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Side-by-side financial comparison of VAALCO ENERGY INC (EGY) and OLD SECOND BANCORP INC (OSBC). Click either name above to swap in a different company.

OLD SECOND BANCORP INC is the larger business by last-quarter revenue ($93.8M vs $91.0M, roughly 1.0× VAALCO ENERGY INC). OLD SECOND BANCORP INC runs the higher net margin — 27.3% vs -64.4%, a 91.7% gap on every dollar of revenue. Over the past eight quarters, OLD SECOND BANCORP INC's revenue compounded faster (15.1% CAGR vs -4.7%).

VAALCO Energy is a company engaged in hydrocarbon exploration. It is organized in Delaware and headquartered in Houston, Texas with operations primarily in the Etame Marin block offshore Gabon.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

EGY vs OSBC — Head-to-Head

Bigger by revenue
OSBC
OSBC
1.0× larger
OSBC
$93.8M
$91.0M
EGY
Higher net margin
OSBC
OSBC
91.7% more per $
OSBC
27.3%
-64.4%
EGY
Faster 2-yr revenue CAGR
OSBC
OSBC
Annualised
OSBC
15.1%
-4.7%
EGY

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
EGY
EGY
OSBC
OSBC
Revenue
$91.0M
$93.8M
Net Profit
$-58.6M
$25.6M
Gross Margin
Operating Margin
-71.3%
Net Margin
-64.4%
27.3%
Revenue YoY
-25.2%
Net Profit YoY
-602.5%
159.2%
EPS (diluted)
$-0.56
$0.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EGY
EGY
OSBC
OSBC
Q1 26
$93.8M
Q4 25
$91.0M
$95.2M
Q3 25
$61.0M
$95.9M
Q2 25
$96.9M
$75.1M
Q1 25
$110.3M
$73.1M
Q4 24
$121.7M
$73.2M
Q3 24
$140.3M
$71.2M
Q2 24
$116.8M
$70.8M
Net Profit
EGY
EGY
OSBC
OSBC
Q1 26
$25.6M
Q4 25
$-58.6M
Q3 25
$1.1M
$9.9M
Q2 25
$8.4M
$21.8M
Q1 25
$7.7M
$19.8M
Q4 24
$11.7M
Q3 24
$11.0M
$23.0M
Q2 24
$28.2M
$21.9M
Operating Margin
EGY
EGY
OSBC
OSBC
Q1 26
Q4 25
-71.3%
41.2%
Q3 25
1.5%
13.6%
Q2 25
17.7%
38.9%
Q1 25
23.7%
35.8%
Q4 24
32.7%
34.7%
Q3 24
31.4%
41.9%
Q2 24
17.5%
41.2%
Net Margin
EGY
EGY
OSBC
OSBC
Q1 26
27.3%
Q4 25
-64.4%
Q3 25
1.8%
10.3%
Q2 25
8.6%
29.0%
Q1 25
7.0%
27.1%
Q4 24
9.6%
Q3 24
7.8%
32.3%
Q2 24
24.1%
30.9%
EPS (diluted)
EGY
EGY
OSBC
OSBC
Q1 26
$0.48
Q4 25
$-0.56
$0.53
Q3 25
$0.01
$0.18
Q2 25
$0.08
$0.48
Q1 25
$0.07
$0.43
Q4 24
$0.12
$0.42
Q3 24
$0.10
$0.50
Q2 24
$0.27
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EGY
EGY
OSBC
OSBC
Cash + ST InvestmentsLiquidity on hand
$58.9M
$115.7M
Total DebtLower is stronger
$60.0M
Stockholders' EquityBook value
$443.5M
$893.3M
Total Assets
$913.4M
$6.8B
Debt / EquityLower = less leverage
0.14×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EGY
EGY
OSBC
OSBC
Q1 26
$115.7M
Q4 25
$58.9M
$124.0M
Q3 25
$24.0M
$116.5M
Q2 25
$67.9M
$141.8M
Q1 25
$40.9M
$256.1M
Q4 24
$82.7M
$99.3M
Q3 24
$89.1M
$115.8M
Q2 24
$62.9M
$120.9M
Total Debt
EGY
EGY
OSBC
OSBC
Q1 26
Q4 25
$60.0M
Q3 25
$60.0M
Q2 25
$60.0M
Q1 25
$0
Q4 24
$0
Q3 24
$0
Q2 24
$0
Stockholders' Equity
EGY
EGY
OSBC
OSBC
Q1 26
$893.3M
Q4 25
$443.5M
$896.8M
Q3 25
$505.9M
$866.7M
Q2 25
$511.6M
$718.6M
Q1 25
$504.1M
$694.5M
Q4 24
$501.6M
$671.0M
Q3 24
$501.0M
$661.4M
Q2 24
$493.6M
$619.3M
Total Assets
EGY
EGY
OSBC
OSBC
Q1 26
$6.8B
Q4 25
$913.4M
$6.9B
Q3 25
$950.4M
$7.0B
Q2 25
$964.9M
$5.7B
Q1 25
$927.1M
$5.7B
Q4 24
$955.0M
$5.6B
Q3 24
$937.9M
$5.7B
Q2 24
$917.4M
$5.7B
Debt / Equity
EGY
EGY
OSBC
OSBC
Q1 26
Q4 25
0.14×
Q3 25
0.12×
Q2 25
0.12×
Q1 25
0.00×
Q4 24
0.00×
Q3 24
0.00×
Q2 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EGY
EGY
OSBC
OSBC
Operating Cash FlowLast quarter
$145.2M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EGY
EGY
OSBC
OSBC
Q1 26
Q4 25
$145.2M
$122.3M
Q3 25
$16.4M
$35.9M
Q2 25
$18.3M
$24.2M
Q1 25
$32.7M
$17.8M
Q4 24
$44.5M
$131.5M
Q3 24
$47.8M
$48.5M
Q2 24
$-438.0K
$11.6M
Free Cash Flow
EGY
EGY
OSBC
OSBC
Q1 26
Q4 25
$117.8M
Q3 25
$34.7M
Q2 25
$23.5M
Q1 25
$29.7M
$16.2M
Q4 24
$120.7M
Q3 24
$46.2M
Q2 24
$8.7M
FCF Margin
EGY
EGY
OSBC
OSBC
Q1 26
Q4 25
123.7%
Q3 25
36.2%
Q2 25
31.2%
Q1 25
26.9%
22.2%
Q4 24
165.0%
Q3 24
64.9%
Q2 24
12.3%
Capex Intensity
EGY
EGY
OSBC
OSBC
Q1 26
Q4 25
4.7%
Q3 25
1.3%
Q2 25
1.1%
Q1 25
2.7%
2.2%
Q4 24
14.7%
Q3 24
3.3%
Q2 24
4.2%
Cash Conversion
EGY
EGY
OSBC
OSBC
Q1 26
Q4 25
Q3 25
14.94×
3.64×
Q2 25
2.19×
1.11×
Q1 25
4.23×
0.90×
Q4 24
3.82×
Q3 24
4.35×
2.11×
Q2 24
-0.02×
0.53×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EGY
EGY

Crude Oil Sales And Purchase Agreements$54.8M60%
Other$31.9M35%
Crude Oil$3.0M3%
Natural Gas Liquids Reserves$1.4M2%

OSBC
OSBC

Net Interest Income$81.1M87%
Noninterest Income$12.6M13%

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