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Side-by-side financial comparison of EAGLE FINANCIAL SERVICES INC (EFSI) and TRINITY BIOTECH PLC (TRIB). Click either name above to swap in a different company.

TRINITY BIOTECH PLC is the larger business by last-quarter revenue ($30.5M vs $16.4M, roughly 1.9× EAGLE FINANCIAL SERVICES INC). EAGLE FINANCIAL SERVICES INC produced more free cash flow last quarter ($24.3M vs $-4.1M).

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

Trinity Biotech PLC develops, manufactures and markets diagnostic test kits and systems for clinical laboratories and point-of-care settings. Its product portfolio covers diabetes management, infectious diseases, cardiac health, autoimmune disorders and coagulation, with core markets across North America, Europe and emerging economies.

EFSI vs TRIB — Head-to-Head

Bigger by revenue
TRIB
TRIB
1.9× larger
TRIB
$30.5M
$16.4M
EFSI
More free cash flow
EFSI
EFSI
$28.4M more FCF
EFSI
$24.3M
$-4.1M
TRIB

Income Statement — Q4 FY2025 vs Q2 FY2024

Metric
EFSI
EFSI
TRIB
TRIB
Revenue
$16.4M
$30.5M
Net Profit
$-10.1M
Gross Margin
36.8%
Operating Margin
33.6%
-23.2%
Net Margin
-33.0%
Revenue YoY
21.3%
Net Profit YoY
EPS (diluted)
$1.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EFSI
EFSI
TRIB
TRIB
Q4 25
$16.4M
Q3 25
$22.4M
Q2 25
$20.6M
Q1 25
$4.8M
Q4 24
$22.0M
Q3 24
$18.4M
Q2 24
$16.5M
$30.5M
Q1 24
$15.9M
Net Profit
EFSI
EFSI
TRIB
TRIB
Q4 25
Q3 25
$5.6M
Q2 25
$5.3M
Q1 25
$-7.0M
Q4 24
Q3 24
$3.4M
Q2 24
$3.2M
$-10.1M
Q1 24
$2.5M
Gross Margin
EFSI
EFSI
TRIB
TRIB
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
36.8%
Q1 24
Operating Margin
EFSI
EFSI
TRIB
TRIB
Q4 25
33.6%
Q3 25
30.9%
Q2 25
31.8%
Q1 25
-189.0%
Q4 24
36.8%
Q3 24
21.6%
Q2 24
22.9%
-23.2%
Q1 24
19.1%
Net Margin
EFSI
EFSI
TRIB
TRIB
Q4 25
Q3 25
25.0%
Q2 25
25.6%
Q1 25
-145.8%
Q4 24
Q3 24
18.6%
Q2 24
19.3%
-33.0%
Q1 24
16.0%
EPS (diluted)
EFSI
EFSI
TRIB
TRIB
Q4 25
$1.10
Q3 25
$1.04
Q2 25
$0.98
Q1 25
$-1.53
Q4 24
$1.74
Q3 24
$0.97
Q2 24
$0.89
Q1 24
$0.72

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EFSI
EFSI
TRIB
TRIB
Cash + ST InvestmentsLiquidity on hand
$5.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$188.8M
$-29.4M
Total Assets
$1.9B
$94.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EFSI
EFSI
TRIB
TRIB
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$5.3M
Q1 24
Stockholders' Equity
EFSI
EFSI
TRIB
TRIB
Q4 25
$188.8M
Q3 25
$185.6M
Q2 25
$179.6M
Q1 25
$176.5M
Q4 24
$119.0M
Q3 24
$117.8M
Q2 24
$111.1M
$-29.4M
Q1 24
$107.7M
Total Assets
EFSI
EFSI
TRIB
TRIB
Q4 25
$1.9B
Q3 25
$1.9B
Q2 25
$2.0B
Q1 25
$1.9B
Q4 24
$1.9B
Q3 24
$1.9B
Q2 24
$1.8B
$94.4M
Q1 24
$1.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EFSI
EFSI
TRIB
TRIB
Operating Cash FlowLast quarter
$25.8M
$-3.9M
Free Cash FlowOCF − Capex
$24.3M
$-4.1M
FCF MarginFCF / Revenue
148.6%
-13.3%
Capex IntensityCapex / Revenue
8.6%
0.5%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$39.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EFSI
EFSI
TRIB
TRIB
Q4 25
$25.8M
Q3 25
$8.2M
Q2 25
$2.6M
Q1 25
$5.8M
Q4 24
$18.8M
Q3 24
$7.5M
Q2 24
$-1.8M
$-3.9M
Q1 24
$6.8M
Free Cash Flow
EFSI
EFSI
TRIB
TRIB
Q4 25
$24.3M
Q3 25
$7.8M
Q2 25
$2.3M
Q1 25
$5.3M
Q4 24
$17.7M
Q3 24
$7.3M
Q2 24
$-2.2M
$-4.1M
Q1 24
$6.7M
FCF Margin
EFSI
EFSI
TRIB
TRIB
Q4 25
148.6%
Q3 25
35.0%
Q2 25
11.2%
Q1 25
110.1%
Q4 24
80.6%
Q3 24
39.6%
Q2 24
-13.6%
-13.3%
Q1 24
41.9%
Capex Intensity
EFSI
EFSI
TRIB
TRIB
Q4 25
8.6%
Q3 25
1.7%
Q2 25
1.3%
Q1 25
11.2%
Q4 24
4.6%
Q3 24
1.3%
Q2 24
2.6%
0.5%
Q1 24
0.6%
Cash Conversion
EFSI
EFSI
TRIB
TRIB
Q4 25
Q3 25
1.47×
Q2 25
0.49×
Q1 25
Q4 24
Q3 24
2.19×
Q2 24
-0.57×
Q1 24
2.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EFSI
EFSI

Asset Management$6.0M37%
Other$3.8M23%
Interchange Fees$3.5M22%
Overdrawn Account Fees$1.6M10%
Brokerage Commissions$1.4M9%

TRIB
TRIB

Segment breakdown not available.

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