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Side-by-side financial comparison of EQUITY BANCSHARES INC (EQBK) and STEM, INC. (STEM). Click either name above to swap in a different company.

EQUITY BANCSHARES INC is the larger business by last-quarter revenue ($63.5M vs $47.1M, roughly 1.3× STEM, INC.). EQUITY BANCSHARES INC runs the higher net margin — 34.8% vs -33.9%, a 68.7% gap on every dollar of revenue. On growth, EQUITY BANCSHARES INC posted the faster year-over-year revenue change (28.4% vs -15.6%). Over the past eight quarters, STEM, INC.'s revenue compounded faster (36.1% CAGR vs 6.6%).

Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...

StemCells, Inc. is a public biopharmaceutical company headquartered in Newark, California, that is developing purified human neural stem cells (HuCNS-SCs) in the hopes of treating central nervous system disorders and paralysis. StemCells' HuCNS-SCs have the ability to differentiate into the three main types of cells found in the central nervous system: neurons, astrocytes and oligodendrocytes.

EQBK vs STEM — Head-to-Head

Bigger by revenue
EQBK
EQBK
1.3× larger
EQBK
$63.5M
$47.1M
STEM
Growing faster (revenue YoY)
EQBK
EQBK
+43.9% gap
EQBK
28.4%
-15.6%
STEM
Higher net margin
EQBK
EQBK
68.7% more per $
EQBK
34.8%
-33.9%
STEM
Faster 2-yr revenue CAGR
STEM
STEM
Annualised
STEM
36.1%
6.6%
EQBK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
EQBK
EQBK
STEM
STEM
Revenue
$63.5M
$47.1M
Net Profit
$22.1M
$-16.0M
Gross Margin
48.9%
Operating Margin
41.7%
-17.7%
Net Margin
34.8%
-33.9%
Revenue YoY
28.4%
-15.6%
Net Profit YoY
30.0%
68.8%
EPS (diluted)
$1.07
$-4.40

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EQBK
EQBK
STEM
STEM
Q4 25
$63.5M
$47.1M
Q3 25
$18.0M
$38.2M
Q2 25
$58.4M
$38.4M
Q1 25
$60.6M
$32.5M
Q4 24
$58.3M
$55.8M
Q3 24
$55.3M
$29.3M
Q2 24
$55.4M
$34.0M
Q1 24
$55.9M
$25.5M
Net Profit
EQBK
EQBK
STEM
STEM
Q4 25
$22.1M
$-16.0M
Q3 25
$-29.7M
$-23.8M
Q2 25
$15.3M
$202.5M
Q1 25
$15.0M
$-25.0M
Q4 24
$17.0M
$-51.1M
Q3 24
$19.9M
$-148.3M
Q2 24
$11.7M
$-582.3M
Q1 24
$14.1M
$-72.3M
Gross Margin
EQBK
EQBK
STEM
STEM
Q4 25
48.9%
Q3 25
35.5%
Q2 25
33.4%
Q1 25
32.4%
Q4 24
-4.4%
Q3 24
21.2%
Q2 24
27.6%
Q1 24
-95.0%
Operating Margin
EQBK
EQBK
STEM
STEM
Q4 25
41.7%
-17.7%
Q3 25
-207.2%
-33.6%
Q2 25
31.5%
-34.8%
Q1 25
31.1%
-65.0%
Q4 24
35.0%
-84.4%
Q3 24
43.1%
-493.2%
Q2 24
29.4%
-1705.5%
Q1 24
31.8%
-267.0%
Net Margin
EQBK
EQBK
STEM
STEM
Q4 25
34.8%
-33.9%
Q3 25
-164.7%
-62.2%
Q2 25
26.1%
527.8%
Q1 25
24.8%
-76.9%
Q4 24
29.1%
-91.6%
Q3 24
35.9%
-506.3%
Q2 24
21.1%
-1712.6%
Q1 24
25.2%
-283.9%
EPS (diluted)
EQBK
EQBK
STEM
STEM
Q4 25
$1.07
$-4.40
Q3 25
$-1.55
$-2.84
Q2 25
$0.86
$-1.79
Q1 25
$0.85
$-0.15
Q4 24
$1.06
$-15.29
Q3 24
$1.28
$-18.24
Q2 24
$0.76
$-71.81
Q1 24
$0.90
$-0.46

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EQBK
EQBK
STEM
STEM
Cash + ST InvestmentsLiquidity on hand
$48.9M
Total DebtLower is stronger
$443.2M
Stockholders' EquityBook value
$732.1M
$-249.4M
Total Assets
$6.4B
$308.9M
Debt / EquityLower = less leverage
0.61×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EQBK
EQBK
STEM
STEM
Q4 25
$48.9M
Q3 25
$43.1M
Q2 25
$40.8M
Q1 25
$58.6M
Q4 24
$56.3M
Q3 24
$75.4M
Q2 24
$89.6M
Q1 24
$112.8M
Total Debt
EQBK
EQBK
STEM
STEM
Q4 25
$443.2M
Q3 25
$486.9M
Q2 25
$448.4M
Q1 25
$376.9M
Q4 24
$312.8M
Q3 24
$437.5M
Q2 24
$391.7M
Q1 24
$367.1M
Stockholders' Equity
EQBK
EQBK
STEM
STEM
Q4 25
$732.1M
$-249.4M
Q3 25
$711.9M
$-235.7M
Q2 25
$635.6M
$-214.1M
Q1 25
$617.3M
$-417.5M
Q4 24
$592.9M
$-398.4M
Q3 24
$504.0M
$-344.1M
Q2 24
$461.4M
$-203.2M
Q1 24
$456.8M
$371.6M
Total Assets
EQBK
EQBK
STEM
STEM
Q4 25
$6.4B
$308.9M
Q3 25
$6.4B
$362.6M
Q2 25
$5.4B
$379.2M
Q1 25
$5.4B
$405.1M
Q4 24
$5.3B
$437.4M
Q3 24
$5.4B
$537.8M
Q2 24
$5.2B
$691.5M
Q1 24
$5.2B
$1.3B
Debt / Equity
EQBK
EQBK
STEM
STEM
Q4 25
0.61×
Q3 25
0.68×
Q2 25
0.71×
Q1 25
0.61×
Q4 24
0.53×
Q3 24
0.87×
Q2 24
0.85×
Q1 24
0.80×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EQBK
EQBK
STEM
STEM
Operating Cash FlowLast quarter
$51.4M
$8.2M
Free Cash FlowOCF − Capex
$38.1M
FCF MarginFCF / Revenue
60.0%
Capex IntensityCapex / Revenue
20.9%
Cash ConversionOCF / Net Profit
2.33×
TTM Free Cash FlowTrailing 4 quarters
$88.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EQBK
EQBK
STEM
STEM
Q4 25
$51.4M
$8.2M
Q3 25
$8.5M
$11.4M
Q2 25
$28.3M
$-21.3M
Q1 25
$21.7M
$8.5M
Q4 24
$73.8M
$-14.7M
Q3 24
$23.5M
$-9.4M
Q2 24
$16.0M
$-11.9M
Q1 24
$12.6M
$-621.0K
Free Cash Flow
EQBK
EQBK
STEM
STEM
Q4 25
$38.1M
Q3 25
$4.5M
Q2 25
$26.0M
Q1 25
$20.2M
Q4 24
$65.4M
Q3 24
$19.7M
Q2 24
$15.2M
Q1 24
$10.6M
FCF Margin
EQBK
EQBK
STEM
STEM
Q4 25
60.0%
Q3 25
24.7%
Q2 25
44.5%
Q1 25
33.3%
Q4 24
112.1%
Q3 24
35.6%
Q2 24
27.4%
Q1 24
19.0%
Capex Intensity
EQBK
EQBK
STEM
STEM
Q4 25
20.9%
Q3 25
22.3%
Q2 25
3.9%
Q1 25
2.4%
Q4 24
14.6%
Q3 24
6.8%
Q2 24
1.5%
Q1 24
3.6%
Cash Conversion
EQBK
EQBK
STEM
STEM
Q4 25
2.33×
Q3 25
Q2 25
1.85×
-0.11×
Q1 25
1.44×
Q4 24
4.35×
Q3 24
1.18×
Q2 24
1.37×
Q1 24
0.90×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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