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Side-by-side financial comparison of E-Home Household Service Holdings Ltd (EJH) and First Bancorp, Inc (FNLC). Click either name above to swap in a different company.

E-Home Household Service Holdings Ltd is the larger business by last-quarter revenue ($26.4M vs $25.8M, roughly 1.0× First Bancorp, Inc). First Bancorp, Inc runs the higher net margin — 39.4% vs -19.2%, a 58.6% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs -0.0%).

E-Home Household Service Holdings Limited is a China-based professional household services provider. It offers in-home services including home cleaning, childcare support, elder care, maternity care, and domestic worker placement, serving urban residential and small commercial clients across multiple Chinese regions.

Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.

EJH vs FNLC — Head-to-Head

Bigger by revenue
EJH
EJH
1.0× larger
EJH
$26.4M
$25.8M
FNLC
Growing faster (revenue YoY)
FNLC
FNLC
+17.6% gap
FNLC
17.5%
-0.0%
EJH
Higher net margin
FNLC
FNLC
58.6% more per $
FNLC
39.4%
-19.2%
EJH

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
EJH
EJH
FNLC
FNLC
Revenue
$26.4M
$25.8M
Net Profit
$-5.1M
$10.2M
Gross Margin
22.2%
Operating Margin
-19.7%
48.1%
Net Margin
-19.2%
39.4%
Revenue YoY
-0.0%
17.5%
Net Profit YoY
36.3%
39.7%
EPS (diluted)
$0.91

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EJH
EJH
FNLC
FNLC
Q4 25
$26.4M
$25.8M
Q3 25
$24.5M
Q2 25
$22.5M
Q1 25
$21.8M
Q4 24
$26.4M
$22.0M
Q3 24
$20.5M
Q2 24
$19.2M
Q1 24
$18.5M
Net Profit
EJH
EJH
FNLC
FNLC
Q4 25
$-5.1M
$10.2M
Q3 25
$9.1M
Q2 25
$8.1M
Q1 25
$7.1M
Q4 24
$-7.9M
$7.3M
Q3 24
$7.6M
Q2 24
$6.2M
Q1 24
$6.0M
Gross Margin
EJH
EJH
FNLC
FNLC
Q4 25
22.2%
Q3 25
Q2 25
Q1 25
Q4 24
22.2%
Q3 24
Q2 24
Q1 24
Operating Margin
EJH
EJH
FNLC
FNLC
Q4 25
-19.7%
48.1%
Q3 25
45.2%
Q2 25
43.7%
Q1 25
39.3%
Q4 24
-19.8%
39.5%
Q3 24
44.6%
Q2 24
38.8%
Q1 24
39.3%
Net Margin
EJH
EJH
FNLC
FNLC
Q4 25
-19.2%
39.4%
Q3 25
37.0%
Q2 25
35.8%
Q1 25
32.5%
Q4 24
-30.1%
33.1%
Q3 24
36.9%
Q2 24
32.1%
Q1 24
32.5%
EPS (diluted)
EJH
EJH
FNLC
FNLC
Q4 25
$0.91
Q3 25
$0.81
Q2 25
$0.72
Q1 25
$0.63
Q4 24
$-0.95
$0.66
Q3 24
$0.68
Q2 24
$0.55
Q1 24
$0.54

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EJH
EJH
FNLC
FNLC
Cash + ST InvestmentsLiquidity on hand
$173.0M
Total DebtLower is stronger
$95.5M
Stockholders' EquityBook value
$265.9M
$283.1M
Total Assets
$278.1M
$3.2B
Debt / EquityLower = less leverage
0.34×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EJH
EJH
FNLC
FNLC
Q4 25
$173.0M
Q3 25
Q2 25
Q1 25
Q4 24
$132.2M
Q3 24
Q2 24
Q1 24
Total Debt
EJH
EJH
FNLC
FNLC
Q4 25
$95.5M
Q3 25
$95.5M
Q2 25
$95.0M
Q1 25
$70.0M
Q4 24
$95.0M
Q3 24
$95.0M
Q2 24
$70.0M
Q1 24
$70.0M
Stockholders' Equity
EJH
EJH
FNLC
FNLC
Q4 25
$265.9M
$283.1M
Q3 25
$274.6M
Q2 25
$265.5M
Q1 25
$259.7M
Q4 24
$225.1M
$252.5M
Q3 24
$256.8M
Q2 24
$244.7M
Q1 24
$242.6M
Total Assets
EJH
EJH
FNLC
FNLC
Q4 25
$278.1M
$3.2B
Q3 25
$3.2B
Q2 25
$3.2B
Q1 25
$3.2B
Q4 24
$236.1M
$3.2B
Q3 24
$3.1B
Q2 24
$3.1B
Q1 24
$3.0B
Debt / Equity
EJH
EJH
FNLC
FNLC
Q4 25
0.34×
Q3 25
0.35×
Q2 25
0.36×
Q1 25
0.27×
Q4 24
0.38×
Q3 24
0.37×
Q2 24
0.29×
Q1 24
0.29×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EJH
EJH
FNLC
FNLC
Operating Cash FlowLast quarter
$37.8M
Free Cash FlowOCF − Capex
$34.6M
FCF MarginFCF / Revenue
133.9%
Capex IntensityCapex / Revenue
12.5%
Cash ConversionOCF / Net Profit
3.72×
TTM Free Cash FlowTrailing 4 quarters
$55.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EJH
EJH
FNLC
FNLC
Q4 25
$37.8M
Q3 25
$12.9M
Q2 25
$7.4M
Q1 25
$2.2M
Q4 24
$-322.4K
$26.0M
Q3 24
$9.8M
Q2 24
$6.4M
Q1 24
$-1.5M
Free Cash Flow
EJH
EJH
FNLC
FNLC
Q4 25
$34.6M
Q3 25
$12.6M
Q2 25
$7.2M
Q1 25
$828.0K
Q4 24
$24.6M
Q3 24
$9.6M
Q2 24
$6.3M
Q1 24
$-1.8M
FCF Margin
EJH
EJH
FNLC
FNLC
Q4 25
133.9%
Q3 25
51.4%
Q2 25
32.1%
Q1 25
3.8%
Q4 24
111.7%
Q3 24
47.0%
Q2 24
32.9%
Q1 24
-9.8%
Capex Intensity
EJH
EJH
FNLC
FNLC
Q4 25
12.5%
Q3 25
1.2%
Q2 25
0.6%
Q1 25
6.2%
Q4 24
6.7%
Q3 24
0.5%
Q2 24
0.3%
Q1 24
1.8%
Cash Conversion
EJH
EJH
FNLC
FNLC
Q4 25
3.72×
Q3 25
1.42×
Q2 25
0.91×
Q1 25
0.31×
Q4 24
3.58×
Q3 24
1.29×
Q2 24
1.03×
Q1 24
-0.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EJH
EJH

Installation and maintenance$16.9M64%
Housekeeping$8.6M33%
Other$857.6K3%

FNLC
FNLC

Segment breakdown not available.

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