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Side-by-side financial comparison of EDGEWELL PERSONAL CARE Co (EPC) and INDEPENDENT BANK CORP (INDB). Click either name above to swap in a different company.
EDGEWELL PERSONAL CARE Co is the larger business by last-quarter revenue ($422.8M vs $212.5M, roughly 2.0× INDEPENDENT BANK CORP). INDEPENDENT BANK CORP runs the higher net margin — 35.5% vs -15.5%, a 51.0% gap on every dollar of revenue. On growth, INDEPENDENT BANK CORP posted the faster year-over-year revenue change (46.9% vs -11.6%). INDEPENDENT BANK CORP produced more free cash flow last quarter ($75.5M vs $-137.5M). Over the past eight quarters, INDEPENDENT BANK CORP's revenue compounded faster (24.3% CAGR vs -16.0%).
The Edgewell Personal Care Company is an American multinational consumer products company headquartered in Shelton, Connecticut. It was formed in 2015 following the corporate spin-off from Energizer Holdings, Inc..
Independent Bank is a bank headquartered in Grand Rapids, Michigan. The bank has 62 branches, all of which are in Michigan.
EPC vs INDB — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $422.8M | $212.5M |
| Net Profit | $-65.7M | $75.3M |
| Gross Margin | 38.1% | — |
| Operating Margin | -4.5% | — |
| Net Margin | -15.5% | 35.5% |
| Revenue YoY | -11.6% | 46.9% |
| Net Profit YoY | -3028.6% | 50.6% |
| EPS (diluted) | $-1.41 | $1.51 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $422.8M | $212.5M | ||
| Q3 25 | $600.5M | $203.3M | ||
| Q2 25 | $627.2M | $147.5M | ||
| Q1 25 | $580.7M | $145.5M | ||
| Q4 24 | $415.1M | $144.7M | ||
| Q3 24 | $517.6M | $141.7M | ||
| Q2 24 | $647.8M | $137.9M | ||
| Q1 24 | $599.4M | $137.4M |
| Q4 25 | $-65.7M | $75.3M | ||
| Q3 25 | $-30.6M | $34.3M | ||
| Q2 25 | $29.1M | $51.1M | ||
| Q1 25 | $29.0M | $44.4M | ||
| Q4 24 | $-2.1M | $50.0M | ||
| Q3 24 | $8.8M | $42.9M | ||
| Q2 24 | $49.0M | $51.3M | ||
| Q1 24 | $36.0M | $47.8M |
| Q4 25 | 38.1% | — | ||
| Q3 25 | 37.9% | — | ||
| Q2 25 | 42.8% | — | ||
| Q1 25 | 44.1% | — | ||
| Q4 24 | 41.6% | — | ||
| Q3 24 | 41.1% | — | ||
| Q2 24 | 44.3% | — | ||
| Q1 24 | 43.1% | — |
| Q4 25 | -4.5% | — | ||
| Q3 25 | -4.2% | 21.8% | ||
| Q2 25 | 8.6% | 44.6% | ||
| Q1 25 | 10.1% | 39.3% | ||
| Q4 24 | 2.2% | — | ||
| Q3 24 | 3.9% | 39.0% | ||
| Q2 24 | 12.8% | 48.1% | ||
| Q1 24 | 11.7% | 45.5% |
| Q4 25 | -15.5% | 35.5% | ||
| Q3 25 | -5.1% | 16.8% | ||
| Q2 25 | 4.6% | 34.6% | ||
| Q1 25 | 5.0% | 30.5% | ||
| Q4 24 | -0.5% | 34.6% | ||
| Q3 24 | 1.7% | 30.3% | ||
| Q2 24 | 7.6% | 37.2% | ||
| Q1 24 | 6.0% | 34.8% |
| Q4 25 | $-1.41 | $1.51 | ||
| Q3 25 | $-0.65 | $0.69 | ||
| Q2 25 | $0.62 | $1.20 | ||
| Q1 25 | $0.60 | $1.04 | ||
| Q4 24 | $-0.04 | $1.18 | ||
| Q3 24 | $0.18 | $1.01 | ||
| Q2 24 | $0.98 | $1.21 | ||
| Q1 24 | $0.72 | $1.12 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | $1.5B | — |
| Stockholders' EquityBook value | $1.5B | $3.6B |
| Total Assets | $3.8B | $24.9B |
| Debt / EquityLower = less leverage | 1.03× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $209.1M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.5B | — | ||
| Q3 25 | $1.4B | — | ||
| Q2 25 | $1.4B | — | ||
| Q1 25 | $1.4B | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.3B | — | ||
| Q2 24 | $1.3B | — | ||
| Q1 24 | $1.4B | — |
| Q4 25 | $1.5B | $3.6B | ||
| Q3 25 | $1.6B | $3.5B | ||
| Q2 25 | $1.6B | $3.1B | ||
| Q1 25 | $1.5B | $3.0B | ||
| Q4 24 | $1.5B | $3.0B | ||
| Q3 24 | $1.6B | $3.0B | ||
| Q2 24 | $1.6B | $2.9B | ||
| Q1 24 | $1.6B | $2.9B |
| Q4 25 | $3.8B | $24.9B | ||
| Q3 25 | $3.8B | $25.0B | ||
| Q2 25 | $3.8B | $20.0B | ||
| Q1 25 | $3.8B | $19.9B | ||
| Q4 24 | $3.7B | $19.4B | ||
| Q3 24 | $3.7B | $19.4B | ||
| Q2 24 | $3.7B | $19.4B | ||
| Q1 24 | $3.8B | $19.3B |
| Q4 25 | 1.03× | — | ||
| Q3 25 | 0.89× | — | ||
| Q2 25 | 0.88× | — | ||
| Q1 25 | 0.95× | — | ||
| Q4 24 | 0.97× | — | ||
| Q3 24 | 0.81× | — | ||
| Q2 24 | 0.82× | — | ||
| Q1 24 | 0.88× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-125.9M | $78.9M |
| Free Cash FlowOCF − Capex | $-137.5M | $75.5M |
| FCF MarginFCF / Revenue | -32.5% | 35.5% |
| Capex IntensityCapex / Revenue | 2.7% | 1.6% |
| Cash ConversionOCF / Net Profit | — | 1.05× |
| TTM Free Cash FlowTrailing 4 quarters | $36.3M | $239.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-125.9M | $78.9M | ||
| Q3 25 | $74.1M | $52.2M | ||
| Q2 25 | $114.8M | $106.7M | ||
| Q1 25 | $45.1M | $13.3M | ||
| Q4 24 | $-115.6M | $42.9M | ||
| Q3 24 | $-388.3M | $70.2M | ||
| Q2 24 | $101.2M | $65.6M | ||
| Q1 24 | $129.0M | $51.1M |
| Q4 25 | $-137.5M | $75.5M | ||
| Q3 25 | $46.5M | $49.7M | ||
| Q2 25 | $99.3M | $102.5M | ||
| Q1 25 | $28.0M | $11.3M | ||
| Q4 24 | $-132.4M | $36.5M | ||
| Q3 24 | $-414.2M | $64.4M | ||
| Q2 24 | $88.6M | $61.9M | ||
| Q1 24 | $117.5M | $46.7M |
| Q4 25 | -32.5% | 35.5% | ||
| Q3 25 | 7.7% | 24.4% | ||
| Q2 25 | 15.8% | 69.5% | ||
| Q1 25 | 4.8% | 7.8% | ||
| Q4 24 | -31.9% | 25.2% | ||
| Q3 24 | -80.0% | 45.4% | ||
| Q2 24 | 13.7% | 44.9% | ||
| Q1 24 | 19.6% | 34.0% |
| Q4 25 | 2.7% | 1.6% | ||
| Q3 25 | 4.6% | 1.2% | ||
| Q2 25 | 2.5% | 2.9% | ||
| Q1 25 | 2.9% | 1.4% | ||
| Q4 24 | 4.0% | 4.4% | ||
| Q3 24 | 5.0% | 4.1% | ||
| Q2 24 | 1.9% | 2.7% | ||
| Q1 24 | 1.9% | 3.2% |
| Q4 25 | — | 1.05× | ||
| Q3 25 | — | 1.52× | ||
| Q2 25 | 3.95× | 2.09× | ||
| Q1 25 | 1.56× | 0.30× | ||
| Q4 24 | — | 0.86× | ||
| Q3 24 | -44.13× | 1.64× | ||
| Q2 24 | 2.07× | 1.28× | ||
| Q1 24 | 3.58× | 1.07× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EPC
| Other | $242.0M | 57% |
| Sunand Skin Care Segment | $131.5M | 31% |
| Shavinggelsandcreams | $32.3M | 8% |
| Wipes And Other Skin Care Products | $17.0M | 4% |
INDB
Segment breakdown not available.
