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Side-by-side financial comparison of Enova International, Inc. (ENVA) and SLM Corp (SLM). Click either name above to swap in a different company.

Enova International, Inc. is the larger business by last-quarter revenue ($875.1M vs $560.0M, roughly 1.6× SLM Corp). SLM Corp runs the higher net margin — 55.0% vs 10.4%, a 44.6% gap on every dollar of revenue. Over the past eight quarters, SLM Corp's revenue compounded faster (22.7% CAGR vs 18.0%).

Enova International, Inc. is a global fintech firm providing online financial solutions including short-term consumer loans and small business financing. It operates mainly across North America, South America and Europe, using advanced data analytics to assess creditworthiness and deliver tailored products to underserved borrower segments.

Nikon SLM Solutions AG, headquartered in Lübeck, Germany, is a manufacturer of 3D metal printers listed on the stock market and co-owner of the word mark SLM. The shares of SLM Solutions Group AG have been listed in Prime Standard of the Frankfurt Stock Exchange since May 9, 2014.

ENVA vs SLM — Head-to-Head

Bigger by revenue
ENVA
ENVA
1.6× larger
ENVA
$875.1M
$560.0M
SLM
Higher net margin
SLM
SLM
44.6% more per $
SLM
55.0%
10.4%
ENVA
Faster 2-yr revenue CAGR
SLM
SLM
Annualised
SLM
22.7%
18.0%
ENVA

Income Statement — Q1 2026 vs Q1 2026

Metric
ENVA
ENVA
SLM
SLM
Revenue
$875.1M
$560.0M
Net Profit
$91.1M
$308.0M
Gross Margin
Operating Margin
23.7%
Net Margin
10.4%
55.0%
Revenue YoY
17.4%
Net Profit YoY
24.9%
1.0%
EPS (diluted)
$3.46
$1.54

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ENVA
ENVA
SLM
SLM
Q1 26
$875.1M
$560.0M
Q4 25
$839.4M
$377.1M
Q3 25
$802.7M
$373.0M
Q2 25
$764.0M
$376.8M
Q1 25
$745.5M
$375.0M
Q4 24
$729.6M
$362.2M
Q3 24
$689.9M
$359.4M
Q2 24
$628.4M
$372.2M
Net Profit
ENVA
ENVA
SLM
SLM
Q1 26
$91.1M
$308.0M
Q4 25
$79.0M
$233.2M
Q3 25
$80.3M
$135.8M
Q2 25
$76.1M
$71.3M
Q1 25
$72.9M
$304.5M
Q4 24
$63.7M
$111.6M
Q3 24
$43.4M
$-45.2M
Q2 24
$53.9M
$252.0M
Gross Margin
ENVA
ENVA
SLM
SLM
Q1 26
Q4 25
59.8%
Q3 25
57.4%
Q2 25
57.8%
Q1 25
57.2%
Q4 24
56.6%
Q3 24
58.0%
Q2 24
58.9%
Operating Margin
ENVA
ENVA
SLM
SLM
Q1 26
23.7%
Q4 25
22.2%
83.8%
Q3 25
24.5%
49.8%
Q2 25
24.1%
23.3%
Q1 25
23.1%
Q4 24
21.3%
36.5%
Q3 24
22.3%
-16.6%
Q2 24
23.1%
91.0%
Net Margin
ENVA
ENVA
SLM
SLM
Q1 26
10.4%
55.0%
Q4 25
9.4%
61.8%
Q3 25
10.0%
36.4%
Q2 25
10.0%
18.9%
Q1 25
9.8%
81.2%
Q4 24
8.7%
30.8%
Q3 24
6.3%
-12.6%
Q2 24
8.6%
67.7%
EPS (diluted)
ENVA
ENVA
SLM
SLM
Q1 26
$3.46
$1.54
Q4 25
$2.94
$1.11
Q3 25
$3.03
$0.63
Q2 25
$2.86
$0.32
Q1 25
$2.69
$1.40
Q4 24
$2.29
$0.53
Q3 24
$1.57
$-0.23
Q2 24
$1.93
$1.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ENVA
ENVA
SLM
SLM
Cash + ST InvestmentsLiquidity on hand
$96.1M
$5.2B
Total DebtLower is stronger
$4.8B
$6.2B
Stockholders' EquityBook value
$2.4B
Total Assets
$6.9B
$29.4B
Debt / EquityLower = less leverage
2.53×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ENVA
ENVA
SLM
SLM
Q1 26
$96.1M
$5.2B
Q4 25
$71.7M
$4.2B
Q3 25
$53.6M
$3.5B
Q2 25
$55.6M
$4.1B
Q1 25
$55.5M
$3.7B
Q4 24
$73.9M
$4.7B
Q3 24
$67.5M
$4.5B
Q2 24
$60.1M
$5.3B
Total Debt
ENVA
ENVA
SLM
SLM
Q1 26
$4.8B
$6.2B
Q4 25
$4.5B
$5.4B
Q3 25
$4.1B
$6.8B
Q2 25
$4.0B
$6.4B
Q1 25
$3.8B
$6.1B
Q4 24
$3.6B
$6.4B
Q3 24
$3.3B
$6.0B
Q2 24
$3.2B
$5.4B
Stockholders' Equity
ENVA
ENVA
SLM
SLM
Q1 26
$2.4B
Q4 25
$1.3B
$2.5B
Q3 25
$1.3B
$2.3B
Q2 25
$1.2B
$2.4B
Q1 25
$1.2B
$2.4B
Q4 24
$1.2B
$2.2B
Q3 24
$1.2B
$2.1B
Q2 24
$1.1B
$2.3B
Total Assets
ENVA
ENVA
SLM
SLM
Q1 26
$6.9B
$29.4B
Q4 25
$6.5B
$29.7B
Q3 25
$6.0B
$29.6B
Q2 25
$5.7B
$29.6B
Q1 25
$5.5B
$28.9B
Q4 24
$5.3B
$30.1B
Q3 24
$5.0B
$30.0B
Q2 24
$4.8B
$28.8B
Debt / Equity
ENVA
ENVA
SLM
SLM
Q1 26
2.53×
Q4 25
3.37×
2.19×
Q3 25
3.20×
2.92×
Q2 25
3.23×
2.70×
Q1 25
3.14×
2.56×
Q4 24
2.98×
2.98×
Q3 24
2.79×
2.83×
Q2 24
2.78×
2.37×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ENVA
ENVA

Segment breakdown not available.

SLM
SLM

Net Interest Income$375.0M67%
Noninterest Income$185.0M33%

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