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Side-by-side financial comparison of ELTEK LTD (ELTK) and Pioneer Bancorp, Inc. (PBFS). Click either name above to swap in a different company.

Pioneer Bancorp, Inc. is the larger business by last-quarter revenue ($25.0M vs $12.5M, roughly 2.0× ELTEK LTD). Pioneer Bancorp, Inc. runs the higher net margin — 82.1% vs 2.9%, a 79.2% gap on every dollar of revenue.

Eltek is a brand of electric power conversion products for telecommunications and industrial applications, marketed as part of Delta Electronics. The products are developed and sold by Delta Electronics (Norway) AS, which is based in Drammen, Norway. As of 2018, Eltek had approximately 2000 employees, with offices in 40 countries.

Pioneer Bancorp, Inc. (MD) is a bank holding company operating as the parent entity of Pioneer Bank. It provides a full suite of retail and commercial banking products and services, including deposit accounts, residential and commercial mortgages, consumer loans, and small business financing, primarily serving individual and corporate customers across local communities in Maryland, U.S.

ELTK vs PBFS — Head-to-Head

Bigger by revenue
PBFS
PBFS
2.0× larger
PBFS
$25.0M
$12.5M
ELTK
Higher net margin
PBFS
PBFS
79.2% more per $
PBFS
82.1%
2.9%
ELTK

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
ELTK
ELTK
PBFS
PBFS
Revenue
$12.5M
$25.0M
Net Profit
$365.0K
$3.7M
Gross Margin
24.1%
Operating Margin
11.6%
21.3%
Net Margin
2.9%
82.1%
Revenue YoY
19.7%
Net Profit YoY
-51.4%
EPS (diluted)
$0.05
$0.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ELTK
ELTK
PBFS
PBFS
Q4 25
$25.0M
Q3 25
$24.0M
Q2 25
$12.5M
$24.4M
Q1 25
$22.8M
Q3 24
$22.0M
Q2 24
$10.5M
$20.9M
Q1 24
$21.6M
Q4 23
$4.2M
Net Profit
ELTK
ELTK
PBFS
PBFS
Q4 25
$3.7M
Q3 25
$4.3M
Q2 25
$365.0K
$6.5M
Q1 25
$5.8M
Q3 24
$6.3M
Q2 24
$751.0K
$3.9M
Q1 24
$4.7M
Q4 23
$3.2M
Gross Margin
ELTK
ELTK
PBFS
PBFS
Q4 25
Q3 25
Q2 25
24.1%
Q1 25
Q3 24
Q2 24
15.6%
Q1 24
Q4 23
Operating Margin
ELTK
ELTK
PBFS
PBFS
Q4 25
21.3%
Q3 25
23.4%
Q2 25
11.6%
33.3%
Q1 25
32.5%
Q3 24
37.2%
Q2 24
3.9%
24.1%
Q1 24
28.1%
Q4 23
96.1%
Net Margin
ELTK
ELTK
PBFS
PBFS
Q4 25
82.1%
Q3 25
18.0%
Q2 25
2.9%
26.4%
Q1 25
25.3%
Q3 24
28.7%
Q2 24
7.2%
107.4%
Q1 24
21.9%
Q4 23
76.4%
EPS (diluted)
ELTK
ELTK
PBFS
PBFS
Q4 25
$0.16
Q3 25
$0.18
Q2 25
$0.05
$0.26
Q1 25
$0.23
Q3 24
$0.25
Q2 24
$0.11
$0.15
Q1 24
$0.19
Q4 23
$0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ELTK
ELTK
PBFS
PBFS
Cash + ST InvestmentsLiquidity on hand
$1.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$44.6M
$323.9M
Total Assets
$64.4M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ELTK
ELTK
PBFS
PBFS
Q4 25
Q3 25
Q2 25
$1.8M
Q1 25
Q3 24
Q2 24
$8.9M
Q1 24
Q4 23
Stockholders' Equity
ELTK
ELTK
PBFS
PBFS
Q4 25
$323.9M
Q3 25
$314.2M
Q2 25
$44.6M
$314.2M
Q1 25
$310.7M
Q3 24
$303.8M
Q2 24
$38.0M
$296.5M
Q1 24
$289.0M
Q4 23
$283.8M
Total Assets
ELTK
ELTK
PBFS
PBFS
Q4 25
$2.2B
Q3 25
$2.2B
Q2 25
$64.4M
$2.1B
Q1 25
$2.1B
Q3 24
$2.0B
Q2 24
$54.9M
Q1 24
$2.0B
Q4 23
$1.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ELTK
ELTK
PBFS
PBFS
Operating Cash FlowLast quarter
$11.1M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
2.97×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ELTK
ELTK
PBFS
PBFS
Q4 25
$11.1M
Q3 25
$3.9M
Q2 25
$5.1M
Q1 25
$-3.5M
Q3 24
$1.9M
Q2 24
$9.0M
Q1 24
$3.3M
Q4 23
$-943.0K
Cash Conversion
ELTK
ELTK
PBFS
PBFS
Q4 25
2.97×
Q3 25
0.90×
Q2 25
0.78×
Q1 25
-0.61×
Q3 24
0.30×
Q2 24
2.30×
Q1 24
0.70×
Q4 23
-0.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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