Equifax

EquifaxEFXEarnings & Financial Report

NYSE · Industrials · Research & Consulting Services

Equifax Inc. is an American multinational consumer credit reporting agency headquartered in Atlanta, Georgia and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. Equifax collects and aggregates information on more than 800 million individual consumers and more than 88 million businesses worldwide.

EFX Q4 FY2025 Key Financial Metrics

Revenue

$1.6B

Gross Profit

N/A

Operating Profit

$284.3M

Net Profit

$175.7M

Gross Margin

N/A

Operating Margin

18.3%

Net Margin

11.3%

YoY Growth

9.2%

EPS

$1.44

Equifax Q4 FY2025 Financial Summary

Equifax reported revenue of $1.6B (up 9.2% YoY) for Q4 FY2025, with a net profit of $175.7M (up 1.0% YoY) (11.3% margin).

Key Financial Metrics

Total Revenue$1.6B
Net Profit$175.7M
Gross MarginN/A
Operating Margin18.3%
Report PeriodQ4 FY2025

Revenue Breakdown

Equifax Q4 FY2025 revenue of $1.6B breaks down across 2 segments, led by United States Consumer Information Solutions at $1.5B (94.8% of total).

SegmentRevenue% of Total
United States Consumer Information Solutions$1.5B94.8%
Employer Services$95.3M6.1%

Equifax Revenue by Segment — Quarterly Trend

Equifax revenue by segment across the last 4 reported quarters, showing how each business line (such as United States Consumer Information Solutions and Employer Services) has evolved quarter over quarter.

SegmentQ4 FY2025Q3 FY2025Q2 FY2025Q1 FY2025
United States Consumer Information Solutions$1.5B$43.2M$34.6M
Employer Services$95.3M$95.8M$95.0M$116.4M

Equifax Annual Revenue by Year

Equifax annual revenue history includes year-by-year totals (for example, 2025 revenue was $6.1B).

YearAnnual Revenue
2025$6.1Bvs 2024
2024$5.7B

Equifax Quarterly Revenue & Net Profit History

Equifax results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$1.6B+9.2%$175.7M11.3%
Q3 FY2025$1.5B+7.2%$160.2M10.4%
Q2 FY2025$1.5B+7.4%$191.3M12.4%
Q1 FY2025$1.4B+3.8%$133.1M9.2%
Q4 FY2024$1.4B+7.0%$174.0M12.3%
Q3 FY2024$1.4B+9.3%$141.3M9.8%
Q2 FY2024$1.4B+8.6%$163.9M11.5%
Q1 FY2024$1.4B+6.7%$124.9M9.0%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$1.39B$1.43B$1.44B$1.42B$1.44B$1.54B$1.54B$1.55B
YoY Growth6.7%8.6%9.3%7.0%3.8%7.4%7.2%9.2%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$12.25B$12.15B$12.34B$11.76B$11.85B$11.92B$11.83B$11.86B
Liabilities$7.54B$7.32B$7.30B$6.84B$6.74B$6.68B$6.76B$7.13B
Equity$4.56B$4.70B$4.91B$4.80B$4.98B$5.10B$4.94B$4.60B

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$252.7M$267.5M$479.5M$324.8M$223.9M$361.1M$559.9M$470.8M