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Side-by-side financial comparison of Erie Indemnity (ERIE) and Host Hotels & Resorts (HST). Click either name above to swap in a different company.

Host Hotels & Resorts is the larger business by last-quarter revenue ($1.6B vs $1.0B, roughly 1.6× Erie Indemnity). Host Hotels & Resorts runs the higher net margin — 30.5% vs 14.9%, a 15.6% gap on every dollar of revenue. On growth, Host Hotels & Resorts posted the faster year-over-year revenue change (11.6% vs 2.3%). Over the past eight quarters, Host Hotels & Resorts's revenue compounded faster (5.9% CAGR vs 1.1%).

Erie Insurance Group, based in Erie, Pennsylvania, is a property and casualty insurance company offering auto, home, business and life insurance through a network of independent insurance agents. As of 2021, Erie Insurance Group is ranked 347th on the 2021 Fortune 500 list of largest American corporations, based on total revenue for the 2020 fiscal year.

Host Hotels & Resorts, Inc., based in Bethesda, Maryland, is an American real estate investment trust that invests in hotels. As of December 31, 2024, the company owned 81 upscale hotels containing about 43,400 rooms in the United States, Brazil, and Canada.

ERIE vs HST — Head-to-Head

Bigger by revenue
HST
HST
1.6× larger
HST
$1.6B
$1.0B
ERIE
Growing faster (revenue YoY)
HST
HST
+9.3% gap
HST
11.6%
2.3%
ERIE
Higher net margin
HST
HST
15.6% more per $
HST
30.5%
14.9%
ERIE
Faster 2-yr revenue CAGR
HST
HST
Annualised
HST
5.9%
1.1%
ERIE

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
ERIE
ERIE
HST
HST
Revenue
$1.0B
$1.6B
Net Profit
$150.5M
$501.0M
Gross Margin
98.7%
Operating Margin
16.5%
19.4%
Net Margin
14.9%
30.5%
Revenue YoY
2.3%
11.6%
Net Profit YoY
99.2%
EPS (diluted)
$0.72

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ERIE
ERIE
HST
HST
Q1 26
$1.0B
$1.6B
Q4 25
$951.0M
$1.6B
Q3 25
$1.1B
$1.3B
Q2 25
$1.1B
$1.6B
Q1 25
$989.4M
$1.6B
Q4 24
$924.1M
$1.4B
Q3 24
$999.9M
$1.3B
Q2 24
$990.4M
$1.5B
Net Profit
ERIE
ERIE
HST
HST
Q1 26
$150.5M
$501.0M
Q4 25
$63.4M
$135.0M
Q3 25
$182.9M
$161.0M
Q2 25
$174.7M
$221.0M
Q1 25
$138.4M
$248.0M
Q4 24
$152.0M
$108.0M
Q3 24
$159.8M
$82.0M
Q2 24
$163.9M
$239.0M
Gross Margin
ERIE
ERIE
HST
HST
Q1 26
98.7%
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Operating Margin
ERIE
ERIE
HST
HST
Q1 26
16.5%
19.4%
Q4 25
16.6%
12.0%
Q3 25
19.6%
7.6%
Q2 25
18.8%
17.5%
Q1 25
15.3%
17.9%
Q4 24
18.1%
11.0%
Q3 24
18.0%
10.2%
Q2 24
19.2%
19.9%
Net Margin
ERIE
ERIE
HST
HST
Q1 26
14.9%
30.5%
Q4 25
6.7%
8.4%
Q3 25
17.1%
12.1%
Q2 25
16.5%
13.9%
Q1 25
14.0%
15.6%
Q4 24
16.5%
7.6%
Q3 24
16.0%
6.2%
Q2 24
16.5%
16.3%
EPS (diluted)
ERIE
ERIE
HST
HST
Q1 26
$0.72
Q4 25
$0.20
Q3 25
$0.23
Q2 25
$0.32
Q1 25
$0.35
Q4 24
$0.15
Q3 24
$0.12
Q2 24
$0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ERIE
ERIE
HST
HST
Cash + ST InvestmentsLiquidity on hand
$1.7B
Total DebtLower is stronger
Stockholders' EquityBook value
$2.4B
$6.8B
Total Assets
$3.4B
$13.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ERIE
ERIE
HST
HST
Q1 26
$1.7B
Q4 25
$768.0M
Q3 25
$539.0M
Q2 25
$490.0M
Q1 25
$428.0M
Q4 24
$554.0M
Q3 24
$564.0M
Q2 24
$805.0M
Total Debt
ERIE
ERIE
HST
HST
Q1 26
Q4 25
$1.3B
Q3 25
Q2 25
Q1 25
Q4 24
$896.0M
Q3 24
Q2 24
Stockholders' Equity
ERIE
ERIE
HST
HST
Q1 26
$2.4B
$6.8B
Q4 25
$2.3B
$6.6B
Q3 25
$2.3B
$6.7B
Q2 25
$2.2B
$6.6B
Q1 25
$2.1B
$6.7B
Q4 24
$2.0B
$6.6B
Q3 24
$1.9B
$6.7B
Q2 24
$1.8B
$6.8B
Total Assets
ERIE
ERIE
HST
HST
Q1 26
$3.4B
$13.2B
Q4 25
$3.4B
$13.0B
Q3 25
$3.3B
$13.0B
Q2 25
$3.1B
$13.0B
Q1 25
$3.0B
$12.9B
Q4 24
$2.9B
$13.0B
Q3 24
$2.9B
$13.1B
Q2 24
$2.7B
$12.4B
Debt / Equity
ERIE
ERIE
HST
HST
Q1 26
Q4 25
0.19×
Q3 25
Q2 25
Q1 25
Q4 24
0.14×
Q3 24
Q2 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ERIE
ERIE

Management fee revenue - policy issuance and renewal services$786.4M78%
Administrative services reimbursement revenue$200.1M20%
Management fee revenue - administrative services$19.5M2%
Service agreement revenue$5.9M1%

HST
HST

Room$943.0M57%
Food and beverage$517.0M31%
Other$159.0M10%
Condominium sales$26.0M2%

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