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Side-by-side financial comparison of EVOLUTION PETROLEUM CORP (EPM) and Pioneer Bancorp, Inc. (PBFS). Click either name above to swap in a different company.

Pioneer Bancorp, Inc. is the larger business by last-quarter revenue ($25.0M vs $20.7M, roughly 1.2× EVOLUTION PETROLEUM CORP). Pioneer Bancorp, Inc. runs the higher net margin — 82.1% vs 5.2%, a 77.0% gap on every dollar of revenue. Over the past eight quarters, Pioneer Bancorp, Inc.'s revenue compounded faster (144.9% CAGR vs -5.2%).

Pioneer Bancorp, Inc. (MD) is a bank holding company operating as the parent entity of Pioneer Bank. It provides a full suite of retail and commercial banking products and services, including deposit accounts, residential and commercial mortgages, consumer loans, and small business financing, primarily serving individual and corporate customers across local communities in Maryland, U.S.

EPM vs PBFS — Head-to-Head

Bigger by revenue
PBFS
PBFS
1.2× larger
PBFS
$25.0M
$20.7M
EPM
Higher net margin
PBFS
PBFS
77.0% more per $
PBFS
82.1%
5.2%
EPM
Faster 2-yr revenue CAGR
PBFS
PBFS
Annualised
PBFS
144.9%
-5.2%
EPM

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
EPM
EPM
PBFS
PBFS
Revenue
$20.7M
$25.0M
Net Profit
$1.1M
$3.7M
Gross Margin
44.3%
Operating Margin
3.2%
21.3%
Net Margin
5.2%
82.1%
Revenue YoY
2.0%
Net Profit YoY
158.4%
EPS (diluted)
$0.03
$0.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EPM
EPM
PBFS
PBFS
Q4 25
$20.7M
$25.0M
Q3 25
$21.3M
$24.0M
Q2 25
$21.1M
$24.4M
Q1 25
$22.6M
$22.8M
Q4 24
$20.3M
Q3 24
$21.9M
$22.0M
Q2 24
$21.2M
$20.9M
Q1 24
$23.0M
$21.6M
Net Profit
EPM
EPM
PBFS
PBFS
Q4 25
$1.1M
$3.7M
Q3 25
$824.0K
$4.3M
Q2 25
$3.4M
$6.5M
Q1 25
$-2.2M
$5.8M
Q4 24
$-1.8M
Q3 24
$2.1M
$6.3M
Q2 24
$1.2M
$3.9M
Q1 24
$289.0K
$4.7M
Gross Margin
EPM
EPM
PBFS
PBFS
Q4 25
44.3%
Q3 25
38.5%
Q2 25
46.1%
Q1 25
40.7%
Q4 24
36.9%
Q3 24
46.2%
Q2 24
46.3%
Q1 24
45.2%
Operating Margin
EPM
EPM
PBFS
PBFS
Q4 25
3.2%
21.3%
Q3 25
-0.4%
23.4%
Q2 25
6.3%
33.3%
Q1 25
7.0%
32.5%
Q4 24
-3.0%
Q3 24
8.5%
37.2%
Q2 24
11.3%
24.1%
Q1 24
9.1%
28.1%
Net Margin
EPM
EPM
PBFS
PBFS
Q4 25
5.2%
82.1%
Q3 25
3.9%
18.0%
Q2 25
16.2%
26.4%
Q1 25
-9.7%
25.3%
Q4 24
-9.0%
Q3 24
9.4%
28.7%
Q2 24
5.8%
107.4%
Q1 24
1.3%
21.9%
EPS (diluted)
EPM
EPM
PBFS
PBFS
Q4 25
$0.03
$0.16
Q3 25
$0.02
$0.18
Q2 25
$0.10
$0.26
Q1 25
$-0.07
$0.23
Q4 24
$-0.06
Q3 24
$0.06
$0.25
Q2 24
$0.04
$0.15
Q1 24
$0.01
$0.19

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EPM
EPM
PBFS
PBFS
Cash + ST InvestmentsLiquidity on hand
$3.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$67.5M
$323.9M
Total Assets
$169.3M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EPM
EPM
PBFS
PBFS
Q4 25
$3.8M
Q3 25
$714.0K
Q2 25
$2.5M
Q1 25
$5.6M
Q4 24
$11.7M
Q3 24
$6.9M
Q2 24
$6.4M
Q1 24
$3.1M
Stockholders' Equity
EPM
EPM
PBFS
PBFS
Q4 25
$67.5M
$323.9M
Q3 25
$69.1M
$314.2M
Q2 25
$71.8M
$314.2M
Q1 25
$71.7M
$310.7M
Q4 24
$76.3M
Q3 24
$79.6M
$303.8M
Q2 24
$81.1M
$296.5M
Q1 24
$83.5M
$289.0M
Total Assets
EPM
EPM
PBFS
PBFS
Q4 25
$169.3M
$2.2B
Q3 25
$169.1M
$2.2B
Q2 25
$160.3M
$2.1B
Q1 25
$156.4M
$2.1B
Q4 24
$160.2M
Q3 24
$157.9M
$2.0B
Q2 24
$162.9M
Q1 24
$166.5M
$2.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EPM
EPM
PBFS
PBFS
Operating Cash FlowLast quarter
$5.4M
$11.1M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
5.09×
2.97×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EPM
EPM
PBFS
PBFS
Q4 25
$5.4M
$11.1M
Q3 25
$7.8M
$3.9M
Q2 25
$10.5M
$5.1M
Q1 25
$7.3M
$-3.5M
Q4 24
$7.7M
Q3 24
$7.6M
$1.9M
Q2 24
$8.0M
$9.0M
Q1 24
$3.4M
$3.3M
Cash Conversion
EPM
EPM
PBFS
PBFS
Q4 25
5.09×
2.97×
Q3 25
9.47×
0.90×
Q2 25
3.06×
0.78×
Q1 25
-0.61×
Q4 24
Q3 24
3.69×
0.30×
Q2 24
6.47×
2.30×
Q1 24
11.64×
0.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EPM
EPM

Crude Oil$10.7M52%
Natural Gas Reserves$7.4M36%
Natural Gas Liquids Reserves$2.5M12%

PBFS
PBFS

Segment breakdown not available.

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