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Side-by-side financial comparison of Electromed, Inc. (ELMD) and Pioneer Bancorp, Inc. (PBFS). Click either name above to swap in a different company.

Pioneer Bancorp, Inc. is the larger business by last-quarter revenue ($25.0M vs $18.9M, roughly 1.3× Electromed, Inc.). Pioneer Bancorp, Inc. runs the higher net margin — 82.1% vs 14.6%, a 67.5% gap on every dollar of revenue. Over the past eight quarters, Pioneer Bancorp, Inc.'s revenue compounded faster (144.9% CAGR vs 16.7%).

Electromed, Inc. is a specialized medical device firm developing, manufacturing, and distributing advanced respiratory care products. Its core offerings are high-frequency chest wall oscillation systems that clear airway secretions for patients with cystic fibrosis, COPD and other respiratory conditions, serving U.S. home care and clinical customers.

Pioneer Bancorp, Inc. (MD) is a bank holding company operating as the parent entity of Pioneer Bank. It provides a full suite of retail and commercial banking products and services, including deposit accounts, residential and commercial mortgages, consumer loans, and small business financing, primarily serving individual and corporate customers across local communities in Maryland, U.S.

ELMD vs PBFS — Head-to-Head

Bigger by revenue
PBFS
PBFS
1.3× larger
PBFS
$25.0M
$18.9M
ELMD
Higher net margin
PBFS
PBFS
67.5% more per $
PBFS
82.1%
14.6%
ELMD
Faster 2-yr revenue CAGR
PBFS
PBFS
Annualised
PBFS
144.9%
16.7%
ELMD

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
ELMD
ELMD
PBFS
PBFS
Revenue
$18.9M
$25.0M
Net Profit
$2.8M
$3.7M
Gross Margin
78.4%
Operating Margin
19.2%
21.3%
Net Margin
14.6%
82.1%
Revenue YoY
16.3%
Net Profit YoY
40.3%
EPS (diluted)
$0.32
$0.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ELMD
ELMD
PBFS
PBFS
Q4 25
$18.9M
$25.0M
Q3 25
$16.9M
$24.0M
Q2 25
$17.4M
$24.4M
Q1 25
$15.7M
$22.8M
Q4 24
$16.3M
Q3 24
$14.7M
$22.0M
Q2 24
$14.8M
$20.9M
Q1 24
$13.9M
$21.6M
Net Profit
ELMD
ELMD
PBFS
PBFS
Q4 25
$2.8M
$3.7M
Q3 25
$2.1M
$4.3M
Q2 25
$2.2M
$6.5M
Q1 25
$1.9M
$5.8M
Q4 24
$2.0M
Q3 24
$1.5M
$6.3M
Q2 24
$1.8M
$3.9M
Q1 24
$1.5M
$4.7M
Gross Margin
ELMD
ELMD
PBFS
PBFS
Q4 25
78.4%
Q3 25
78.1%
Q2 25
78.3%
Q1 25
78.0%
Q4 24
77.7%
Q3 24
78.3%
Q2 24
76.2%
Q1 24
74.8%
Operating Margin
ELMD
ELMD
PBFS
PBFS
Q4 25
19.2%
21.3%
Q3 25
15.8%
23.4%
Q2 25
17.5%
33.3%
Q1 25
13.6%
32.5%
Q4 24
15.6%
Q3 24
13.2%
37.2%
Q2 24
15.7%
24.1%
Q1 24
13.3%
28.1%
Net Margin
ELMD
ELMD
PBFS
PBFS
Q4 25
14.6%
82.1%
Q3 25
12.6%
18.0%
Q2 25
12.7%
26.4%
Q1 25
12.1%
25.3%
Q4 24
12.1%
Q3 24
10.0%
28.7%
Q2 24
12.3%
107.4%
Q1 24
10.8%
21.9%
EPS (diluted)
ELMD
ELMD
PBFS
PBFS
Q4 25
$0.32
$0.16
Q3 25
$0.25
$0.18
Q2 25
$0.26
$0.26
Q1 25
$0.21
$0.23
Q4 24
$0.22
Q3 24
$0.16
$0.25
Q2 24
$0.20
$0.15
Q1 24
$0.17
$0.19

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ELMD
ELMD
PBFS
PBFS
Cash + ST InvestmentsLiquidity on hand
$13.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$45.4M
$323.9M
Total Assets
$54.9M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ELMD
ELMD
PBFS
PBFS
Q4 25
$13.8M
Q3 25
$14.1M
Q2 25
$15.3M
Q1 25
$15.2M
Q4 24
$16.2M
Q3 24
$13.9M
Q2 24
$16.1M
Q1 24
$11.7M
Stockholders' Equity
ELMD
ELMD
PBFS
PBFS
Q4 25
$45.4M
$323.9M
Q3 25
$44.7M
$314.2M
Q2 25
$43.2M
$314.2M
Q1 25
$43.9M
$310.7M
Q4 24
$43.6M
Q3 24
$41.5M
$303.8M
Q2 24
$44.5M
$296.5M
Q1 24
$42.5M
$289.0M
Total Assets
ELMD
ELMD
PBFS
PBFS
Q4 25
$54.9M
$2.2B
Q3 25
$53.6M
$2.2B
Q2 25
$53.8M
$2.1B
Q1 25
$52.5M
$2.1B
Q4 24
$52.3M
Q3 24
$48.9M
$2.0B
Q2 24
$52.2M
Q1 24
$48.9M
$2.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ELMD
ELMD
PBFS
PBFS
Operating Cash FlowLast quarter
$3.0M
$11.1M
Free Cash FlowOCF − Capex
$2.4M
FCF MarginFCF / Revenue
12.7%
Capex IntensityCapex / Revenue
3.4%
Cash ConversionOCF / Net Profit
1.10×
2.97×
TTM Free Cash FlowTrailing 4 quarters
$7.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ELMD
ELMD
PBFS
PBFS
Q4 25
$3.0M
$11.1M
Q3 25
$169.0K
$3.9M
Q2 25
$3.9M
$5.1M
Q1 25
$2.1M
$-3.5M
Q4 24
$3.2M
Q3 24
$2.3M
$1.9M
Q2 24
$4.5M
$9.0M
Q1 24
$1.4M
$3.3M
Free Cash Flow
ELMD
ELMD
PBFS
PBFS
Q4 25
$2.4M
Q3 25
$-83.0K
Q2 25
$3.7M
Q1 25
$1.9M
Q4 24
$2.9M
Q3 24
$2.3M
Q2 24
$4.5M
Q1 24
$1.3M
FCF Margin
ELMD
ELMD
PBFS
PBFS
Q4 25
12.7%
Q3 25
-0.5%
Q2 25
21.4%
Q1 25
12.2%
Q4 24
18.0%
Q3 24
15.5%
Q2 24
30.1%
Q1 24
9.1%
Capex Intensity
ELMD
ELMD
PBFS
PBFS
Q4 25
3.4%
Q3 25
1.5%
Q2 25
0.8%
Q1 25
1.0%
Q4 24
1.4%
Q3 24
0.3%
Q2 24
0.1%
Q1 24
0.6%
Cash Conversion
ELMD
ELMD
PBFS
PBFS
Q4 25
1.10×
2.97×
Q3 25
0.08×
0.90×
Q2 25
1.75×
0.78×
Q1 25
1.10×
-0.61×
Q4 24
1.60×
Q3 24
1.57×
0.30×
Q2 24
2.46×
2.30×
Q1 24
0.90×
0.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ELMD
ELMD

Homecare$17.3M91%
Other$1.6M9%

PBFS
PBFS

Segment breakdown not available.

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