Enova International, Inc.ENVAEarnings & Financial Report
Enova International, Inc. is a global fintech firm providing online financial solutions including short-term consumer loans and small business financing. It operates mainly across North America, South America and Europe, using advanced data analytics to assess creditworthiness and deliver tailored products to underserved borrower segments.
ENVA Q1 FY2026 Key Financial Metrics
Revenue
$875.1M
Gross Profit
N/A
Operating Profit
$207.1M
Net Profit
$91.1M
Gross Margin
N/A
Operating Margin
23.7%
Net Margin
10.4%
YoY Growth
17.4%
EPS
$3.46
Enova International, Inc. Q1 FY2026 Financial Summary
Enova International, Inc. reported revenue of $875.1M (up 17.4% YoY) for Q1 FY2026, with a net profit of $91.1M (up 24.9% YoY) (10.4% margin).
Key Financial Metrics
| Total Revenue | $875.1M |
|---|---|
| Net Profit | $91.1M |
| Gross Margin | N/A |
| Operating Margin | 23.7% |
| Report Period | Q1 FY2026 |
Enova International, Inc. Annual Revenue by Year
Enova International, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $3.2B).
Enova International, Inc. Quarterly Revenue & Net Profit History
Enova International, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $875.1M | +17.4% | $91.1M | 10.4% |
| Q4 FY2025 | $839.4M | +15.1% | $79.0M | 9.4% |
| Q3 FY2025 | $802.7M | +16.3% | $80.3M | 10.0% |
| Q2 FY2025 | $764.0M | +21.6% | $76.1M | 10.0% |
| Q1 FY2025 | $745.5M | +22.2% | $72.9M | 9.8% |
| Q4 FY2024 | $729.6M | +25.0% | $63.7M | 8.7% |
| Q3 FY2024 | $689.9M | +25.1% | $43.4M | 6.3% |
| Q2 FY2024 | $628.4M | +25.8% | $53.9M | 8.6% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $628.4M | $689.9M | $729.6M | $745.5M | $764.0M | $802.7M | $839.4M | $875.1M |
| YoY Growth | 25.8% | 25.1% | 25.0% | 22.2% | 21.6% | 16.3% | 15.1% | 17.4% |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $4.82B | $4.98B | $5.27B | $5.46B | $5.72B | $5.96B | $6.47B | $6.88B |
| Liabilities | $3.67B | $3.80B | $4.07B | $4.26B | $4.50B | $4.68B | $5.13B | $5.48B |
| Equity | $1.15B | $1.18B | $1.20B | $1.20B | $1.23B | $1.28B | $1.34B | N/A |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $360.9M | $398.6M | $430.5M | $391.1M | $447.4M | $481.8M | $498.8M |