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Side-by-side financial comparison of Erie Indemnity (ERIE) and FRESH DEL MONTE PRODUCE INC (FDP). Click either name above to swap in a different company.

FRESH DEL MONTE PRODUCE INC is the larger business by last-quarter revenue ($1.0B vs $1.0B, roughly 1.0× Erie Indemnity). Erie Indemnity runs the higher net margin — 14.9% vs 3.2%, a 11.7% gap on every dollar of revenue. On growth, Erie Indemnity posted the faster year-over-year revenue change (2.3% vs 0.6%). Over the past eight quarters, Erie Indemnity's revenue compounded faster (1.1% CAGR vs -4.1%).

Erie Insurance Group, based in Erie, Pennsylvania, is a property and casualty insurance company offering auto, home, business and life insurance through a network of independent insurance agents. As of 2021, Erie Insurance Group is ranked 347th on the 2021 Fortune 500 list of largest American corporations, based on total revenue for the 2020 fiscal year.

Fresh Del Monte Produce Incorporated is one of the world’s leading vertically integrated producers, distributors, and marketers of prepared, fresh and fresh-cut fruits and vegetables. Incorporated in George Town, Cayman Islands, its US executive office is located at 241 Sevilla Avenue, Coral Gables, Florida.

ERIE vs FDP — Head-to-Head

Bigger by revenue
FDP
FDP
1.0× larger
FDP
$1.0B
$1.0B
ERIE
Growing faster (revenue YoY)
ERIE
ERIE
+1.6% gap
ERIE
2.3%
0.6%
FDP
Higher net margin
ERIE
ERIE
11.7% more per $
ERIE
14.9%
3.2%
FDP
Faster 2-yr revenue CAGR
ERIE
ERIE
Annualised
ERIE
1.1%
-4.1%
FDP

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ERIE
ERIE
FDP
FDP
Revenue
$1.0B
$1.0B
Net Profit
$150.5M
$32.3M
Gross Margin
10.4%
Operating Margin
16.5%
4.5%
Net Margin
14.9%
3.2%
Revenue YoY
2.3%
0.6%
Net Profit YoY
59.1%
EPS (diluted)
$0.67

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ERIE
ERIE
FDP
FDP
Q1 26
$1.0B
Q4 25
$951.0M
$1.0B
Q3 25
$1.1B
$1.0B
Q2 25
$1.1B
$1.2B
Q1 25
$989.4M
$1.1B
Q4 24
$924.1M
$1.0B
Q3 24
$999.9M
$1.0B
Q2 24
$990.4M
$1.1B
Net Profit
ERIE
ERIE
FDP
FDP
Q1 26
$150.5M
Q4 25
$63.4M
$32.3M
Q3 25
$182.9M
$-29.1M
Q2 25
$174.7M
$56.8M
Q1 25
$138.4M
$31.1M
Q4 24
$152.0M
$20.3M
Q3 24
$159.8M
$42.1M
Q2 24
$163.9M
$53.6M
Gross Margin
ERIE
ERIE
FDP
FDP
Q1 26
Q4 25
10.4%
Q3 25
7.9%
Q2 25
10.2%
Q1 25
8.4%
Q4 24
6.8%
Q3 24
9.2%
Q2 24
9.9%
Operating Margin
ERIE
ERIE
FDP
FDP
Q1 26
16.5%
Q4 25
16.6%
4.5%
Q3 25
19.6%
-2.1%
Q2 25
18.8%
5.8%
Q1 25
15.3%
4.1%
Q4 24
18.1%
3.0%
Q3 24
18.0%
5.3%
Q2 24
19.2%
6.0%
Net Margin
ERIE
ERIE
FDP
FDP
Q1 26
14.9%
Q4 25
6.7%
3.2%
Q3 25
17.1%
-2.8%
Q2 25
16.5%
4.8%
Q1 25
14.0%
2.8%
Q4 24
16.5%
2.0%
Q3 24
16.0%
4.1%
Q2 24
16.5%
4.7%
EPS (diluted)
ERIE
ERIE
FDP
FDP
Q1 26
Q4 25
$0.67
Q3 25
$-0.61
Q2 25
$1.18
Q1 25
$0.64
Q4 24
$0.41
Q3 24
$0.88
Q2 24
$1.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ERIE
ERIE
FDP
FDP
Cash + ST InvestmentsLiquidity on hand
$35.7M
Total DebtLower is stronger
$176.2M
Stockholders' EquityBook value
$2.4B
$2.0B
Total Assets
$3.4B
$3.1B
Debt / EquityLower = less leverage
0.09×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ERIE
ERIE
FDP
FDP
Q1 26
Q4 25
$35.7M
Q3 25
$97.2M
Q2 25
$85.5M
Q1 25
$34.4M
Q4 24
$32.6M
Q3 24
$50.8M
Q2 24
$37.8M
Total Debt
ERIE
ERIE
FDP
FDP
Q1 26
Q4 25
$176.2M
Q3 25
$176.7M
Q2 25
$205.2M
Q1 25
$237.4M
Q4 24
$248.9M
Q3 24
$274.8M
Q2 24
$290.4M
Stockholders' Equity
ERIE
ERIE
FDP
FDP
Q1 26
$2.4B
Q4 25
$2.3B
$2.0B
Q3 25
$2.3B
$2.0B
Q2 25
$2.2B
$2.1B
Q1 25
$2.1B
$2.0B
Q4 24
$2.0B
$2.0B
Q3 24
$1.9B
$2.0B
Q2 24
$1.8B
$2.0B
Total Assets
ERIE
ERIE
FDP
FDP
Q1 26
$3.4B
Q4 25
$3.4B
$3.1B
Q3 25
$3.3B
$3.1B
Q2 25
$3.1B
$3.2B
Q1 25
$3.0B
$3.2B
Q4 24
$2.9B
$3.1B
Q3 24
$2.9B
$3.2B
Q2 24
$2.7B
$3.1B
Debt / Equity
ERIE
ERIE
FDP
FDP
Q1 26
Q4 25
0.09×
Q3 25
0.09×
Q2 25
0.10×
Q1 25
0.12×
Q4 24
0.13×
Q3 24
0.14×
Q2 24
0.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ERIE
ERIE
FDP
FDP
Operating Cash FlowLast quarter
$10.9M
Free Cash FlowOCF − Capex
$-17.2M
FCF MarginFCF / Revenue
-1.7%
Capex IntensityCapex / Revenue
2.8%
Cash ConversionOCF / Net Profit
0.34×
TTM Free Cash FlowTrailing 4 quarters
$181.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ERIE
ERIE
FDP
FDP
Q1 26
Q4 25
$171.6M
$10.9M
Q3 25
$219.4M
$75.0M
Q2 25
$177.6M
$113.1M
Q1 25
$118.1M
$46.1M
Q4 24
$193.5M
$-4.7M
Q3 24
$199.2M
$43.5M
Q2 24
$131.4M
$125.0M
Free Cash Flow
ERIE
ERIE
FDP
FDP
Q1 26
Q4 25
$140.8M
$-17.2M
Q3 25
$184.4M
$60.9M
Q2 25
$157.3M
$101.5M
Q1 25
$88.4M
$36.1M
Q4 24
$146.8M
$-22.3M
Q3 24
$171.5M
$30.1M
Q2 24
$103.4M
$117.0M
FCF Margin
ERIE
ERIE
FDP
FDP
Q1 26
Q4 25
14.8%
-1.7%
Q3 25
17.3%
6.0%
Q2 25
14.8%
8.6%
Q1 25
8.9%
3.3%
Q4 24
15.9%
-2.2%
Q3 24
17.1%
3.0%
Q2 24
10.4%
10.3%
Capex Intensity
ERIE
ERIE
FDP
FDP
Q1 26
Q4 25
3.2%
2.8%
Q3 25
3.3%
1.4%
Q2 25
1.9%
1.0%
Q1 25
3.0%
0.9%
Q4 24
5.0%
1.7%
Q3 24
2.8%
1.3%
Q2 24
2.8%
0.7%
Cash Conversion
ERIE
ERIE
FDP
FDP
Q1 26
Q4 25
2.71×
0.34×
Q3 25
1.20×
Q2 25
1.02×
1.99×
Q1 25
0.85×
1.48×
Q4 24
1.27×
-0.23×
Q3 24
1.25×
1.03×
Q2 24
0.80×
2.33×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ERIE
ERIE

Management fee revenue - policy issuance and renewal services$786.4M78%
Administrative services reimbursement revenue$200.1M20%
Management fee revenue - administrative services$19.5M2%
Service agreement revenue$5.9M1%

FDP
FDP

Other$482.7M47%
Gold Pineapples$184.9M18%
Fresh Cut Fruit$126.4M12%
Fresh Cut Vegetables$69.3M7%
Avocados$66.9M7%
Other Fruit Productsand Services$26.1M3%
Non Tropical Fruit$23.0M2%
Melons$20.6M2%
Vegetables$19.6M2%

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