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Side-by-side financial comparison of Equity Residential (EQR) and Primerica, Inc. (PRI). Click either name above to swap in a different company.
Primerica, Inc. is the larger business by last-quarter revenue ($853.7M vs $781.9M, roughly 1.1× Equity Residential). Equity Residential runs the higher net margin — 48.9% vs 23.1%, a 25.8% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs 2.0%). Over the past eight quarters, Primerica, Inc.'s revenue compounded faster (7.2% CAGR vs 3.4%).
Equity Residential is a United States–based publicly traded real estate investment trust that invests in apartments.
Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.
EQR vs PRI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $781.9M | $853.7M |
| Net Profit | $382.1M | $197.0M |
| Gross Margin | — | — |
| Operating Margin | 50.6% | 28.9% |
| Net Margin | 48.9% | 23.1% |
| Revenue YoY | 2.0% | 11.0% |
| Net Profit YoY | -8.8% | 17.9% |
| EPS (diluted) | $1.01 | $6.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $781.9M | $853.7M | ||
| Q3 25 | $782.4M | $839.9M | ||
| Q2 25 | $768.8M | $793.3M | ||
| Q1 25 | $760.8M | $804.8M | ||
| Q4 24 | $766.8M | $768.8M | ||
| Q3 24 | $748.3M | $774.1M | ||
| Q2 24 | $734.2M | $803.4M | ||
| Q1 24 | $730.8M | $742.8M |
| Q4 25 | $382.1M | $197.0M | ||
| Q3 25 | $289.1M | $206.8M | ||
| Q2 25 | $192.4M | $178.3M | ||
| Q1 25 | $256.6M | $169.1M | ||
| Q4 24 | $419.1M | $167.1M | ||
| Q3 24 | $143.4M | $164.4M | ||
| Q2 24 | $177.5M | $1.2M | ||
| Q1 24 | $295.8M | $137.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 98.0% | ||
| Q1 24 | — | 98.2% |
| Q4 25 | 50.6% | 28.9% | ||
| Q3 25 | 38.5% | 32.3% | ||
| Q2 25 | 26.6% | 29.6% | ||
| Q1 25 | 35.7% | 27.5% | ||
| Q4 24 | 57.2% | 64.7% | ||
| Q3 24 | 20.1% | 32.9% | ||
| Q2 24 | 25.3% | 1.0% | ||
| Q1 24 | 42.0% | 24.1% |
| Q4 25 | 48.9% | 23.1% | ||
| Q3 25 | 36.9% | 24.6% | ||
| Q2 25 | 25.0% | 22.5% | ||
| Q1 25 | 33.7% | 21.0% | ||
| Q4 24 | 54.7% | 21.7% | ||
| Q3 24 | 19.2% | 21.2% | ||
| Q2 24 | 24.2% | 0.1% | ||
| Q1 24 | 40.5% | 18.6% |
| Q4 25 | $1.01 | $6.11 | ||
| Q3 25 | $0.76 | $6.35 | ||
| Q2 25 | $0.50 | $5.40 | ||
| Q1 25 | $0.67 | $5.05 | ||
| Q4 24 | $1.10 | $4.92 | ||
| Q3 24 | $0.38 | $4.83 | ||
| Q2 24 | $0.47 | $0.03 | ||
| Q1 24 | $0.77 | $3.93 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $55.9M | $756.2M |
| Total DebtLower is stronger | $8.2B | — |
| Stockholders' EquityBook value | $11.0B | $2.4B |
| Total Assets | $20.7B | $15.0B |
| Debt / EquityLower = less leverage | 0.75× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $55.9M | $756.2M | ||
| Q3 25 | $93.1M | $644.9M | ||
| Q2 25 | $31.3M | $621.2M | ||
| Q1 25 | $39.8M | $625.1M | ||
| Q4 24 | $62.3M | $687.8M | ||
| Q3 24 | $28.6M | $550.1M | ||
| Q2 24 | $38.3M | $627.3M | ||
| Q1 24 | $44.5M | $593.4M |
| Q4 25 | $8.2B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $8.2B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $11.0B | $2.4B | ||
| Q3 25 | $11.1B | $2.3B | ||
| Q2 25 | $11.0B | $2.3B | ||
| Q1 25 | $11.0B | $2.3B | ||
| Q4 24 | $11.0B | $2.3B | ||
| Q3 24 | $10.9B | $1.9B | ||
| Q2 24 | $11.0B | $2.1B | ||
| Q1 24 | $11.1B | $2.2B |
| Q4 25 | $20.7B | $15.0B | ||
| Q3 25 | $21.1B | $14.8B | ||
| Q2 25 | $21.0B | $14.8B | ||
| Q1 25 | $20.6B | $14.6B | ||
| Q4 24 | $20.8B | $14.6B | ||
| Q3 24 | $20.9B | $14.8B | ||
| Q2 24 | $19.8B | $14.6B | ||
| Q1 24 | $19.9B | $14.9B |
| Q4 25 | 0.75× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.74× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $387.0M | $338.2M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 1.01× | 1.72× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $387.0M | $338.2M | ||
| Q3 25 | $476.7M | $202.9M | ||
| Q2 25 | $359.5M | $162.6M | ||
| Q1 25 | $425.5M | $197.5M | ||
| Q4 24 | $354.2M | $270.6M | ||
| Q3 24 | $401.4M | $207.3M | ||
| Q2 24 | $396.9M | $173.3M | ||
| Q1 24 | $421.0M | $210.9M |
| Q4 25 | 1.01× | 1.72× | ||
| Q3 25 | 1.65× | 0.98× | ||
| Q2 25 | 1.87× | 0.91× | ||
| Q1 25 | 1.66× | 1.17× | ||
| Q4 24 | 0.85× | 1.62× | ||
| Q3 24 | 2.80× | 1.26× | ||
| Q2 24 | 2.24× | 147.98× | ||
| Q1 24 | 1.42× | 1.53× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EQR
Segment breakdown not available.
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
