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Side-by-side financial comparison of EMPIRE PETROLEUM CORP (EP) and Sound Financial Bancorp, Inc. (SFBC). Click either name above to swap in a different company.

Sound Financial Bancorp, Inc. is the larger business by last-quarter revenue ($9.5M vs $7.1M, roughly 1.3× EMPIRE PETROLEUM CORP). On growth, Sound Financial Bancorp, Inc. posted the faster year-over-year revenue change (1.5% vs -30.0%). Over the past eight quarters, Sound Financial Bancorp, Inc.'s revenue compounded faster (5.5% CAGR vs -13.3%).

The Iraq Petroleum Company (IPC), formerly known as the Turkish Petroleum Company (TPC), is an oil company that had a virtual monopoly on all oil exploration and production in Iraq between 1925 and 1961. It was jointly owned by some of the world's largest oil companies and headquartered in London, England.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

EP vs SFBC — Head-to-Head

Bigger by revenue
SFBC
SFBC
1.3× larger
SFBC
$9.5M
$7.1M
EP
Growing faster (revenue YoY)
SFBC
SFBC
+31.5% gap
SFBC
1.5%
-30.0%
EP
Faster 2-yr revenue CAGR
SFBC
SFBC
Annualised
SFBC
5.5%
-13.3%
EP

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
EP
EP
SFBC
SFBC
Revenue
$7.1M
$9.5M
Net Profit
$-59.0M
Gross Margin
Operating Margin
-834.5%
27.1%
Net Margin
-835.1%
Revenue YoY
-30.0%
1.5%
Net Profit YoY
-1306.0%
EPS (diluted)
$-1.74
$0.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EP
EP
SFBC
SFBC
Q4 25
$7.1M
$9.5M
Q3 25
$9.4M
$9.8M
Q2 25
$8.8M
$10.4M
Q1 25
$9.0M
$9.2M
Q4 24
$10.1M
$9.4M
Q3 24
$11.4M
$9.1M
Q2 24
$12.8M
$8.6M
Q1 24
$9.4M
$8.6M
Net Profit
EP
EP
SFBC
SFBC
Q4 25
$-59.0M
Q3 25
$-3.8M
$1.7M
Q2 25
$-5.1M
$2.1M
Q1 25
$-4.2M
$1.2M
Q4 24
$-4.2M
Q3 24
$-3.6M
$1.2M
Q2 24
$-4.4M
$795.0K
Q1 24
$-4.0M
$770.0K
Operating Margin
EP
EP
SFBC
SFBC
Q4 25
-834.5%
27.1%
Q3 25
-37.8%
21.3%
Q2 25
-56.0%
24.5%
Q1 25
-43.9%
15.9%
Q4 24
-38.9%
24.6%
Q3 24
-30.0%
15.6%
Q2 24
-15.0%
11.4%
Q1 24
-46.8%
10.9%
Net Margin
EP
EP
SFBC
SFBC
Q4 25
-835.1%
Q3 25
-40.9%
17.3%
Q2 25
-57.8%
19.8%
Q1 25
-46.9%
12.7%
Q4 24
-41.6%
Q3 24
-32.0%
12.7%
Q2 24
-34.3%
9.2%
Q1 24
-42.3%
9.0%
EPS (diluted)
EP
EP
SFBC
SFBC
Q4 25
$-1.74
$0.87
Q3 25
$-0.11
$0.66
Q2 25
$-0.15
$0.79
Q1 25
$-0.12
$0.45
Q4 24
$-0.12
$0.74
Q3 24
$-0.12
$0.45
Q2 24
$-0.15
$0.31
Q1 24
$-0.15
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EP
EP
SFBC
SFBC
Cash + ST InvestmentsLiquidity on hand
$1.2M
$138.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$-4.6M
$109.4M
Total Assets
$65.9M
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EP
EP
SFBC
SFBC
Q4 25
$1.2M
$138.5M
Q3 25
$4.6M
$101.2M
Q2 25
$2.3M
$102.5M
Q1 25
$1.1M
$131.5M
Q4 24
$2.3M
$43.6M
Q3 24
$3.1M
$148.9M
Q2 24
$9.3M
$135.1M
Q1 24
$3.5M
$138.0M
Total Debt
EP
EP
SFBC
SFBC
Q4 25
Q3 25
$15.2M
Q2 25
$14.6M
Q1 25
$11.6M
Q4 24
$11.3M
Q3 24
$8.5M
Q2 24
$8.5M
Q1 24
$8.5M
Stockholders' Equity
EP
EP
SFBC
SFBC
Q4 25
$-4.6M
$109.4M
Q3 25
$53.7M
$107.5M
Q2 25
$54.5M
$106.0M
Q1 25
$59.1M
$104.4M
Q4 24
$62.8M
$103.7M
Q3 24
$56.5M
$102.2M
Q2 24
$58.7M
$101.3M
Q1 24
$31.7M
$101.0M
Total Assets
EP
EP
SFBC
SFBC
Q4 25
$65.9M
$1.1B
Q3 25
$123.0M
$1.1B
Q2 25
$124.7M
$1.1B
Q1 25
$123.7M
$1.1B
Q4 24
$123.9M
$993.6M
Q3 24
$121.2M
$1.1B
Q2 24
$119.9M
$1.1B
Q1 24
$100.1M
$1.1B
Debt / Equity
EP
EP
SFBC
SFBC
Q4 25
Q3 25
0.28×
Q2 25
0.27×
Q1 25
0.20×
Q4 24
0.18×
Q3 24
0.15×
Q2 24
0.15×
Q1 24
0.27×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EP
EP
SFBC
SFBC
Operating Cash FlowLast quarter
$-2.8M
$7.2M
Free Cash FlowOCF − Capex
$7.0M
FCF MarginFCF / Revenue
73.4%
Capex IntensityCapex / Revenue
1.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$12.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EP
EP
SFBC
SFBC
Q4 25
$-2.8M
$7.2M
Q3 25
$330.0K
$3.8M
Q2 25
$-3.1M
$-494.0K
Q1 25
$1.6M
$1.9M
Q4 24
$-8.8M
$2.9M
Q3 24
$12.8M
$3.3M
Q2 24
$-1.8M
$-4.0M
Q1 24
$3.9M
$3.5M
Free Cash Flow
EP
EP
SFBC
SFBC
Q4 25
$7.0M
Q3 25
$3.8M
Q2 25
$-518.0K
Q1 25
$1.8M
Q4 24
$2.9M
Q3 24
$3.2M
Q2 24
$-5.6M
Q1 24
$1.9M
FCF Margin
EP
EP
SFBC
SFBC
Q4 25
73.4%
Q3 25
38.3%
Q2 25
-5.0%
Q1 25
19.8%
Q4 24
30.4%
Q3 24
35.5%
Q2 24
-65.4%
Q1 24
22.2%
Capex Intensity
EP
EP
SFBC
SFBC
Q4 25
1.8%
Q3 25
0.4%
Q2 25
0.2%
Q1 25
0.4%
Q4 24
0.8%
Q3 24
0.5%
Q2 24
18.7%
Q1 24
19.0%
Cash Conversion
EP
EP
SFBC
SFBC
Q4 25
Q3 25
2.24×
Q2 25
-0.24×
Q1 25
1.59×
Q4 24
Q3 24
2.84×
Q2 24
-5.05×
Q1 24
4.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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