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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and Freshworks Inc. (FRSH). Click either name above to swap in a different company.
Essent Group Ltd. is the larger business by last-quarter revenue ($312.4M vs $228.6M, roughly 1.4× Freshworks Inc.). Essent Group Ltd. runs the higher net margin — 49.6% vs -2.1%, a 51.7% gap on every dollar of revenue. On growth, Freshworks Inc. posted the faster year-over-year revenue change (16.5% vs -0.8%). Over the past eight quarters, Freshworks Inc.'s revenue compounded faster (14.6% CAGR vs 2.3%).
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
Freshworks Inc. is a cloud-based software-as-a-service company, founded in 2010 in Chennai, India. The company provides cloud-based tools for customer relationship management (CRM), IT service management (ITSM), and e-commerce marketing.
ESNT vs FRSH — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $312.4M | $228.6M |
| Net Profit | $155.0M | $-4.8M |
| Gross Margin | — | 84.8% |
| Operating Margin | 59.1% | 11.6% |
| Net Margin | 49.6% | -2.1% |
| Revenue YoY | -0.8% | 16.5% |
| Net Profit YoY | -7.7% | -268.9% |
| EPS (diluted) | $1.61 | $-0.02 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $228.6M | ||
| Q4 25 | $312.4M | $222.7M | ||
| Q3 25 | $311.8M | $215.1M | ||
| Q2 25 | $319.1M | $204.7M | ||
| Q1 25 | $317.6M | $196.3M | ||
| Q4 24 | $315.0M | $194.6M | ||
| Q3 24 | $316.6M | $186.6M | ||
| Q2 24 | $312.9M | $174.1M |
| Q1 26 | — | $-4.8M | ||
| Q4 25 | $155.0M | $191.4M | ||
| Q3 25 | $164.2M | $-4.7M | ||
| Q2 25 | $195.3M | $-1.7M | ||
| Q1 25 | $175.4M | $-1.3M | ||
| Q4 24 | $167.9M | $-21.9M | ||
| Q3 24 | $176.2M | $-30.0M | ||
| Q2 24 | $203.6M | $-20.2M |
| Q1 26 | — | 84.8% | ||
| Q4 25 | — | 85.6% | ||
| Q3 25 | — | 84.7% | ||
| Q2 25 | — | 84.8% | ||
| Q1 25 | — | 84.8% | ||
| Q4 24 | — | 84.9% | ||
| Q3 24 | — | 84.0% | ||
| Q2 24 | — | 83.8% |
| Q1 26 | — | 11.6% | ||
| Q4 25 | 59.1% | 17.8% | ||
| Q3 25 | 63.9% | -3.5% | ||
| Q2 25 | 72.4% | -4.2% | ||
| Q1 25 | 65.2% | -5.3% | ||
| Q4 24 | 61.9% | -12.2% | ||
| Q3 24 | 65.6% | -20.8% | ||
| Q2 24 | 76.4% | -25.1% |
| Q1 26 | — | -2.1% | ||
| Q4 25 | 49.6% | 86.0% | ||
| Q3 25 | 52.7% | -2.2% | ||
| Q2 25 | 61.2% | -0.8% | ||
| Q1 25 | 55.2% | -0.7% | ||
| Q4 24 | 53.3% | -11.3% | ||
| Q3 24 | 55.6% | -16.1% | ||
| Q2 24 | 65.1% | -11.6% |
| Q1 26 | — | $-0.02 | ||
| Q4 25 | $1.61 | $0.66 | ||
| Q3 25 | $1.67 | $-0.02 | ||
| Q2 25 | $1.93 | $-0.01 | ||
| Q1 25 | $1.69 | $0.00 | ||
| Q4 24 | $1.59 | $-0.07 | ||
| Q3 24 | $1.65 | $-0.10 | ||
| Q2 24 | $1.91 | $-0.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $548.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $5.8B | $1.0B |
| Total Assets | $7.4B | $1.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $548.2M | ||
| Q4 25 | — | $781.4M | ||
| Q3 25 | — | $813.2M | ||
| Q2 25 | — | $926.2M | ||
| Q1 25 | — | $995.3M | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | — | $1.1B | ||
| Q2 24 | — | $1.0B |
| Q1 26 | — | $1.0B | ||
| Q4 25 | $5.8B | $1.0B | ||
| Q3 25 | $5.7B | $851.5M | ||
| Q2 25 | $5.7B | $984.6M | ||
| Q1 25 | $5.7B | $1.1B | ||
| Q4 24 | $5.6B | $1.1B | ||
| Q3 24 | $5.6B | $1.1B | ||
| Q2 24 | $5.4B | $1.1B |
| Q1 26 | — | $1.6B | ||
| Q4 25 | $7.4B | $1.6B | ||
| Q3 25 | $7.4B | $1.4B | ||
| Q2 25 | $7.2B | $1.5B | ||
| Q1 25 | $7.2B | $1.5B | ||
| Q4 24 | $7.1B | $1.6B | ||
| Q3 24 | $7.1B | $1.6B | ||
| Q2 24 | $6.7B | $1.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $856.1M | $62.4M |
| Free Cash FlowOCF − Capex | $848.7M | — |
| FCF MarginFCF / Revenue | 271.7% | — |
| Capex IntensityCapex / Revenue | 2.4% | — |
| Cash ConversionOCF / Net Profit | 5.52× | — |
| TTM Free Cash FlowTrailing 4 quarters | $1.5B | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $62.4M | ||
| Q4 25 | $856.1M | $62.3M | ||
| Q3 25 | $215.9M | $63.5M | ||
| Q2 25 | $189.5M | $58.6M | ||
| Q1 25 | $221.6M | $58.0M | ||
| Q4 24 | $861.5M | $41.4M | ||
| Q3 24 | $229.2M | $42.3M | ||
| Q2 24 | $188.7M | $36.3M |
| Q1 26 | — | — | ||
| Q4 25 | $848.7M | $60.1M | ||
| Q3 25 | $210.6M | $61.7M | ||
| Q2 25 | $188.8M | $58.2M | ||
| Q1 25 | $221.3M | $56.7M | ||
| Q4 24 | $854.8M | $36.3M | ||
| Q3 24 | $228.7M | $41.3M | ||
| Q2 24 | $187.6M | $34.0M |
| Q1 26 | — | — | ||
| Q4 25 | 271.7% | 27.0% | ||
| Q3 25 | 67.5% | 28.7% | ||
| Q2 25 | 59.2% | 28.4% | ||
| Q1 25 | 69.7% | 28.9% | ||
| Q4 24 | 271.3% | 18.7% | ||
| Q3 24 | 72.2% | 22.1% | ||
| Q2 24 | 60.0% | 19.5% |
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 1.0% | ||
| Q3 25 | 1.7% | 0.8% | ||
| Q2 25 | 0.2% | 0.2% | ||
| Q1 25 | 0.1% | 0.7% | ||
| Q4 24 | 2.1% | 2.6% | ||
| Q3 24 | 0.2% | 0.6% | ||
| Q2 24 | 0.3% | 1.3% |
| Q1 26 | — | — | ||
| Q4 25 | 5.52× | 0.33× | ||
| Q3 25 | 1.31× | — | ||
| Q2 25 | 0.97× | — | ||
| Q1 25 | 1.26× | — | ||
| Q4 24 | 5.13× | — | ||
| Q3 24 | 1.30× | — | ||
| Q2 24 | 0.93× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
FRSH
Segment breakdown not available.
