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Side-by-side financial comparison of Ellomay Capital Ltd. (ELLO) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.

Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $20.1M, roughly 1.6× Ellomay Capital Ltd.).

Ellomay Capital Ltd is a renewable energy enterprise focused on the development, ownership, and operation of clean power assets. Its portfolio includes solar photovoltaic projects, onshore wind farms, and pumped storage hydroelectric facilities, with core operations across Israel and key European markets, delivering low-carbon energy to both commercial and residential end consumers.

Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.

ELLO vs PDLB — Head-to-Head

Bigger by revenue
PDLB
PDLB
1.6× larger
PDLB
$31.4M
$20.1M
ELLO

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
ELLO
ELLO
PDLB
PDLB
Revenue
$20.1M
$31.4M
Net Profit
$10.1M
Gross Margin
12.1%
Operating Margin
-11.8%
43.6%
Net Margin
36.3%
Revenue YoY
37.6%
Net Profit YoY
245.6%
EPS (diluted)
$0.43

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ELLO
ELLO
PDLB
PDLB
Q4 25
$31.4M
Q3 25
$26.7M
Q2 25
$20.1M
$26.5M
Q1 25
$24.6M
Q4 24
$22.8M
Q3 24
$20.2M
Q2 24
$19.5M
$20.2M
Q1 24
$20.5M
Net Profit
ELLO
ELLO
PDLB
PDLB
Q4 25
$10.1M
Q3 25
$6.5M
Q2 25
$6.1M
Q1 25
$6.0M
Q4 24
$2.9M
Q3 24
$2.4M
Q2 24
$3.2M
Q1 24
$2.4M
Gross Margin
ELLO
ELLO
PDLB
PDLB
Q4 25
Q3 25
Q2 25
12.1%
Q1 25
Q4 24
Q3 24
Q2 24
8.7%
Q1 24
Operating Margin
ELLO
ELLO
PDLB
PDLB
Q4 25
43.6%
Q3 25
32.8%
Q2 25
-11.8%
30.2%
Q1 25
32.5%
Q4 24
19.6%
Q3 24
15.2%
Q2 24
-9.3%
21.8%
Q1 24
18.3%
Net Margin
ELLO
ELLO
PDLB
PDLB
Q4 25
36.3%
Q3 25
24.3%
Q2 25
23.0%
Q1 25
24.2%
Q4 24
14.1%
Q3 24
12.1%
Q2 24
15.8%
Q1 24
11.8%
EPS (diluted)
ELLO
ELLO
PDLB
PDLB
Q4 25
$0.43
Q3 25
$0.27
Q2 25
$0.25
Q1 25
$0.25
Q4 24
$0.11
Q3 24
$0.10
Q2 24
$0.14
Q1 24
$0.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ELLO
ELLO
PDLB
PDLB
Cash + ST InvestmentsLiquidity on hand
$54.5M
$126.2M
Total DebtLower is stronger
$596.1M
Stockholders' EquityBook value
$171.5M
$541.5M
Total Assets
$855.5M
$3.2B
Debt / EquityLower = less leverage
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ELLO
ELLO
PDLB
PDLB
Q4 25
$126.2M
Q3 25
$146.6M
Q2 25
$54.5M
$126.6M
Q1 25
$129.9M
Q4 24
$139.8M
Q3 24
$155.8M
Q2 24
$59.9M
$103.2M
Q1 24
$134.7M
Total Debt
ELLO
ELLO
PDLB
PDLB
Q4 25
$596.1M
Q3 25
$521.1M
Q2 25
$536.1M
Q1 25
$521.1M
Q4 24
$596.1M
Q3 24
$580.4M
Q2 24
$680.4M
Q1 24
$680.4M
Stockholders' Equity
ELLO
ELLO
PDLB
PDLB
Q4 25
$541.5M
Q3 25
$529.8M
Q2 25
$171.5M
$521.1M
Q1 25
$513.9M
Q4 24
$505.5M
Q3 24
$504.6M
Q2 24
$136.3M
$497.7M
Q1 24
$493.7M
Total Assets
ELLO
ELLO
PDLB
PDLB
Q4 25
$3.2B
Q3 25
$3.2B
Q2 25
$855.5M
$3.2B
Q1 25
$3.1B
Q4 24
$3.0B
Q3 24
$3.0B
Q2 24
$678.9M
$2.8B
Q1 24
$2.8B
Debt / Equity
ELLO
ELLO
PDLB
PDLB
Q4 25
1.10×
Q3 25
0.98×
Q2 25
1.03×
Q1 25
1.01×
Q4 24
1.18×
Q3 24
1.15×
Q2 24
1.37×
Q1 24
1.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ELLO
ELLO
PDLB
PDLB
Operating Cash FlowLast quarter
$5.1K
$55.6M
Free Cash FlowOCF − Capex
$54.6M
FCF MarginFCF / Revenue
173.9%
Capex IntensityCapex / Revenue
3.1%
Cash ConversionOCF / Net Profit
5.48×
TTM Free Cash FlowTrailing 4 quarters
$74.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ELLO
ELLO
PDLB
PDLB
Q4 25
$55.6M
Q3 25
$1.4M
Q2 25
$5.1K
$6.2M
Q1 25
$13.1M
Q4 24
$7.2M
Q3 24
$-14.6M
Q2 24
$468.0K
$-2.6M
Q1 24
$1.5M
Free Cash Flow
ELLO
ELLO
PDLB
PDLB
Q4 25
$54.6M
Q3 25
$786.0K
Q2 25
$5.9M
Q1 25
$12.9M
Q4 24
$4.5M
Q3 24
$-15.0M
Q2 24
$-2.6M
Q1 24
$-315.0K
FCF Margin
ELLO
ELLO
PDLB
PDLB
Q4 25
173.9%
Q3 25
2.9%
Q2 25
22.4%
Q1 25
52.6%
Q4 24
19.7%
Q3 24
-74.1%
Q2 24
-13.0%
Q1 24
-1.5%
Capex Intensity
ELLO
ELLO
PDLB
PDLB
Q4 25
3.1%
Q3 25
2.3%
Q2 25
1.0%
Q1 25
0.6%
Q4 24
11.9%
Q3 24
2.0%
Q2 24
0.3%
Q1 24
8.7%
Cash Conversion
ELLO
ELLO
PDLB
PDLB
Q4 25
5.48×
Q3 25
0.21×
Q2 25
1.01×
Q1 25
2.20×
Q4 24
2.46×
Q3 24
-5.99×
Q2 24
-0.80×
Q1 24
0.61×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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