vs
Side-by-side financial comparison of EVOLUTION PETROLEUM CORP (EPM) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $20.7M, roughly 1.5× EVOLUTION PETROLEUM CORP). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs 5.2%, a 31.1% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 2.0%). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs -5.2%).
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
EPM vs PDLB — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $20.7M | $31.4M |
| Net Profit | $1.1M | $10.1M |
| Gross Margin | 44.3% | — |
| Operating Margin | 3.2% | 43.6% |
| Net Margin | 5.2% | 36.3% |
| Revenue YoY | 2.0% | 37.6% |
| Net Profit YoY | 158.4% | 245.6% |
| EPS (diluted) | $0.03 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $20.7M | $31.4M | ||
| Q3 25 | $21.3M | $26.7M | ||
| Q2 25 | $21.1M | $26.5M | ||
| Q1 25 | $22.6M | $24.6M | ||
| Q4 24 | $20.3M | $22.8M | ||
| Q3 24 | $21.9M | $20.2M | ||
| Q2 24 | $21.2M | $20.2M | ||
| Q1 24 | $23.0M | $20.5M |
| Q4 25 | $1.1M | $10.1M | ||
| Q3 25 | $824.0K | $6.5M | ||
| Q2 25 | $3.4M | $6.1M | ||
| Q1 25 | $-2.2M | $6.0M | ||
| Q4 24 | $-1.8M | $2.9M | ||
| Q3 24 | $2.1M | $2.4M | ||
| Q2 24 | $1.2M | $3.2M | ||
| Q1 24 | $289.0K | $2.4M |
| Q4 25 | 44.3% | — | ||
| Q3 25 | 38.5% | — | ||
| Q2 25 | 46.1% | — | ||
| Q1 25 | 40.7% | — | ||
| Q4 24 | 36.9% | — | ||
| Q3 24 | 46.2% | — | ||
| Q2 24 | 46.3% | — | ||
| Q1 24 | 45.2% | — |
| Q4 25 | 3.2% | 43.6% | ||
| Q3 25 | -0.4% | 32.8% | ||
| Q2 25 | 6.3% | 30.2% | ||
| Q1 25 | 7.0% | 32.5% | ||
| Q4 24 | -3.0% | 19.6% | ||
| Q3 24 | 8.5% | 15.2% | ||
| Q2 24 | 11.3% | 21.8% | ||
| Q1 24 | 9.1% | 18.3% |
| Q4 25 | 5.2% | 36.3% | ||
| Q3 25 | 3.9% | 24.3% | ||
| Q2 25 | 16.2% | 23.0% | ||
| Q1 25 | -9.7% | 24.2% | ||
| Q4 24 | -9.0% | 14.1% | ||
| Q3 24 | 9.4% | 12.1% | ||
| Q2 24 | 5.8% | 15.8% | ||
| Q1 24 | 1.3% | 11.8% |
| Q4 25 | $0.03 | $0.43 | ||
| Q3 25 | $0.02 | $0.27 | ||
| Q2 25 | $0.10 | $0.25 | ||
| Q1 25 | $-0.07 | $0.25 | ||
| Q4 24 | $-0.06 | $0.11 | ||
| Q3 24 | $0.06 | $0.10 | ||
| Q2 24 | $0.04 | $0.14 | ||
| Q1 24 | $0.01 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $3.8M | $126.2M |
| Total DebtLower is stronger | — | $596.1M |
| Stockholders' EquityBook value | $67.5M | $541.5M |
| Total Assets | $169.3M | $3.2B |
| Debt / EquityLower = less leverage | — | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $3.8M | $126.2M | ||
| Q3 25 | $714.0K | $146.6M | ||
| Q2 25 | $2.5M | $126.6M | ||
| Q1 25 | $5.6M | $129.9M | ||
| Q4 24 | $11.7M | $139.8M | ||
| Q3 24 | $6.9M | $155.8M | ||
| Q2 24 | $6.4M | $103.2M | ||
| Q1 24 | $3.1M | $134.7M |
| Q4 25 | — | $596.1M | ||
| Q3 25 | — | $521.1M | ||
| Q2 25 | — | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | — | $596.1M | ||
| Q3 24 | — | $580.4M | ||
| Q2 24 | — | $680.4M | ||
| Q1 24 | — | $680.4M |
| Q4 25 | $67.5M | $541.5M | ||
| Q3 25 | $69.1M | $529.8M | ||
| Q2 25 | $71.8M | $521.1M | ||
| Q1 25 | $71.7M | $513.9M | ||
| Q4 24 | $76.3M | $505.5M | ||
| Q3 24 | $79.6M | $504.6M | ||
| Q2 24 | $81.1M | $497.7M | ||
| Q1 24 | $83.5M | $493.7M |
| Q4 25 | $169.3M | $3.2B | ||
| Q3 25 | $169.1M | $3.2B | ||
| Q2 25 | $160.3M | $3.2B | ||
| Q1 25 | $156.4M | $3.1B | ||
| Q4 24 | $160.2M | $3.0B | ||
| Q3 24 | $157.9M | $3.0B | ||
| Q2 24 | $162.9M | $2.8B | ||
| Q1 24 | $166.5M | $2.8B |
| Q4 25 | — | 1.10× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.18× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | — | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $5.4M | $55.6M |
| Free Cash FlowOCF − Capex | — | $54.6M |
| FCF MarginFCF / Revenue | — | 173.9% |
| Capex IntensityCapex / Revenue | — | 3.1% |
| Cash ConversionOCF / Net Profit | 5.09× | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | — | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $5.4M | $55.6M | ||
| Q3 25 | $7.8M | $1.4M | ||
| Q2 25 | $10.5M | $6.2M | ||
| Q1 25 | $7.3M | $13.1M | ||
| Q4 24 | $7.7M | $7.2M | ||
| Q3 24 | $7.6M | $-14.6M | ||
| Q2 24 | $8.0M | $-2.6M | ||
| Q1 24 | $3.4M | $1.5M |
| Q4 25 | — | $54.6M | ||
| Q3 25 | — | $786.0K | ||
| Q2 25 | — | $5.9M | ||
| Q1 25 | — | $12.9M | ||
| Q4 24 | — | $4.5M | ||
| Q3 24 | — | $-15.0M | ||
| Q2 24 | — | $-2.6M | ||
| Q1 24 | — | $-315.0K |
| Q4 25 | — | 173.9% | ||
| Q3 25 | — | 2.9% | ||
| Q2 25 | — | 22.4% | ||
| Q1 25 | — | 52.6% | ||
| Q4 24 | — | 19.7% | ||
| Q3 24 | — | -74.1% | ||
| Q2 24 | — | -13.0% | ||
| Q1 24 | — | -1.5% |
| Q4 25 | — | 3.1% | ||
| Q3 25 | — | 2.3% | ||
| Q2 25 | — | 1.0% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 11.9% | ||
| Q3 24 | — | 2.0% | ||
| Q2 24 | — | 0.3% | ||
| Q1 24 | — | 8.7% |
| Q4 25 | 5.09× | 5.48× | ||
| Q3 25 | 9.47× | 0.21× | ||
| Q2 25 | 3.06× | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | — | 2.46× | ||
| Q3 24 | 3.69× | -5.99× | ||
| Q2 24 | 6.47× | -0.80× | ||
| Q1 24 | 11.64× | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EPM
| Crude Oil | $10.7M | 52% |
| Natural Gas Reserves | $7.4M | 36% |
| Natural Gas Liquids Reserves | $2.5M | 12% |
PDLB
Segment breakdown not available.
