Richmond Mutual Bancorporation, Inc.RMBIEarnings & Financial Report
Richmond Mutual Bancorporation, Inc. is a U.S.-based bank holding company operating primarily in Indiana. It offers a full range of personal and commercial banking solutions including deposit accounts, mortgage loans, small business lending, and wealth management services, serving local retail consumers and small-to-medium enterprise clients via its regional branch network.
RMBI Q4 FY2025 Key Financial Metrics
Revenue
$13.1M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$3.4M
Gross Margin
N/A
Operating Margin
N/A
Net Margin
26.1%
YoY Growth
18.1%
EPS
$0.35
Richmond Mutual Bancorporation, Inc. Q4 FY2025 Financial Summary
Richmond Mutual Bancorporation, Inc. reported revenue of $13.1M (up 18.1% YoY) for Q4 FY2025, with a net profit of $3.4M (up 37.7% YoY) (26.1% margin).
Key Financial Metrics
| Total Revenue | $13.1M |
|---|---|
| Net Profit | $3.4M |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q4 FY2025 |
Richmond Mutual Bancorporation, Inc. Annual Revenue by Year
Richmond Mutual Bancorporation, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $48.9M).
Richmond Mutual Bancorporation, Inc. Quarterly Revenue & Net Profit History
Richmond Mutual Bancorporation, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $13.1M | +18.1% | $3.4M | 26.1% |
| Q3 FY2025 | $12.6M | +17.1% | $3.6M | 28.6% |
| Q2 FY2025 | $11.8M | +10.8% | $2.6M | 22.0% |
| Q1 FY2025 | $11.4M | +4.2% | $2.0M | 17.2% |
| Q4 FY2024 | $11.1M | +5.2% | $2.5M | 22.4% |
| Q3 FY2024 | $10.8M | +4.6% | $2.5M | 23.0% |
| Q2 FY2024 | $10.7M | +1.7% | $2.1M | 19.3% |
| Q1 FY2024 | $11.0M | -0.1% | $2.4M | 21.6% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $11.0M | $10.7M | $10.8M | $11.1M | $11.4M | $11.8M | $12.6M | $13.1M |
| YoY Growth | -0.1% | 1.7% | 4.6% | 5.2% | 4.2% | 10.8% | 17.1% | 18.1% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $1.49B | $1.50B | $1.49B | $1.50B | $1.52B | $1.51B | $1.53B | $1.53B |
| Liabilities | $1.36B | $1.36B | $1.35B | $1.37B | $1.39B | $1.38B | $1.39B | $1.38B |
| Equity | $132.4M | $131.1M | $140.0M | $132.9M | $130.9M | $132.3M | $140.0M | $145.8M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $2.2M | $2.9M | $2.9M | $14.8M | $2.2M | $4.8M | $6.3M | $16.0M |