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Side-by-side financial comparison of Equifax (EFX) and Texas Roadhouse, Inc. (TXRH). Click either name above to swap in a different company.

Texas Roadhouse, Inc. is the larger business by last-quarter revenue ($1.6B vs $1.6B, roughly 1.1× Equifax). Equifax runs the higher net margin — 11.3% vs 7.6%, a 3.8% gap on every dollar of revenue. On growth, Texas Roadhouse, Inc. posted the faster year-over-year revenue change (12.8% vs 9.2%). Over the past eight quarters, Texas Roadhouse, Inc.'s revenue compounded faster (11.2% CAGR vs 5.6%).

Equifax Inc. is an American multinational consumer credit reporting agency headquartered in Atlanta, Georgia and is one of the three largest consumer credit reporting agencies, along with Experian and TransUnion. Equifax collects and aggregates information on more than 800 million individual consumers and more than 88 million businesses worldwide.

Texas Roadhouse is an American steakhouse chain that specializes in steaks in a Texan and Southwestern cuisine style. It is a subsidiary of Texas Roadhouse Inc, which has two other concepts and is headquartered in Louisville, Kentucky. As of August 2025, the chain operates about 800 locations in 49 U.S. states and 70 international locations in 11 countries.

EFX vs TXRH — Head-to-Head

Bigger by revenue
TXRH
TXRH
1.1× larger
TXRH
$1.6B
$1.6B
EFX
Growing faster (revenue YoY)
TXRH
TXRH
+3.6% gap
TXRH
12.8%
9.2%
EFX
Higher net margin
EFX
EFX
3.8% more per $
EFX
11.3%
7.6%
TXRH
Faster 2-yr revenue CAGR
TXRH
TXRH
Annualised
TXRH
11.2%
5.6%
EFX

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
EFX
EFX
TXRH
TXRH
Revenue
$1.6B
$1.6B
Net Profit
$175.7M
$123.4M
Gross Margin
Operating Margin
18.3%
9.0%
Net Margin
11.3%
7.6%
Revenue YoY
9.2%
12.8%
Net Profit YoY
1.0%
8.6%
EPS (diluted)
$1.44
$1.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EFX
EFX
TXRH
TXRH
Q1 26
$1.6B
Q4 25
$1.6B
$1.5B
Q3 25
$1.5B
$1.4B
Q2 25
$1.5B
$1.4B
Q1 25
$1.4B
Q4 24
$1.4B
$1.4B
Q3 24
$1.4B
$1.3B
Q2 24
$1.4B
$1.3B
Net Profit
EFX
EFX
TXRH
TXRH
Q1 26
$123.4M
Q4 25
$175.7M
$86.7M
Q3 25
$160.2M
$84.9M
Q2 25
$191.3M
$116.1M
Q1 25
$133.1M
Q4 24
$174.0M
$118.5M
Q3 24
$141.3M
$86.8M
Q2 24
$163.9M
$123.1M
Operating Margin
EFX
EFX
TXRH
TXRH
Q1 26
9.0%
Q4 25
18.3%
6.5%
Q3 25
17.1%
6.7%
Q2 25
20.2%
9.3%
Q1 25
16.4%
Q4 24
20.3%
9.6%
Q3 24
17.1%
8.0%
Q2 24
19.7%
10.6%
Net Margin
EFX
EFX
TXRH
TXRH
Q1 26
7.6%
Q4 25
11.3%
5.8%
Q3 25
10.4%
5.9%
Q2 25
12.4%
8.0%
Q1 25
9.2%
Q4 24
12.3%
8.2%
Q3 24
9.8%
6.8%
Q2 24
11.5%
9.2%
EPS (diluted)
EFX
EFX
TXRH
TXRH
Q1 26
$1.87
Q4 25
$1.44
$1.29
Q3 25
$1.29
$1.25
Q2 25
$1.53
$1.70
Q1 25
$1.06
Q4 24
$1.40
$1.73
Q3 24
$1.13
$1.26
Q2 24
$1.31
$1.79

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EFX
EFX
TXRH
TXRH
Cash + ST InvestmentsLiquidity on hand
$180.8M
$214.6M
Total DebtLower is stronger
$5.1B
Stockholders' EquityBook value
$4.6B
Total Assets
$11.9B
$3.6B
Debt / EquityLower = less leverage
1.11×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EFX
EFX
TXRH
TXRH
Q1 26
$214.6M
Q4 25
$180.8M
$134.7M
Q3 25
$189.0M
$108.2M
Q2 25
$189.0M
$221.1M
Q1 25
$195.2M
Q4 24
$169.9M
$245.2M
Q3 24
$468.2M
$189.2M
Q2 24
$181.9M
$197.5M
Total Debt
EFX
EFX
TXRH
TXRH
Q1 26
Q4 25
$5.1B
Q3 25
Q2 25
Q1 25
Q4 24
$5.0B
Q3 24
Q2 24
Stockholders' Equity
EFX
EFX
TXRH
TXRH
Q1 26
Q4 25
$4.6B
$1.5B
Q3 25
$4.9B
$1.5B
Q2 25
$5.1B
$1.4B
Q1 25
$5.0B
Q4 24
$4.8B
$1.4B
Q3 24
$4.9B
$1.3B
Q2 24
$4.7B
$1.3B
Total Assets
EFX
EFX
TXRH
TXRH
Q1 26
$3.6B
Q4 25
$11.9B
$3.5B
Q3 25
$11.8B
$3.3B
Q2 25
$11.9B
$3.2B
Q1 25
$11.9B
Q4 24
$11.8B
$3.2B
Q3 24
$12.3B
$2.9B
Q2 24
$12.2B
$2.9B
Debt / Equity
EFX
EFX
TXRH
TXRH
Q1 26
Q4 25
1.11×
Q3 25
Q2 25
Q1 25
Q4 24
1.05×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EFX
EFX
TXRH
TXRH
Operating Cash FlowLast quarter
$470.8M
$259.1M
Free Cash FlowOCF − Capex
$340.8M
FCF MarginFCF / Revenue
22.0%
Capex IntensityCapex / Revenue
8.4%
4.9%
Cash ConversionOCF / Net Profit
2.68×
2.10×
TTM Free Cash FlowTrailing 4 quarters
$1.1B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EFX
EFX
TXRH
TXRH
Q1 26
$259.1M
Q4 25
$470.8M
Q3 25
$559.9M
$143.6M
Q2 25
$361.1M
$237.7M
Q1 25
$223.9M
Q4 24
$324.8M
$237.5M
Q3 24
$479.5M
$138.7M
Q2 24
$267.5M
$133.9M
Free Cash Flow
EFX
EFX
TXRH
TXRH
Q1 26
Q4 25
$340.8M
Q3 25
$437.9M
$14.7M
Q2 25
$238.9M
$160.4M
Q1 25
$116.7M
Q4 24
$205.9M
$129.7M
Q3 24
$355.5M
$47.7M
Q2 24
$130.8M
$56.1M
FCF Margin
EFX
EFX
TXRH
TXRH
Q1 26
Q4 25
22.0%
Q3 25
28.3%
1.0%
Q2 25
15.5%
11.1%
Q1 25
8.1%
Q4 24
14.5%
9.0%
Q3 24
24.7%
3.7%
Q2 24
9.1%
4.2%
Capex Intensity
EFX
EFX
TXRH
TXRH
Q1 26
4.9%
Q4 25
8.4%
Q3 25
7.9%
9.0%
Q2 25
8.0%
5.3%
Q1 25
7.4%
Q4 24
8.4%
7.5%
Q3 24
8.6%
7.2%
Q2 24
9.6%
5.8%
Cash Conversion
EFX
EFX
TXRH
TXRH
Q1 26
2.10×
Q4 25
2.68×
Q3 25
3.50×
1.69×
Q2 25
1.89×
2.05×
Q1 25
1.68×
Q4 24
1.87×
2.00×
Q3 24
3.39×
1.60×
Q2 24
1.63×
1.09×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EFX
EFX

United States Consumer Information Solutions$1.5B95%
Employer Services$95.3M6%

TXRH
TXRH

Restaurant and other sales$1.6B100%
Royalties and franchise fees$6.5M0%

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