vs

Side-by-side financial comparison of Equifax (EFX) and PINTEREST, INC. (PINS). Click either name above to swap in a different company.

Equifax is the larger business by last-quarter revenue ($1.6B vs $1.3B, roughly 1.2× PINTEREST, INC.). PINTEREST, INC. runs the higher net margin — 21.0% vs 10.4%, a 10.6% gap on every dollar of revenue. On growth, Equifax posted the faster year-over-year revenue change (14.3% vs 14.3%). Over the past eight quarters, PINTEREST, INC.'s revenue compounded faster (33.5% CAGR vs 6.9%).

Equifax Inc. is an American multinational consumer credit reporting agency headquartered in Atlanta, Georgia and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. Equifax collects and aggregates information on more than 800 million individual consumers and more than 88 million businesses worldwide.

Pinterest is an American social media service for publishing and discovery of information in the form of digital pinboards. This includes recipes, home, style, motivation, and inspiration on the Internet using image sharing. Pinterest, Inc. was founded by Ben Silbermann, Paul Sciarra, and Evan Sharp, and is headquartered in San Francisco.

EFX vs PINS — Head-to-Head

Bigger by revenue
EFX
EFX
1.2× larger
EFX
$1.6B
$1.3B
PINS
Growing faster (revenue YoY)
EFX
EFX
+0.0% gap
EFX
14.3%
14.3%
PINS
Higher net margin
PINS
PINS
10.6% more per $
PINS
21.0%
10.4%
EFX
Faster 2-yr revenue CAGR
PINS
PINS
Annualised
PINS
33.5%
6.9%
EFX

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
EFX
EFX
PINS
PINS
Revenue
$1.6B
$1.3B
Net Profit
$171.5M
$277.1M
Gross Margin
82.8%
Operating Margin
17.4%
22.8%
Net Margin
10.4%
21.0%
Revenue YoY
14.3%
14.3%
Net Profit YoY
28.9%
-85.0%
EPS (diluted)
$0.41

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EFX
EFX
PINS
PINS
Q2 26
$1.6B
Q1 26
$1.6B
Q4 25
$1.6B
$1.3B
Q3 25
$1.5B
$1.0B
Q2 25
$1.5B
$998.2M
Q1 25
$1.4B
$855.0M
Q4 24
$1.4B
$1.2B
Q3 24
$1.4B
$898.4M
Net Profit
EFX
EFX
PINS
PINS
Q2 26
$171.5M
Q1 26
$171.5M
Q4 25
$175.7M
$277.1M
Q3 25
$160.2M
$92.1M
Q2 25
$191.3M
$38.8M
Q1 25
$133.1M
$8.9M
Q4 24
$174.0M
$1.8B
Q3 24
$141.3M
$30.6M
Gross Margin
EFX
EFX
PINS
PINS
Q2 26
Q1 26
Q4 25
82.8%
Q3 25
79.8%
Q2 25
79.7%
Q1 25
76.7%
Q4 24
82.9%
Q3 24
79.1%
Operating Margin
EFX
EFX
PINS
PINS
Q2 26
17.4%
Q1 26
17.4%
Q4 25
18.3%
22.8%
Q3 25
17.1%
5.6%
Q2 25
20.2%
-0.4%
Q1 25
16.4%
-4.1%
Q4 24
20.3%
22.7%
Q3 24
17.1%
-0.7%
Net Margin
EFX
EFX
PINS
PINS
Q2 26
10.4%
Q1 26
10.4%
Q4 25
11.3%
21.0%
Q3 25
10.4%
8.8%
Q2 25
12.4%
3.9%
Q1 25
9.2%
1.0%
Q4 24
12.3%
160.1%
Q3 24
9.8%
3.4%
EPS (diluted)
EFX
EFX
PINS
PINS
Q2 26
Q1 26
Q4 25
$1.44
$0.41
Q3 25
$1.29
$0.13
Q2 25
$1.53
$0.06
Q1 25
$1.06
$0.01
Q4 24
$1.40
$2.66
Q3 24
$1.13
$0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EFX
EFX
PINS
PINS
Cash + ST InvestmentsLiquidity on hand
$183.4M
$969.3M
Total DebtLower is stronger
$5.3B
Stockholders' EquityBook value
$4.6B
$4.7B
Total Assets
$11.9B
$5.5B
Debt / EquityLower = less leverage
1.16×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EFX
EFX
PINS
PINS
Q2 26
$183.4M
Q1 26
$183.4M
Q4 25
$180.8M
$969.3M
Q3 25
$189.0M
$1.1B
Q2 25
$189.0M
$1.2B
Q1 25
$195.2M
$1.3B
Q4 24
$169.9M
$1.1B
Q3 24
$468.2M
$1.0B
Total Debt
EFX
EFX
PINS
PINS
Q2 26
$5.3B
Q1 26
$5.3B
Q4 25
$5.1B
Q3 25
Q2 25
Q1 25
Q4 24
$5.0B
Q3 24
Stockholders' Equity
EFX
EFX
PINS
PINS
Q2 26
$4.6B
Q1 26
$4.6B
Q4 25
$4.6B
$4.7B
Q3 25
$4.9B
$4.8B
Q2 25
$5.1B
$4.8B
Q1 25
$5.0B
$4.7B
Q4 24
$4.8B
$4.8B
Q3 24
$4.9B
$2.9B
Total Assets
EFX
EFX
PINS
PINS
Q2 26
$11.9B
Q1 26
$11.9B
Q4 25
$11.9B
$5.5B
Q3 25
$11.8B
$5.5B
Q2 25
$11.9B
$5.4B
Q1 25
$11.9B
$5.3B
Q4 24
$11.8B
$5.3B
Q3 24
$12.3B
$3.5B
Debt / Equity
EFX
EFX
PINS
PINS
Q2 26
1.16×
Q1 26
1.16×
Q4 25
1.11×
Q3 25
Q2 25
Q1 25
Q4 24
1.05×
Q3 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EFX
EFX
PINS
PINS
Operating Cash FlowLast quarter
$391.2M
Free Cash FlowOCF − Capex
$380.4M
FCF MarginFCF / Revenue
28.8%
Capex IntensityCapex / Revenue
7.3%
0.8%
Cash ConversionOCF / Net Profit
1.41×
TTM Free Cash FlowTrailing 4 quarters
$1.3B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EFX
EFX
PINS
PINS
Q2 26
Q1 26
Q4 25
$470.8M
$391.2M
Q3 25
$559.9M
$321.7M
Q2 25
$361.1M
$207.7M
Q1 25
$223.9M
$363.7M
Q4 24
$324.8M
$254.0M
Q3 24
$479.5M
$248.0M
Free Cash Flow
EFX
EFX
PINS
PINS
Q2 26
Q1 26
Q4 25
$340.8M
$380.4M
Q3 25
$437.9M
$318.4M
Q2 25
$238.9M
$196.7M
Q1 25
$116.7M
$356.4M
Q4 24
$205.9M
$250.2M
Q3 24
$355.5M
$244.1M
FCF Margin
EFX
EFX
PINS
PINS
Q2 26
Q1 26
Q4 25
22.0%
28.8%
Q3 25
28.3%
30.3%
Q2 25
15.5%
19.7%
Q1 25
8.1%
41.7%
Q4 24
14.5%
21.7%
Q3 24
24.7%
27.2%
Capex Intensity
EFX
EFX
PINS
PINS
Q2 26
7.3%
Q1 26
7.3%
Q4 25
8.4%
0.8%
Q3 25
7.9%
0.3%
Q2 25
8.0%
1.1%
Q1 25
7.4%
0.9%
Q4 24
8.4%
0.3%
Q3 24
8.6%
0.4%
Cash Conversion
EFX
EFX
PINS
PINS
Q2 26
Q1 26
Q4 25
2.68×
1.41×
Q3 25
3.50×
3.49×
Q2 25
1.89×
5.36×
Q1 25
1.68×
40.77×
Q4 24
1.87×
0.14×
Q3 24
3.39×
8.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EFX
EFX

Verification Services$571.4M35%
Online Information Solutions$553.7M34%
Employer Services$111.7M7%
Latin America$102.7M6%
Europe$94.0M6%
Asia Pacific$92.6M6%
Canada$70.9M4%
Other$51.9M3%

PINS
PINS

United States And Canada$944.3M72%
Other$375.0M28%

Related Comparisons