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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and WARRIOR MET COAL, INC. (HCC). Click either name above to swap in a different company.

WARRIOR MET COAL, INC. is the larger business by last-quarter revenue ($458.6M vs $312.4M, roughly 1.5× Essent Group Ltd.). Essent Group Ltd. runs the higher net margin — 49.6% vs 15.8%, a 33.8% gap on every dollar of revenue. On growth, WARRIOR MET COAL, INC. posted the faster year-over-year revenue change (52.1% vs -0.8%). Over the past eight quarters, WARRIOR MET COAL, INC.'s revenue compounded faster (7.5% CAGR vs 2.3%).

Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.

Warrior Met Coal, Inc. (ticker HCC) is a U.S.-headquartered mining enterprise that produces and distributes high-grade metallurgical coal, a key raw material for steel production. It serves steel manufacturers and industrial clients across core markets including North America, Europe, and Asia.

ESNT vs HCC — Head-to-Head

Bigger by revenue
HCC
HCC
1.5× larger
HCC
$458.6M
$312.4M
ESNT
Growing faster (revenue YoY)
HCC
HCC
+52.9% gap
HCC
52.1%
-0.8%
ESNT
Higher net margin
ESNT
ESNT
33.8% more per $
ESNT
49.6%
15.8%
HCC
Faster 2-yr revenue CAGR
HCC
HCC
Annualised
HCC
7.5%
2.3%
ESNT

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ESNT
ESNT
HCC
HCC
Revenue
$312.4M
$458.6M
Net Profit
$155.0M
$72.3M
Gross Margin
36.7%
Operating Margin
59.1%
17.3%
Net Margin
49.6%
15.8%
Revenue YoY
-0.8%
52.1%
Net Profit YoY
-7.7%
EPS (diluted)
$1.61
$1.37

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ESNT
ESNT
HCC
HCC
Q1 26
$458.6M
Q4 25
$312.4M
$384.0M
Q3 25
$311.8M
$328.6M
Q2 25
$319.1M
$297.5M
Q1 25
$317.6M
$299.9M
Q4 24
$315.0M
$297.5M
Q3 24
$316.6M
$327.7M
Q2 24
$312.9M
$396.5M
Net Profit
ESNT
ESNT
HCC
HCC
Q1 26
$72.3M
Q4 25
$155.0M
$23.0M
Q3 25
$164.2M
$36.6M
Q2 25
$195.3M
$5.6M
Q1 25
$175.4M
$-8.2M
Q4 24
$167.9M
$1.1M
Q3 24
$176.2M
$41.8M
Q2 24
$203.6M
$70.7M
Gross Margin
ESNT
ESNT
HCC
HCC
Q1 26
36.7%
Q4 25
29.5%
Q3 25
27.1%
Q2 25
23.9%
Q1 25
18.1%
Q4 24
23.1%
Q3 24
29.3%
Q2 24
34.1%
Operating Margin
ESNT
ESNT
HCC
HCC
Q1 26
17.3%
Q4 25
59.1%
9.0%
Q3 25
63.9%
6.3%
Q2 25
72.4%
2.6%
Q1 25
65.2%
-5.8%
Q4 24
61.9%
-1.4%
Q3 24
65.6%
11.9%
Q2 24
76.4%
17.9%
Net Margin
ESNT
ESNT
HCC
HCC
Q1 26
15.8%
Q4 25
49.6%
6.0%
Q3 25
52.7%
11.1%
Q2 25
61.2%
1.9%
Q1 25
55.2%
-2.7%
Q4 24
53.3%
0.4%
Q3 24
55.6%
12.7%
Q2 24
65.1%
17.8%
EPS (diluted)
ESNT
ESNT
HCC
HCC
Q1 26
$1.37
Q4 25
$1.61
$0.43
Q3 25
$1.67
$0.70
Q2 25
$1.93
$0.11
Q1 25
$1.69
$-0.16
Q4 24
$1.59
$0.02
Q3 24
$1.65
$0.80
Q2 24
$1.91
$1.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ESNT
ESNT
HCC
HCC
Cash + ST InvestmentsLiquidity on hand
$233.2M
Total DebtLower is stronger
$154.4M
Stockholders' EquityBook value
$5.8B
Total Assets
$7.4B
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ESNT
ESNT
HCC
HCC
Q1 26
$233.2M
Q4 25
$300.0M
Q3 25
$336.3M
Q2 25
$383.3M
Q1 25
$454.9M
Q4 24
$491.5M
Q3 24
$583.2M
Q2 24
$709.0M
Total Debt
ESNT
ESNT
HCC
HCC
Q1 26
$154.4M
Q4 25
$154.3M
Q3 25
$154.1M
Q2 25
$153.9M
Q1 25
$153.8M
Q4 24
$153.6M
Q3 24
$153.5M
Q2 24
$153.3M
Stockholders' Equity
ESNT
ESNT
HCC
HCC
Q1 26
Q4 25
$5.8B
$2.1B
Q3 25
$5.7B
$2.1B
Q2 25
$5.7B
$2.1B
Q1 25
$5.7B
$2.1B
Q4 24
$5.6B
$2.1B
Q3 24
$5.6B
$2.1B
Q2 24
$5.4B
$2.0B
Total Assets
ESNT
ESNT
HCC
HCC
Q1 26
$2.8B
Q4 25
$7.4B
$2.8B
Q3 25
$7.4B
$2.7B
Q2 25
$7.2B
$2.6B
Q1 25
$7.2B
$2.6B
Q4 24
$7.1B
$2.6B
Q3 24
$7.1B
$2.6B
Q2 24
$6.7B
$2.6B
Debt / Equity
ESNT
ESNT
HCC
HCC
Q1 26
Q4 25
0.07×
Q3 25
0.07×
Q2 25
0.07×
Q1 25
0.07×
Q4 24
0.07×
Q3 24
0.07×
Q2 24
0.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ESNT
ESNT
HCC
HCC
Operating Cash FlowLast quarter
$856.1M
Free Cash FlowOCF − Capex
$848.7M
FCF MarginFCF / Revenue
271.7%
Capex IntensityCapex / Revenue
2.4%
Cash ConversionOCF / Net Profit
5.52×
TTM Free Cash FlowTrailing 4 quarters
$1.5B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ESNT
ESNT
HCC
HCC
Q1 26
Q4 25
$856.1M
$76.1M
Q3 25
$215.9M
$104.7M
Q2 25
$189.5M
$37.5M
Q1 25
$221.6M
$10.9M
Q4 24
$861.5M
$54.2M
Q3 24
$229.2M
$62.2M
Q2 24
$188.7M
$147.0M
Free Cash Flow
ESNT
ESNT
HCC
HCC
Q1 26
Q4 25
$848.7M
Q3 25
$210.6M
Q2 25
$188.8M
Q1 25
$221.3M
Q4 24
$854.8M
Q3 24
$228.7M
Q2 24
$187.6M
FCF Margin
ESNT
ESNT
HCC
HCC
Q1 26
Q4 25
271.7%
Q3 25
67.5%
Q2 25
59.2%
Q1 25
69.7%
Q4 24
271.3%
Q3 24
72.2%
Q2 24
60.0%
Capex Intensity
ESNT
ESNT
HCC
HCC
Q1 26
Q4 25
2.4%
Q3 25
1.7%
Q2 25
0.2%
Q1 25
0.1%
Q4 24
2.1%
Q3 24
0.2%
Q2 24
0.3%
Cash Conversion
ESNT
ESNT
HCC
HCC
Q1 26
Q4 25
5.52×
3.31×
Q3 25
1.31×
2.86×
Q2 25
0.97×
6.70×
Q1 25
1.26×
Q4 24
5.13×
47.68×
Q3 24
1.30×
1.49×
Q2 24
0.93×
2.08×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ESNT
ESNT

Mortgage Insurance Segment$192.4M62%
Other$120.0M38%

HCC
HCC

Sales$448.5M98%
Other revenues$10.1M2%

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