.2M
Q4 24
Q3 24
$3.4M
Q2 24
$3.2M
Q1 24
$2.5M
$-4.6M
Gross Margin
EFSI
EFSI
OST
OST
Q4 25
Q3 25
Q2 25
Q1 25
9.1%
Q4 24
Q3 24
Q2 24
Q1 24
5.9%
Operating Margin
EFSI
EFSI
OST
OST
Q4 25
33.6%
Q3 25
30.9%
Q2 25
31.8%
Q1 25
-189.0%
-23.4%
Q4 24
36.8%
Q3 24
21.6%
Q2 24
22.9%
Q1 24
19.1%
-25.3%
Net Margin
EFSI
EFSI
OST
OST
Q4 25
Q3 25
25.0%
Q2 25
25.6%
Q1 25
-145.8%
-24.8%
Q4 24
Q3 24
18.6%
Q2 24
19.3%
Q1 24
16.0%
-31.0%
EPS (diluted)
EFSI
EFSI
OST
OST
Q4 25
$1.10
Q3 25
$1.04
Q2 25
$0.98
Q1 25
$-1.53
$-2.98
Q4 24
$1.74
Q3 24
$0.97
Q2 24
$0.89
Q1 24
$0.72
$-0.29

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EFSI
EFSI
OST
OST
Cash + ST InvestmentsLiquidity on hand
$1.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$188.8M
$2.7M
Total Assets
$1.9B
$52.6M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EFSI
EFSI
OST
OST
Q4 25
Q3 25
Q2 25
Q1 25
$1.7M
Q4 24
Q3 24
Q2 24
Q1 24
$1.7M
Stockholders' Equity
EFSI
EFSI
OST
OST
Q4 25
$188.8M
Q3 25
$185.6M
Q2 25
$179.6M
Q1 25
$176.5M
$2.7M
Q4 24
$119.0M
Q3 24
$117.8M
Q2 24
$111.1M
Q1 24
$107.7M
$10.3M
Total Assets
EFSI
EFSI
OST
OST
Q4 25
$1.9B
Q3 25
$1.9B
Q2 25
$2.0B
Q1 25
$1.9B
$52.6M
Q4 24
$1.9B
Q3 24
$1.9B
Q2 24
$1.8B
Q1 24
$1.8B
$51.4M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EFSI
EFSI
OST
OST
Operating Cash FlowLast quarter
$25.8M
Free Cash FlowOCF − Capex
$24.3M
FCF MarginFCF / Revenue
148.6%
Capex IntensityCapex / Revenue
8.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$39.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EFSI
EFSI
OST
OST
Q4 25
$25.8M
Q3 25
$8.2M
Q2 25
$2.6M
Q1 25
$5.8M
Q4 24
$18.8M
Q3 24
$7.5M
Q2 24
$-1.8M
Q1 24
$6.8M
$-3.9M
Free Cash Flow
EFSI
EFSI
OST
OST
Q4 25
$24.3M
Q3 25
$7.8M
Q2 25
$2.3M
Q1 25
$5.3M
Q4 24
$17.7M
Q3 24
$7.3M
Q2 24
$-2.2M
Q1 24
$6.7M
$-4.5M
FCF Margin
EFSI
EFSI
OST
OST
Q4 25
148.6%
Q3 25
35.0%
Q2 25
11.2%
Q1 25
110.1%
Q4 24
80.6%
Q3 24
39.6%
Q2 24
-13.6%
Q1 24
41.9%
-30.1%
Capex Intensity
EFSI
EFSI
OST
OST
Q4 25
8.6%
Q3 25
1.7%
Q2 25
1.3%
Q1 25
11.2%
Q4 24
4.6%
Q3 24
1.3%
Q2 24
2.6%
Q1 24
0.6%
4.1%
Cash Conversion
EFSI
EFSI
OST
OST
Q4 25
Q3 25
1.47×
Q2 25
0.49×
Q1 25
Q4 24
Q3 24
2.19×
Q2 24
-0.57×
Q1 24
2.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EFSI
EFSI

Asset Management$6.0M37%
Other$3.8M23%
Interchange Fees$3.5M22%
Overdrawn Account Fees$1.6M10%
Brokerage Commissions$1.4M9%

OST
OST

Segment breakdown not available.

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