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Side-by-side financial comparison of EVOLUTION PETROLEUM CORP (EPM) and ISABELLA BANK CORP (ISBA). Click either name above to swap in a different company.

ISABELLA BANK CORP is the larger business by last-quarter revenue ($21.2M vs $20.7M, roughly 1.0× EVOLUTION PETROLEUM CORP). ISABELLA BANK CORP runs the higher net margin — 22.2% vs 5.2%, a 17.0% gap on every dollar of revenue. On growth, ISABELLA BANK CORP posted the faster year-over-year revenue change (14.3% vs 2.0%). Over the past eight quarters, ISABELLA BANK CORP's revenue compounded faster (12.6% CAGR vs -5.2%).

The Bank of the Philippine Islands is a universal bank in the Philippines. It is the oldest bank in both the Philippines and Southeast Asia. It is the fourth largest bank in terms of assets, the second largest bank in terms of market capitalization, and one of the most profitable banks in the Philippines.

EPM vs ISBA — Head-to-Head

Bigger by revenue
ISBA
ISBA
1.0× larger
ISBA
$21.2M
$20.7M
EPM
Growing faster (revenue YoY)
ISBA
ISBA
+12.3% gap
ISBA
14.3%
2.0%
EPM
Higher net margin
ISBA
ISBA
17.0% more per $
ISBA
22.2%
5.2%
EPM
Faster 2-yr revenue CAGR
ISBA
ISBA
Annualised
ISBA
12.6%
-5.2%
EPM

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
EPM
EPM
ISBA
ISBA
Revenue
$20.7M
$21.2M
Net Profit
$1.1M
$4.7M
Gross Margin
44.3%
Operating Margin
3.2%
32.2%
Net Margin
5.2%
22.2%
Revenue YoY
2.0%
14.3%
Net Profit YoY
158.4%
17.4%
EPS (diluted)
$0.03
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EPM
EPM
ISBA
ISBA
Q4 25
$20.7M
$21.2M
Q3 25
$21.3M
$20.5M
Q2 25
$21.1M
$18.8M
Q1 25
$22.6M
$18.1M
Q4 24
$20.3M
$18.5M
Q3 24
$21.9M
$18.0M
Q2 24
$21.2M
$17.2M
Q1 24
$23.0M
$16.7M
Net Profit
EPM
EPM
ISBA
ISBA
Q4 25
$1.1M
$4.7M
Q3 25
$824.0K
$5.2M
Q2 25
$3.4M
$5.0M
Q1 25
$-2.2M
$3.9M
Q4 24
$-1.8M
$4.0M
Q3 24
$2.1M
$3.3M
Q2 24
$1.2M
$3.5M
Q1 24
$289.0K
$3.1M
Gross Margin
EPM
EPM
ISBA
ISBA
Q4 25
44.3%
Q3 25
38.5%
Q2 25
46.1%
Q1 25
40.7%
Q4 24
36.9%
Q3 24
46.2%
Q2 24
46.3%
Q1 24
45.2%
Operating Margin
EPM
EPM
ISBA
ISBA
Q4 25
3.2%
32.2%
Q3 25
-0.4%
30.7%
Q2 25
6.3%
32.8%
Q1 25
7.0%
26.9%
Q4 24
-3.0%
26.0%
Q3 24
8.5%
21.3%
Q2 24
11.3%
23.9%
Q1 24
9.1%
21.8%
Net Margin
EPM
EPM
ISBA
ISBA
Q4 25
5.2%
22.2%
Q3 25
3.9%
25.6%
Q2 25
16.2%
26.7%
Q1 25
-9.7%
21.9%
Q4 24
-9.0%
21.6%
Q3 24
9.4%
18.2%
Q2 24
5.8%
20.3%
Q1 24
1.3%
18.7%
EPS (diluted)
EPM
EPM
ISBA
ISBA
Q4 25
$0.03
$0.64
Q3 25
$0.02
$0.71
Q2 25
$0.10
$0.68
Q1 25
$-0.07
$0.53
Q4 24
$-0.06
$0.54
Q3 24
$0.06
$0.44
Q2 24
$0.04
$0.46
Q1 24
$0.01
$0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EPM
EPM
ISBA
ISBA
Cash + ST InvestmentsLiquidity on hand
$3.8M
$26.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$67.5M
$231.4M
Total Assets
$169.3M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EPM
EPM
ISBA
ISBA
Q4 25
$3.8M
$26.0M
Q3 25
$714.0K
$161.3M
Q2 25
$2.5M
$108.6M
Q1 25
$5.6M
$69.2M
Q4 24
$11.7M
$24.5M
Q3 24
$6.9M
$27.4M
Q2 24
$6.4M
$23.6M
Q1 24
$3.1M
$25.2M
Stockholders' Equity
EPM
EPM
ISBA
ISBA
Q4 25
$67.5M
$231.4M
Q3 25
$69.1M
$227.4M
Q2 25
$71.8M
$220.5M
Q1 25
$71.7M
$215.6M
Q4 24
$76.3M
$210.3M
Q3 24
$79.6M
$213.0M
Q2 24
$81.1M
$202.2M
Q1 24
$83.5M
$200.7M
Total Assets
EPM
EPM
ISBA
ISBA
Q4 25
$169.3M
$2.2B
Q3 25
$169.1M
$2.3B
Q2 25
$160.3M
$2.2B
Q1 25
$156.4M
$2.1B
Q4 24
$160.2M
$2.1B
Q3 24
$157.9M
$2.1B
Q2 24
$162.9M
$2.1B
Q1 24
$166.5M
$2.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EPM
EPM
ISBA
ISBA
Operating Cash FlowLast quarter
$5.4M
$26.8M
Free Cash FlowOCF − Capex
$23.3M
FCF MarginFCF / Revenue
110.2%
Capex IntensityCapex / Revenue
16.4%
Cash ConversionOCF / Net Profit
5.09×
5.72×
TTM Free Cash FlowTrailing 4 quarters
$36.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EPM
EPM
ISBA
ISBA
Q4 25
$5.4M
$26.8M
Q3 25
$7.8M
$2.7M
Q2 25
$10.5M
$7.8M
Q1 25
$7.3M
$4.7M
Q4 24
$7.7M
$19.6M
Q3 24
$7.6M
$3.6M
Q2 24
$8.0M
$5.5M
Q1 24
$3.4M
$3.4M
Free Cash Flow
EPM
EPM
ISBA
ISBA
Q4 25
$23.3M
Q3 25
$1.7M
Q2 25
$7.2M
Q1 25
$3.7M
Q4 24
$17.5M
Q3 24
$3.2M
Q2 24
$5.1M
Q1 24
$2.6M
FCF Margin
EPM
EPM
ISBA
ISBA
Q4 25
110.2%
Q3 25
8.5%
Q2 25
38.5%
Q1 25
20.6%
Q4 24
94.6%
Q3 24
17.7%
Q2 24
29.8%
Q1 24
15.7%
Capex Intensity
EPM
EPM
ISBA
ISBA
Q4 25
16.4%
Q3 25
5.0%
Q2 25
3.2%
Q1 25
5.5%
Q4 24
11.4%
Q3 24
2.0%
Q2 24
2.4%
Q1 24
4.9%
Cash Conversion
EPM
EPM
ISBA
ISBA
Q4 25
5.09×
5.72×
Q3 25
9.47×
0.52×
Q2 25
3.06×
1.56×
Q1 25
1.19×
Q4 24
4.91×
Q3 24
3.69×
1.08×
Q2 24
6.47×
1.59×
Q1 24
11.64×
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EPM
EPM

Crude Oil$10.7M52%
Natural Gas Reserves$7.4M36%
Natural Gas Liquids Reserves$2.5M12%

ISBA
ISBA

Segment breakdown not available.

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