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Side-by-side financial comparison of EAGLE FINANCIAL SERVICES INC (EFSI) and Rent the Runway, Inc. (RENT). Click either name above to swap in a different company.

EAGLE FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($16.4M vs $10.6M, roughly 1.5× Rent the Runway, Inc.). On growth, EAGLE FINANCIAL SERVICES INC posted the faster year-over-year revenue change (21.3% vs 10.4%). Over the past eight quarters, EAGLE FINANCIAL SERVICES INC's revenue compounded faster (1.5% CAGR vs 1.0%).

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

Rent the Runway is an American e-commerce platform that allows users to rent, subscribe, or buy designer apparel and accessories. It was founded in November 2009 by Jennifer Hyman and Jennifer Fleiss and is based in New York City.

EFSI vs RENT — Head-to-Head

Bigger by revenue
EFSI
EFSI
1.5× larger
EFSI
$16.4M
$10.6M
RENT
Growing faster (revenue YoY)
EFSI
EFSI
+10.9% gap
EFSI
21.3%
10.4%
RENT
Faster 2-yr revenue CAGR
EFSI
EFSI
Annualised
EFSI
1.5%
1.0%
RENT

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
EFSI
EFSI
RENT
RENT
Revenue
$16.4M
$10.6M
Net Profit
$76.5M
Gross Margin
-126.4%
Operating Margin
33.6%
-152.8%
Net Margin
721.7%
Revenue YoY
21.3%
10.4%
Net Profit YoY
504.8%
EPS (diluted)
$1.10
$13.65

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EFSI
EFSI
RENT
RENT
Q4 25
$16.4M
$10.6M
Q3 25
$22.4M
$11.7M
Q2 25
$20.6M
$7.6M
Q1 25
$4.8M
$11.8M
Q4 24
$22.0M
$9.6M
Q3 24
$18.4M
$10.4M
Q2 24
$16.5M
$8.9M
Q1 24
$15.9M
$10.4M
Net Profit
EFSI
EFSI
RENT
RENT
Q4 25
$76.5M
Q3 25
$5.6M
$-26.4M
Q2 25
$5.3M
$-26.1M
Q1 25
$-7.0M
$-13.4M
Q4 24
$-18.9M
Q3 24
$3.4M
$-15.6M
Q2 24
$3.2M
$-22.0M
Q1 24
$2.5M
$-24.8M
Gross Margin
EFSI
EFSI
RENT
RENT
Q4 25
-126.4%
Q3 25
-92.3%
Q2 25
-168.4%
Q1 25
-71.2%
Q4 24
-122.9%
Q3 24
-98.1%
Q2 24
-131.5%
Q1 24
-93.3%
Operating Margin
EFSI
EFSI
RENT
RENT
Q4 25
33.6%
-152.8%
Q3 25
30.9%
-171.8%
Q2 25
31.8%
-259.2%
Q1 25
-189.0%
-65.3%
Q4 24
36.8%
-142.7%
Q3 24
21.6%
-92.3%
Q2 24
22.9%
-185.4%
Q1 24
19.1%
-185.6%
Net Margin
EFSI
EFSI
RENT
RENT
Q4 25
721.7%
Q3 25
25.0%
-225.6%
Q2 25
25.6%
-343.4%
Q1 25
-145.8%
-113.6%
Q4 24
-196.9%
Q3 24
18.6%
-150.0%
Q2 24
19.3%
-247.2%
Q1 24
16.0%
-238.5%
EPS (diluted)
EFSI
EFSI
RENT
RENT
Q4 25
$1.10
$13.65
Q3 25
$1.04
$-6.55
Q2 25
$0.98
$-6.58
Q1 25
$-1.53
$-2.72
Q4 24
$1.74
$-4.70
Q3 24
$0.97
$-4.17
Q2 24
$0.89
$-6.03
Q1 24
$0.72
$-5.36

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EFSI
EFSI
RENT
RENT
Cash + ST InvestmentsLiquidity on hand
$50.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$188.8M
$-35.1M
Total Assets
$1.9B
$231.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EFSI
EFSI
RENT
RENT
Q4 25
$50.7M
Q3 25
$43.6M
Q2 25
$70.4M
Q1 25
$77.4M
Q4 24
$74.1M
Q3 24
$76.6M
Q2 24
$82.0M
Q1 24
$84.0M
Total Debt
EFSI
EFSI
RENT
RENT
Q4 25
Q3 25
Q2 25
$340.6M
Q1 25
$333.7M
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
EFSI
EFSI
RENT
RENT
Q4 25
$188.8M
$-35.1M
Q3 25
$185.6M
$-232.1M
Q2 25
$179.6M
$-207.1M
Q1 25
$176.5M
$-182.5M
Q4 24
$119.0M
$-171.2M
Q3 24
$117.8M
$-154.5M
Q2 24
$111.1M
$-141.3M
Q1 24
$107.7M
$-122.3M
Total Assets
EFSI
EFSI
RENT
RENT
Q4 25
$1.9B
$231.0M
Q3 25
$1.9B
$219.0M
Q2 25
$2.0B
$245.3M
Q1 25
$1.9B
$240.0M
Q4 24
$1.9B
$251.6M
Q3 24
$1.9B
$257.4M
Q2 24
$1.8B
$278.4M
Q1 24
$1.8B
$278.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EFSI
EFSI
RENT
RENT
Operating Cash FlowLast quarter
$25.8M
$-1.4M
Free Cash FlowOCF − Capex
$24.3M
FCF MarginFCF / Revenue
148.6%
Capex IntensityCapex / Revenue
8.6%
Cash ConversionOCF / Net Profit
-0.02×
TTM Free Cash FlowTrailing 4 quarters
$39.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EFSI
EFSI
RENT
RENT
Q4 25
$25.8M
$-1.4M
Q3 25
$8.2M
$-10.5M
Q2 25
$2.6M
$8.3M
Q1 25
$5.8M
$1.4M
Q4 24
$18.8M
$4.7M
Q3 24
$7.5M
$2.2M
Q2 24
$-1.8M
$4.6M
Q1 24
$6.8M
$-8.0M
Free Cash Flow
EFSI
EFSI
RENT
RENT
Q4 25
$24.3M
Q3 25
$7.8M
Q2 25
$2.3M
Q1 25
$5.3M
Q4 24
$17.7M
Q3 24
$7.3M
Q2 24
$-2.2M
Q1 24
$6.7M
FCF Margin
EFSI
EFSI
RENT
RENT
Q4 25
148.6%
Q3 25
35.0%
Q2 25
11.2%
Q1 25
110.1%
Q4 24
80.6%
Q3 24
39.6%
Q2 24
-13.6%
Q1 24
41.9%
Capex Intensity
EFSI
EFSI
RENT
RENT
Q4 25
8.6%
Q3 25
1.7%
Q2 25
1.3%
Q1 25
11.2%
Q4 24
4.6%
Q3 24
1.3%
Q2 24
2.6%
Q1 24
0.6%
Cash Conversion
EFSI
EFSI
RENT
RENT
Q4 25
-0.02×
Q3 25
1.47×
Q2 25
0.49×
Q1 25
Q4 24
Q3 24
2.19×
Q2 24
-0.57×
Q1 24
2.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EFSI
EFSI

Asset Management$6.0M37%
Other$3.8M23%
Interchange Fees$3.5M22%
Overdrawn Account Fees$1.6M10%
Brokerage Commissions$1.4M9%

RENT
RENT

Segment breakdown not available.

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