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Side-by-side financial comparison of Envela Corp (ELA) and OCEANFIRST FINANCIAL CORP (OCFC). Click either name above to swap in a different company.

OCEANFIRST FINANCIAL CORP is the larger business by last-quarter revenue ($104.7M vs $80.5M, roughly 1.3× Envela Corp). OCEANFIRST FINANCIAL CORP runs the higher net margin — 12.5% vs 7.4%, a 5.1% gap on every dollar of revenue. On growth, Envela Corp posted the faster year-over-year revenue change (66.6% vs 9.6%). OCEANFIRST FINANCIAL CORP produced more free cash flow last quarter ($79.5M vs $-3.7M). Over the past eight quarters, Envela Corp's revenue compounded faster (42.1% CAGR vs 3.1%).

Envela Corporation is a U.S.-based company that provides recommerce services aimed at extending product lifecycles and reducing resource consumption. The company operates through two primary segments: consumer and commercial.

OceanFirst Bank N.A. is an American regional bank subsidiary of the U.S. financial services holding company OceanFirst Financial Corp. founded and headquartered in Ocean County, New Jersey, with operations throughout New Jersey, and in the major metropolitan markets of Philadelphia, New York City, Baltimore, Boston, Washington D.C.

ELA vs OCFC — Head-to-Head

Bigger by revenue
OCFC
OCFC
1.3× larger
OCFC
$104.7M
$80.5M
ELA
Growing faster (revenue YoY)
ELA
ELA
+57.0% gap
ELA
66.6%
9.6%
OCFC
Higher net margin
OCFC
OCFC
5.1% more per $
OCFC
12.5%
7.4%
ELA
More free cash flow
OCFC
OCFC
$83.2M more FCF
OCFC
$79.5M
$-3.7M
ELA
Faster 2-yr revenue CAGR
ELA
ELA
Annualised
ELA
42.1%
3.1%
OCFC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ELA
ELA
OCFC
OCFC
Revenue
$80.5M
$104.7M
Net Profit
$6.0M
$13.1M
Gross Margin
20.5%
Operating Margin
9.4%
16.1%
Net Margin
7.4%
12.5%
Revenue YoY
66.6%
9.6%
Net Profit YoY
274.6%
-40.2%
EPS (diluted)
$0.22
$0.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ELA
ELA
OCFC
OCFC
Q4 25
$80.5M
$104.7M
Q3 25
$57.4M
$103.0M
Q2 25
$54.9M
$99.4M
Q1 25
$48.3M
$97.9M
Q4 24
$48.3M
$95.6M
Q3 24
$46.9M
$96.9M
Q2 24
$45.3M
$93.2M
Q1 24
$39.9M
$98.5M
Net Profit
ELA
ELA
OCFC
OCFC
Q4 25
$6.0M
$13.1M
Q3 25
$3.4M
$17.3M
Q2 25
$2.8M
$19.0M
Q1 25
$2.5M
$21.5M
Q4 24
$1.6M
$21.9M
Q3 24
$1.7M
$25.1M
Q2 24
$1.6M
$24.4M
Q1 24
$1.9M
$28.7M
Gross Margin
ELA
ELA
OCFC
OCFC
Q4 25
20.5%
Q3 25
22.8%
Q2 25
22.6%
Q1 25
24.8%
Q4 24
23.1%
Q3 24
24.4%
Q2 24
25.1%
Q1 24
25.9%
Operating Margin
ELA
ELA
OCFC
OCFC
Q4 25
9.4%
16.1%
Q3 25
7.3%
21.9%
Q2 25
5.9%
25.0%
Q1 25
6.5%
28.9%
Q4 24
3.9%
28.5%
Q3 24
4.3%
33.7%
Q2 24
4.2%
33.8%
Q1 24
5.9%
39.8%
Net Margin
ELA
ELA
OCFC
OCFC
Q4 25
7.4%
12.5%
Q3 25
5.8%
16.8%
Q2 25
5.0%
19.2%
Q1 25
5.2%
22.0%
Q4 24
3.3%
22.9%
Q3 24
3.6%
25.9%
Q2 24
3.5%
26.1%
Q1 24
4.8%
29.1%
EPS (diluted)
ELA
ELA
OCFC
OCFC
Q4 25
$0.22
$0.24
Q3 25
$0.13
$0.30
Q2 25
$0.11
$0.28
Q1 25
$0.10
$0.35
Q4 24
$0.07
$0.36
Q3 24
$0.06
$0.42
Q2 24
$0.06
$0.40
Q1 24
$0.07
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ELA
ELA
OCFC
OCFC
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$9.9M
$255.2M
Stockholders' EquityBook value
$67.1M
$1.7B
Total Assets
$96.0M
$14.6B
Debt / EquityLower = less leverage
0.15×
0.15×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ELA
ELA
OCFC
OCFC
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
$19.8M
Total Debt
ELA
ELA
OCFC
OCFC
Q4 25
$9.9M
$255.2M
Q3 25
$12.5M
Q2 25
$13.0M
Q1 25
$13.2M
Q4 24
$13.5M
$197.5M
Q3 24
$13.8M
Q2 24
$14.3M
Q1 24
$14.6M
Stockholders' Equity
ELA
ELA
OCFC
OCFC
Q4 25
$67.1M
$1.7B
Q3 25
$61.1M
$1.7B
Q2 25
$57.8M
$1.6B
Q1 25
$55.1M
$1.7B
Q4 24
$52.7M
$1.7B
Q3 24
$51.1M
$1.7B
Q2 24
$50.2M
$1.7B
Q1 24
$49.3M
$1.7B
Total Assets
ELA
ELA
OCFC
OCFC
Q4 25
$96.0M
$14.6B
Q3 25
$90.9M
$14.3B
Q2 25
$82.7M
$13.3B
Q1 25
$79.7M
$13.3B
Q4 24
$77.9M
$13.4B
Q3 24
$77.4M
$13.5B
Q2 24
$73.8M
$13.3B
Q1 24
$74.7M
$13.4B
Debt / Equity
ELA
ELA
OCFC
OCFC
Q4 25
0.15×
0.15×
Q3 25
0.20×
Q2 25
0.23×
Q1 25
0.24×
Q4 24
0.26×
0.12×
Q3 24
0.27×
Q2 24
0.29×
Q1 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ELA
ELA
OCFC
OCFC
Operating Cash FlowLast quarter
$-3.5M
$87.2M
Free Cash FlowOCF − Capex
$-3.7M
$79.5M
FCF MarginFCF / Revenue
-4.6%
75.9%
Capex IntensityCapex / Revenue
0.2%
7.4%
Cash ConversionOCF / Net Profit
-0.59×
6.66×
TTM Free Cash FlowTrailing 4 quarters
$1.4M
$125.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ELA
ELA
OCFC
OCFC
Q4 25
$-3.5M
$87.2M
Q3 25
$2.4M
$24.4M
Q2 25
$2.6M
$28.6M
Q1 25
$1.1M
$-1.8M
Q4 24
$3.7M
$92.2M
Q3 24
$3.4M
$-22.4M
Q2 24
$-789.5K
$23.7M
Q1 24
$3.8M
$46.1M
Free Cash Flow
ELA
ELA
OCFC
OCFC
Q4 25
$-3.7M
$79.5M
Q3 25
$2.2M
$22.8M
Q2 25
$2.1M
$27.2M
Q1 25
$746.6K
$-3.6M
Q4 24
$3.2M
$84.7M
Q3 24
$1.5M
$-23.5M
Q2 24
$-1.3M
$19.5M
Q1 24
$3.3M
$45.4M
FCF Margin
ELA
ELA
OCFC
OCFC
Q4 25
-4.6%
75.9%
Q3 25
3.8%
22.2%
Q2 25
3.9%
27.4%
Q1 25
1.5%
-3.7%
Q4 24
6.7%
88.6%
Q3 24
3.1%
-24.2%
Q2 24
-2.9%
20.9%
Q1 24
8.4%
46.1%
Capex Intensity
ELA
ELA
OCFC
OCFC
Q4 25
0.2%
7.4%
Q3 25
0.4%
1.5%
Q2 25
0.8%
1.4%
Q1 25
0.8%
1.9%
Q4 24
1.0%
7.9%
Q3 24
4.2%
1.1%
Q2 24
1.1%
4.5%
Q1 24
1.1%
0.7%
Cash Conversion
ELA
ELA
OCFC
OCFC
Q4 25
-0.59×
6.66×
Q3 25
0.72×
1.41×
Q2 25
0.94×
1.50×
Q1 25
0.45×
-0.08×
Q4 24
2.34×
4.21×
Q3 24
2.05×
-0.89×
Q2 24
-0.50×
0.97×
Q1 24
1.99×
1.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ELA
ELA

Consumer Segment$67.7M84%
Commercial Segment$12.8M16%

OCFC
OCFC

Segment breakdown not available.

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