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Side-by-side financial comparison of ESSENTIAL PROPERTIES REALTY TRUST, INC. (EPRT) and CPI Card Group Inc. (PMTS). Click either name above to swap in a different company.
ESSENTIAL PROPERTIES REALTY TRUST, INC. is the larger business by last-quarter revenue ($158.8M vs $153.1M, roughly 1.0× CPI Card Group Inc.). ESSENTIAL PROPERTIES REALTY TRUST, INC. runs the higher net margin — 37.8% vs 4.8%, a 33.0% gap on every dollar of revenue. On growth, ESSENTIAL PROPERTIES REALTY TRUST, INC. posted the faster year-over-year revenue change (22.8% vs 22.3%). Over the past eight quarters, ESSENTIAL PROPERTIES REALTY TRUST, INC.'s revenue compounded faster (20.6% CAGR vs 16.9%).
Essential Properties Realty Trust is a publicly traded real estate investment trust (REIT) that acquires, owns and manages a diversified portfolio of single-tenant net-leased commercial properties across the United States. Its assets primarily cover essential service-oriented sectors including casual dining, automotive services, medical clinics, early childhood education centers and light industrial facilities, with tenants mostly holding robust long-term operating track records.
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
EPRT vs PMTS — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $158.8M | $153.1M |
| Net Profit | $60.0M | $7.3M |
| Gross Margin | — | 31.5% |
| Operating Margin | 56.5% | 12.0% |
| Net Margin | 37.8% | 4.8% |
| Revenue YoY | 22.8% | 22.3% |
| Net Profit YoY | 6.5% | 8.5% |
| EPS (diluted) | $0.28 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $158.8M | — | ||
| Q4 25 | $149.9M | $153.1M | ||
| Q3 25 | $144.9M | $138.0M | ||
| Q2 25 | $137.1M | $129.8M | ||
| Q1 25 | $129.4M | $122.8M | ||
| Q4 24 | $119.7M | $125.1M | ||
| Q3 24 | $117.1M | $124.8M | ||
| Q2 24 | $109.3M | $118.8M |
| Q1 26 | $60.0M | — | ||
| Q4 25 | $68.1M | $7.3M | ||
| Q3 25 | $65.6M | $2.3M | ||
| Q2 25 | $63.2M | $518.0K | ||
| Q1 25 | $56.1M | $4.8M | ||
| Q4 24 | $55.4M | $6.8M | ||
| Q3 24 | $49.1M | $1.3M | ||
| Q2 24 | $51.5M | $6.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 31.5% | ||
| Q3 25 | — | 29.7% | ||
| Q2 25 | — | 30.9% | ||
| Q1 25 | — | 33.2% | ||
| Q4 24 | — | 34.1% | ||
| Q3 24 | — | 35.8% | ||
| Q2 24 | — | 35.7% |
| Q1 26 | 56.5% | — | ||
| Q4 25 | 65.9% | 12.0% | ||
| Q3 25 | 64.7% | 9.4% | ||
| Q2 25 | 64.1% | 7.3% | ||
| Q1 25 | 61.6% | 11.5% | ||
| Q4 24 | 66.1% | 12.7% | ||
| Q3 24 | 59.7% | 14.3% | ||
| Q2 24 | 61.1% | 12.5% |
| Q1 26 | 37.8% | — | ||
| Q4 25 | 45.4% | 4.8% | ||
| Q3 25 | 45.3% | 1.7% | ||
| Q2 25 | 46.1% | 0.4% | ||
| Q1 25 | 43.4% | 3.9% | ||
| Q4 24 | 46.3% | 5.4% | ||
| Q3 24 | 42.0% | 1.0% | ||
| Q2 24 | 47.1% | 5.1% |
| Q1 26 | $0.28 | — | ||
| Q4 25 | $0.34 | $0.62 | ||
| Q3 25 | $0.33 | $0.19 | ||
| Q2 25 | $0.32 | $0.04 | ||
| Q1 25 | $0.29 | $0.40 | ||
| Q4 24 | $0.31 | $0.56 | ||
| Q3 24 | $0.27 | $0.11 | ||
| Q2 24 | $0.29 | $0.51 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $15.2M | $21.7M |
| Total DebtLower is stronger | — | $286.7M |
| Stockholders' EquityBook value | $4.4B | $-17.3M |
| Total Assets | $7.2B | $403.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $15.2M | — | ||
| Q4 25 | $60.2M | $21.7M | ||
| Q3 25 | $23.8M | $16.0M | ||
| Q2 25 | $20.8M | $17.1M | ||
| Q1 25 | $47.0M | $31.5M | ||
| Q4 24 | $40.7M | $33.5M | ||
| Q3 24 | $32.7M | $14.7M | ||
| Q2 24 | $23.6M | $7.5M |
| Q1 26 | — | — | ||
| Q4 25 | $2.5B | $286.7M | ||
| Q3 25 | $2.6B | $308.4M | ||
| Q2 25 | $2.3B | $310.9M | ||
| Q1 25 | $2.1B | $280.7M | ||
| Q4 24 | $2.1B | $280.4M | ||
| Q3 24 | $2.2B | $280.2M | ||
| Q2 24 | $1.9B | $269.7M |
| Q1 26 | $4.4B | — | ||
| Q4 25 | $4.2B | $-17.3M | ||
| Q3 25 | $3.8B | $-25.7M | ||
| Q2 25 | $3.8B | $-29.0M | ||
| Q1 25 | $3.8B | $-29.7M | ||
| Q4 24 | $3.6B | $-35.6M | ||
| Q3 24 | $3.2B | $-42.8M | ||
| Q2 24 | $3.2B | $-44.6M |
| Q1 26 | $7.2B | — | ||
| Q4 25 | $6.9B | $403.2M | ||
| Q3 25 | $6.6B | $407.1M | ||
| Q2 25 | $6.3B | $399.8M | ||
| Q1 25 | $6.1B | $351.9M | ||
| Q4 24 | $5.8B | $349.7M | ||
| Q3 24 | $5.5B | $342.3M | ||
| Q2 24 | $5.3B | $321.4M |
| Q1 26 | — | — | ||
| Q4 25 | 0.60× | — | ||
| Q3 25 | 0.69× | — | ||
| Q2 25 | 0.61× | — | ||
| Q1 25 | 0.56× | — | ||
| Q4 24 | 0.60× | — | ||
| Q3 24 | 0.69× | — | ||
| Q2 24 | 0.59× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $39.6M |
| Free Cash FlowOCF − Capex | — | $35.2M |
| FCF MarginFCF / Revenue | — | 23.0% |
| Capex IntensityCapex / Revenue | — | 2.9% |
| Cash ConversionOCF / Net Profit | — | 5.39× |
| TTM Free Cash FlowTrailing 4 quarters | — | $41.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $381.1M | $39.6M | ||
| Q3 25 | $99.0M | $10.0M | ||
| Q2 25 | $99.8M | $4.3M | ||
| Q1 25 | $77.2M | $5.6M | ||
| Q4 24 | $308.5M | $26.7M | ||
| Q3 24 | $73.5M | $12.5M | ||
| Q2 24 | $81.1M | $-4.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | $35.2M | ||
| Q3 25 | — | $5.3M | ||
| Q2 25 | — | $533.0K | ||
| Q1 25 | — | $292.0K | ||
| Q4 24 | — | $21.6M | ||
| Q3 24 | — | $11.1M | ||
| Q2 24 | — | $-6.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 23.0% | ||
| Q3 25 | — | 3.8% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 17.3% | ||
| Q3 24 | — | 8.9% | ||
| Q2 24 | — | -5.0% |
| Q1 26 | — | — | ||
| Q4 25 | — | 2.9% | ||
| Q3 25 | — | 3.4% | ||
| Q2 25 | — | 2.9% | ||
| Q1 25 | — | 4.3% | ||
| Q4 24 | — | 4.0% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 1.0% |
| Q1 26 | — | — | ||
| Q4 25 | 5.60× | 5.39× | ||
| Q3 25 | 1.51× | 4.32× | ||
| Q2 25 | 1.58× | 8.39× | ||
| Q1 25 | 1.38× | 1.17× | ||
| Q4 24 | 5.57× | 3.94× | ||
| Q3 24 | 1.50× | 9.70× | ||
| Q2 24 | 1.57× | -0.79× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EPRT
| Rental revenue 1,2 | $149.4M | 94% |
| Other | $8.6M | 5% |
| Other revenue | $779.0K | 0% |
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
