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Side-by-side financial comparison of Ellomay Capital Ltd. (ELLO) and OptimumBank Holdings, Inc. (OPHC). Click either name above to swap in a different company.

Ellomay Capital Ltd. is the larger business by last-quarter revenue ($20.1M vs $13.6M, roughly 1.5× OptimumBank Holdings, Inc.).

Ellomay Capital Ltd is a renewable energy enterprise focused on the development, ownership, and operation of clean power assets. Its portfolio includes solar photovoltaic projects, onshore wind farms, and pumped storage hydroelectric facilities, with core operations across Israel and key European markets, delivering low-carbon energy to both commercial and residential end consumers.

OptimumBank Holdings, Inc. is a Florida-based bank holding company operating the local community bank OptimumBank. It offers retail and commercial banking products including deposit accounts, loans, mortgage services and wealth management, serving individual consumers and small-to-medium enterprises in southern Florida.

ELLO vs OPHC — Head-to-Head

Bigger by revenue
ELLO
ELLO
1.5× larger
ELLO
$20.1M
$13.6M
OPHC

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
ELLO
ELLO
OPHC
OPHC
Revenue
$20.1M
$13.6M
Net Profit
$4.9M
Gross Margin
12.1%
Operating Margin
-11.8%
47.5%
Net Margin
35.7%
Revenue YoY
32.0%
Net Profit YoY
22.9%
EPS (diluted)
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ELLO
ELLO
OPHC
OPHC
Q4 25
$13.6M
Q3 25
$13.0M
Q2 25
$20.1M
$12.1M
Q1 25
$10.7M
Q4 24
$10.3M
Q3 24
$10.1M
Q2 24
$19.5M
$9.9M
Q1 24
$9.0M
Net Profit
ELLO
ELLO
OPHC
OPHC
Q4 25
$4.9M
Q3 25
$4.3M
Q2 25
$3.6M
Q1 25
$3.9M
Q4 24
$3.9M
Q3 24
$3.3M
Q2 24
$3.5M
Q1 24
$2.4M
Gross Margin
ELLO
ELLO
OPHC
OPHC
Q4 25
Q3 25
Q2 25
12.1%
Q1 25
Q4 24
Q3 24
Q2 24
8.7%
Q1 24
Operating Margin
ELLO
ELLO
OPHC
OPHC
Q4 25
47.5%
Q3 25
43.5%
Q2 25
-11.8%
40.2%
Q1 25
48.8%
Q4 24
51.5%
Q3 24
44.0%
Q2 24
-9.3%
46.9%
Q1 24
35.9%
Net Margin
ELLO
ELLO
OPHC
OPHC
Q4 25
35.7%
Q3 25
33.2%
Q2 25
29.8%
Q1 25
36.3%
Q4 24
38.3%
Q3 24
32.8%
Q2 24
35.2%
Q1 24
26.4%
EPS (diluted)
ELLO
ELLO
OPHC
OPHC
Q4 25
$-0.08
Q3 25
$0.18
Q2 25
$0.29
Q1 25
$0.32
Q4 24
$-0.17
Q3 24
$0.15
Q2 24
$0.34
Q1 24
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ELLO
ELLO
OPHC
OPHC
Cash + ST InvestmentsLiquidity on hand
$54.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$171.5M
$121.9M
Total Assets
$855.5M
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ELLO
ELLO
OPHC
OPHC
Q4 25
Q3 25
Q2 25
$54.5M
Q1 25
Q4 24
Q3 24
Q2 24
$59.9M
Q1 24
Stockholders' Equity
ELLO
ELLO
OPHC
OPHC
Q4 25
$121.9M
Q3 25
$116.9M
Q2 25
$171.5M
$111.3M
Q1 25
$108.0M
Q4 24
$103.2M
Q3 24
$92.7M
Q2 24
$136.3M
$87.0M
Q1 24
$83.0M
Total Assets
ELLO
ELLO
OPHC
OPHC
Q4 25
$1.1B
Q3 25
$1.1B
Q2 25
$855.5M
$999.1M
Q1 25
$977.5M
Q4 24
$932.9M
Q3 24
$945.2M
Q2 24
$678.9M
$899.8M
Q1 24
$940.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ELLO
ELLO
OPHC
OPHC
Operating Cash FlowLast quarter
$5.1K
$17.8M
Free Cash FlowOCF − Capex
$16.9M
FCF MarginFCF / Revenue
124.6%
Capex IntensityCapex / Revenue
6.6%
Cash ConversionOCF / Net Profit
3.68×
TTM Free Cash FlowTrailing 4 quarters
$27.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ELLO
ELLO
OPHC
OPHC
Q4 25
$17.8M
Q3 25
$1.9M
Q2 25
$5.1K
$6.2M
Q1 25
$3.1M
Q4 24
$15.6M
Q3 24
$4.0M
Q2 24
$468.0K
$3.1M
Q1 24
$2.5M
Free Cash Flow
ELLO
ELLO
OPHC
OPHC
Q4 25
$16.9M
Q3 25
$1.9M
Q2 25
$5.9M
Q1 25
$2.9M
Q4 24
$14.6M
Q3 24
$3.9M
Q2 24
$2.7M
Q1 24
$2.3M
FCF Margin
ELLO
ELLO
OPHC
OPHC
Q4 25
124.6%
Q3 25
14.7%
Q2 25
48.5%
Q1 25
26.8%
Q4 24
141.9%
Q3 24
38.3%
Q2 24
27.5%
Q1 24
25.4%
Capex Intensity
ELLO
ELLO
OPHC
OPHC
Q4 25
6.6%
Q3 25
0.0%
Q2 25
2.5%
Q1 25
2.7%
Q4 24
9.6%
Q3 24
1.5%
Q2 24
3.6%
Q1 24
2.9%
Cash Conversion
ELLO
ELLO
OPHC
OPHC
Q4 25
3.68×
Q3 25
0.44×
Q2 25
1.71×
Q1 25
0.81×
Q4 24
3.95×
Q3 24
1.21×
Q2 24
0.89×
Q1 24
1.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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