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Side-by-side financial comparison of EMPIRE PETROLEUM CORP (EP) and Richmond Mutual Bancorporation, Inc. (RMBI). Click either name above to swap in a different company.

Richmond Mutual Bancorporation, Inc. is the larger business by last-quarter revenue ($13.1M vs $7.1M, roughly 1.8× EMPIRE PETROLEUM CORP). Richmond Mutual Bancorporation, Inc. runs the higher net margin — 26.1% vs -835.1%, a 861.3% gap on every dollar of revenue. On growth, Richmond Mutual Bancorporation, Inc. posted the faster year-over-year revenue change (18.1% vs -30.0%). Over the past eight quarters, Richmond Mutual Bancorporation, Inc.'s revenue compounded faster (9.1% CAGR vs -13.3%).

The Iraq Petroleum Company (IPC), formerly known as the Turkish Petroleum Company (TPC), is an oil company that had a virtual monopoly on all oil exploration and production in Iraq between 1925 and 1961. It was jointly owned by some of the world's largest oil companies and headquartered in London, England.

Richmond Mutual Bancorporation, Inc. is a U.S.-based bank holding company operating primarily in Indiana. It offers a full range of personal and commercial banking solutions including deposit accounts, mortgage loans, small business lending, and wealth management services, serving local retail consumers and small-to-medium enterprise clients via its regional branch network.

EP vs RMBI — Head-to-Head

Bigger by revenue
RMBI
RMBI
1.8× larger
RMBI
$13.1M
$7.1M
EP
Growing faster (revenue YoY)
RMBI
RMBI
+48.1% gap
RMBI
18.1%
-30.0%
EP
Higher net margin
RMBI
RMBI
861.3% more per $
RMBI
26.1%
-835.1%
EP
Faster 2-yr revenue CAGR
RMBI
RMBI
Annualised
RMBI
9.1%
-13.3%
EP

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
EP
EP
RMBI
RMBI
Revenue
$7.1M
$13.1M
Net Profit
$-59.0M
$3.4M
Gross Margin
Operating Margin
-834.5%
Net Margin
-835.1%
26.1%
Revenue YoY
-30.0%
18.1%
Net Profit YoY
-1306.0%
37.7%
EPS (diluted)
$-1.74
$0.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EP
EP
RMBI
RMBI
Q4 25
$7.1M
$13.1M
Q3 25
$9.4M
$12.6M
Q2 25
$8.8M
$11.8M
Q1 25
$9.0M
$11.4M
Q4 24
$10.1M
$11.1M
Q3 24
$11.4M
$10.8M
Q2 24
$12.8M
$10.7M
Q1 24
$9.4M
$11.0M
Net Profit
EP
EP
RMBI
RMBI
Q4 25
$-59.0M
$3.4M
Q3 25
$-3.8M
$3.6M
Q2 25
$-5.1M
$2.6M
Q1 25
$-4.2M
$2.0M
Q4 24
$-4.2M
$2.5M
Q3 24
$-3.6M
$2.5M
Q2 24
$-4.4M
$2.1M
Q1 24
$-4.0M
$2.4M
Operating Margin
EP
EP
RMBI
RMBI
Q4 25
-834.5%
Q3 25
-37.8%
Q2 25
-56.0%
Q1 25
-43.9%
Q4 24
-38.9%
Q3 24
-30.0%
Q2 24
-15.0%
Q1 24
-46.8%
Net Margin
EP
EP
RMBI
RMBI
Q4 25
-835.1%
26.1%
Q3 25
-40.9%
28.6%
Q2 25
-57.8%
22.0%
Q1 25
-46.9%
17.2%
Q4 24
-41.6%
22.4%
Q3 24
-32.0%
23.0%
Q2 24
-34.3%
19.3%
Q1 24
-42.3%
21.6%
EPS (diluted)
EP
EP
RMBI
RMBI
Q4 25
$-1.74
$0.35
Q3 25
$-0.11
$0.36
Q2 25
$-0.15
$0.26
Q1 25
$-0.12
$0.20
Q4 24
$-0.12
$0.25
Q3 24
$-0.12
$0.24
Q2 24
$-0.15
$0.20
Q1 24
$-0.15
$0.23

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EP
EP
RMBI
RMBI
Cash + ST InvestmentsLiquidity on hand
$1.2M
$33.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$-4.6M
$145.8M
Total Assets
$65.9M
$1.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EP
EP
RMBI
RMBI
Q4 25
$1.2M
$33.1M
Q3 25
$4.6M
$34.3M
Q2 25
$2.3M
$27.2M
Q1 25
$1.1M
$27.0M
Q4 24
$2.3M
$21.8M
Q3 24
$3.1M
$19.6M
Q2 24
$9.3M
$19.0M
Q1 24
$3.5M
$20.3M
Total Debt
EP
EP
RMBI
RMBI
Q4 25
Q3 25
$15.2M
Q2 25
$14.6M
Q1 25
$11.6M
Q4 24
$11.3M
Q3 24
$8.5M
Q2 24
$8.5M
Q1 24
$8.5M
Stockholders' Equity
EP
EP
RMBI
RMBI
Q4 25
$-4.6M
$145.8M
Q3 25
$53.7M
$140.0M
Q2 25
$54.5M
$132.3M
Q1 25
$59.1M
$130.9M
Q4 24
$62.8M
$132.9M
Q3 24
$56.5M
$140.0M
Q2 24
$58.7M
$131.1M
Q1 24
$31.7M
$132.4M
Total Assets
EP
EP
RMBI
RMBI
Q4 25
$65.9M
$1.5B
Q3 25
$123.0M
$1.5B
Q2 25
$124.7M
$1.5B
Q1 25
$123.7M
$1.5B
Q4 24
$123.9M
$1.5B
Q3 24
$121.2M
$1.5B
Q2 24
$119.9M
$1.5B
Q1 24
$100.1M
$1.5B
Debt / Equity
EP
EP
RMBI
RMBI
Q4 25
Q3 25
0.28×
Q2 25
0.27×
Q1 25
0.20×
Q4 24
0.18×
Q3 24
0.15×
Q2 24
0.15×
Q1 24
0.27×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EP
EP
RMBI
RMBI
Operating Cash FlowLast quarter
$-2.8M
$16.0M
Free Cash FlowOCF − Capex
$14.6M
FCF MarginFCF / Revenue
111.9%
Capex IntensityCapex / Revenue
10.4%
Cash ConversionOCF / Net Profit
4.68×
TTM Free Cash FlowTrailing 4 quarters
$26.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EP
EP
RMBI
RMBI
Q4 25
$-2.8M
$16.0M
Q3 25
$330.0K
$6.3M
Q2 25
$-3.1M
$4.8M
Q1 25
$1.6M
$2.2M
Q4 24
$-8.8M
$14.8M
Q3 24
$12.8M
$2.9M
Q2 24
$-1.8M
$2.9M
Q1 24
$3.9M
$2.2M
Free Cash Flow
EP
EP
RMBI
RMBI
Q4 25
$14.6M
Q3 25
$5.8M
Q2 25
$4.2M
Q1 25
$2.1M
Q4 24
$14.3M
Q3 24
$2.8M
Q2 24
$2.8M
Q1 24
$2.0M
FCF Margin
EP
EP
RMBI
RMBI
Q4 25
111.9%
Q3 25
46.2%
Q2 25
35.6%
Q1 25
18.4%
Q4 24
129.3%
Q3 24
25.7%
Q2 24
26.2%
Q1 24
18.7%
Capex Intensity
EP
EP
RMBI
RMBI
Q4 25
10.4%
Q3 25
3.7%
Q2 25
5.3%
Q1 25
0.7%
Q4 24
4.2%
Q3 24
1.1%
Q2 24
1.1%
Q1 24
1.1%
Cash Conversion
EP
EP
RMBI
RMBI
Q4 25
4.68×
Q3 25
1.75×
Q2 25
1.86×
Q1 25
1.11×
Q4 24
5.96×
Q3 24
1.17×
Q2 24
1.42×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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