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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and Five9, Inc. (FIVN). Click either name above to swap in a different company.
Essent Group Ltd. is the larger business by last-quarter revenue ($312.4M vs $300.3M, roughly 1.0× Five9, Inc.). On growth, Five9, Inc. posted the faster year-over-year revenue change (7.8% vs -0.8%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $77.3M). Over the past eight quarters, Five9, Inc.'s revenue compounded faster (10.3% CAGR vs 2.3%).
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
Five9, Inc. is a leading global provider of cloud-native contact center software and solutions. It serves enterprises of all sizes across retail, healthcare, financial services, and technology sectors, offering omnichannel customer engagement tools, AI-powered automation, workforce management, and analytics to boost customer experience and operational efficiency.
ESNT vs FIVN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $312.4M | $300.3M |
| Net Profit | $155.0M | — |
| Gross Margin | — | 55.4% |
| Operating Margin | 59.1% | 6.6% |
| Net Margin | 49.6% | — |
| Revenue YoY | -0.8% | 7.8% |
| Net Profit YoY | -7.7% | — |
| EPS (diluted) | $1.61 | $0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $312.4M | $300.3M | ||
| Q3 25 | $311.8M | $285.8M | ||
| Q2 25 | $319.1M | $283.3M | ||
| Q1 25 | $317.6M | $279.7M | ||
| Q4 24 | $315.0M | $278.7M | ||
| Q3 24 | $316.6M | $264.2M | ||
| Q2 24 | $312.9M | $252.1M | ||
| Q1 24 | $298.4M | $247.0M |
| Q4 25 | $155.0M | — | ||
| Q3 25 | $164.2M | $18.0M | ||
| Q2 25 | $195.3M | $1.2M | ||
| Q1 25 | $175.4M | $576.0K | ||
| Q4 24 | $167.9M | — | ||
| Q3 24 | $176.2M | $-4.5M | ||
| Q2 24 | $203.6M | $-12.8M | ||
| Q1 24 | $181.7M | $-7.1M |
| Q4 25 | — | 55.4% | ||
| Q3 25 | — | 55.0% | ||
| Q2 25 | — | 54.9% | ||
| Q1 25 | — | 55.0% | ||
| Q4 24 | — | 56.0% | ||
| Q3 24 | — | 53.8% | ||
| Q2 24 | — | 53.0% | ||
| Q1 24 | — | 53.6% |
| Q4 25 | 59.1% | 6.6% | ||
| Q3 25 | 63.9% | 5.6% | ||
| Q2 25 | 72.4% | -0.6% | ||
| Q1 25 | 65.2% | -1.9% | ||
| Q4 24 | 61.9% | 1.5% | ||
| Q3 24 | 65.6% | -5.8% | ||
| Q2 24 | 76.4% | -7.7% | ||
| Q1 24 | 71.6% | -8.4% |
| Q4 25 | 49.6% | — | ||
| Q3 25 | 52.7% | 6.3% | ||
| Q2 25 | 61.2% | 0.4% | ||
| Q1 25 | 55.2% | 0.2% | ||
| Q4 24 | 53.3% | — | ||
| Q3 24 | 55.6% | -1.7% | ||
| Q2 24 | 65.1% | -5.1% | ||
| Q1 24 | 60.9% | -2.9% |
| Q4 25 | $1.61 | $0.22 | ||
| Q3 25 | $1.67 | $0.21 | ||
| Q2 25 | $1.93 | $0.01 | ||
| Q1 25 | $1.69 | $0.01 | ||
| Q4 24 | $1.59 | $0.16 | ||
| Q3 24 | $1.65 | $-0.06 | ||
| Q2 24 | $1.91 | $-0.17 | ||
| Q1 24 | $1.70 | $-0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $232.1M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $5.8B | $785.8M |
| Total Assets | $7.4B | $1.8B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $232.1M | ||
| Q3 25 | — | $193.4M | ||
| Q2 25 | — | $205.5M | ||
| Q1 25 | — | $370.3M | ||
| Q4 24 | — | $362.5M | ||
| Q3 24 | — | $291.0M | ||
| Q2 24 | — | $175.7M | ||
| Q1 24 | — | $240.2M |
| Q4 25 | $5.8B | $785.8M | ||
| Q3 25 | $5.7B | $775.3M | ||
| Q2 25 | $5.7B | $717.4M | ||
| Q1 25 | $5.7B | $664.3M | ||
| Q4 24 | $5.6B | $622.2M | ||
| Q3 24 | $5.6B | $565.6M | ||
| Q2 24 | $5.4B | $525.9M | ||
| Q1 24 | $5.2B | $483.6M |
| Q4 25 | $7.4B | $1.8B | ||
| Q3 25 | $7.4B | $1.8B | ||
| Q2 25 | $7.2B | $1.7B | ||
| Q1 25 | $7.2B | $2.1B | ||
| Q4 24 | $7.1B | $2.1B | ||
| Q3 24 | $7.1B | $2.0B | ||
| Q2 24 | $6.7B | $1.9B | ||
| Q1 24 | $6.6B | $1.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $856.1M | $83.6M |
| Free Cash FlowOCF − Capex | $848.7M | $77.3M |
| FCF MarginFCF / Revenue | 271.7% | 25.8% |
| Capex IntensityCapex / Revenue | 2.4% | 2.1% |
| Cash ConversionOCF / Net Profit | 5.52× | — |
| TTM Free Cash FlowTrailing 4 quarters | $1.5B | $201.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $856.1M | $83.6M | ||
| Q3 25 | $215.9M | $59.2M | ||
| Q2 25 | $189.5M | $35.1M | ||
| Q1 25 | $221.6M | $48.4M | ||
| Q4 24 | $861.5M | $49.8M | ||
| Q3 24 | $229.2M | $41.1M | ||
| Q2 24 | $188.7M | $19.9M | ||
| Q1 24 | $216.9M | $32.4M |
| Q4 25 | $848.7M | $77.3M | ||
| Q3 25 | $210.6M | $48.7M | ||
| Q2 25 | $188.8M | $31.6M | ||
| Q1 25 | $221.3M | $43.7M | ||
| Q4 24 | $854.8M | $40.5M | ||
| Q3 24 | $228.7M | $26.7M | ||
| Q2 24 | $187.6M | $13.1M | ||
| Q1 24 | $212.5M | $20.4M |
| Q4 25 | 271.7% | 25.8% | ||
| Q3 25 | 67.5% | 17.0% | ||
| Q2 25 | 59.2% | 11.1% | ||
| Q1 25 | 69.7% | 15.6% | ||
| Q4 24 | 271.3% | 14.5% | ||
| Q3 24 | 72.2% | 10.1% | ||
| Q2 24 | 60.0% | 5.2% | ||
| Q1 24 | 71.2% | 8.3% |
| Q4 25 | 2.4% | 2.1% | ||
| Q3 25 | 1.7% | 3.7% | ||
| Q2 25 | 0.2% | 1.2% | ||
| Q1 25 | 0.1% | 1.7% | ||
| Q4 24 | 2.1% | 3.3% | ||
| Q3 24 | 0.2% | 5.4% | ||
| Q2 24 | 0.3% | 2.7% | ||
| Q1 24 | 1.5% | 4.8% |
| Q4 25 | 5.52× | — | ||
| Q3 25 | 1.31× | 3.29× | ||
| Q2 25 | 0.97× | 30.38× | ||
| Q1 25 | 1.26× | 84.00× | ||
| Q4 24 | 5.13× | — | ||
| Q3 24 | 1.30× | — | ||
| Q2 24 | 0.93× | — | ||
| Q1 24 | 1.19× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
FIVN
Segment breakdown not available.
