vs

Side-by-side financial comparison of Essent Group Ltd. (ESNT) and HECLA MINING CO (HL). Click either name above to swap in a different company.

HECLA MINING CO is the larger business by last-quarter revenue ($448.1M vs $312.4M, roughly 1.4× Essent Group Ltd.). Essent Group Ltd. runs the higher net margin — 49.6% vs 30.0%, a 19.6% gap on every dollar of revenue. On growth, HECLA MINING CO posted the faster year-over-year revenue change (79.5% vs -0.8%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $134.7M). Over the past eight quarters, HECLA MINING CO's revenue compounded faster (53.8% CAGR vs 2.3%).

Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.

Hecla Mining is a leading U.S.-based precious and base metals mining firm. Core products include silver, gold, lead and zinc, with operating assets across North America. It supplies raw materials to global jewelry manufacturing, industrial production, and renewable energy segments, and is a top domestic primary silver producer.

ESNT vs HL — Head-to-Head

Bigger by revenue
HL
HL
1.4× larger
HL
$448.1M
$312.4M
ESNT
Growing faster (revenue YoY)
HL
HL
+80.3% gap
HL
79.5%
-0.8%
ESNT
Higher net margin
ESNT
ESNT
19.6% more per $
ESNT
49.6%
30.0%
HL
More free cash flow
ESNT
ESNT
$714.0M more FCF
ESNT
$848.7M
$134.7M
HL
Faster 2-yr revenue CAGR
HL
HL
Annualised
HL
53.8%
2.3%
ESNT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ESNT
ESNT
HL
HL
Revenue
$312.4M
$448.1M
Net Profit
$155.0M
$134.4M
Gross Margin
55.4%
Operating Margin
59.1%
49.1%
Net Margin
49.6%
30.0%
Revenue YoY
-0.8%
79.5%
Net Profit YoY
-7.7%
1027.2%
EPS (diluted)
$1.61
$0.20

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ESNT
ESNT
HL
HL
Q4 25
$312.4M
$448.1M
Q3 25
$311.8M
$409.5M
Q2 25
$319.1M
$304.0M
Q1 25
$317.6M
$261.3M
Q4 24
$315.0M
$249.7M
Q3 24
$316.6M
$245.1M
Q2 24
$312.9M
$245.7M
Q1 24
$298.4M
$189.5M
Net Profit
ESNT
ESNT
HL
HL
Q4 25
$155.0M
$134.4M
Q3 25
$164.2M
$100.7M
Q2 25
$195.3M
$57.7M
Q1 25
$175.4M
$28.9M
Q4 24
$167.9M
$11.9M
Q3 24
$176.2M
$1.8M
Q2 24
$203.6M
$27.9M
Q1 24
$181.7M
$-5.8M
Gross Margin
ESNT
ESNT
HL
HL
Q4 25
55.4%
Q3 25
44.1%
Q2 25
39.3%
Q1 25
28.3%
Q4 24
27.4%
Q3 24
24.2%
Q2 24
20.9%
Q1 24
10.1%
Operating Margin
ESNT
ESNT
HL
HL
Q4 25
59.1%
49.1%
Q3 25
63.9%
36.3%
Q2 25
72.4%
30.8%
Q1 25
65.2%
20.0%
Q4 24
61.9%
15.3%
Q3 24
65.6%
9.2%
Q2 24
76.4%
16.5%
Q1 24
71.6%
2.7%
Net Margin
ESNT
ESNT
HL
HL
Q4 25
49.6%
30.0%
Q3 25
52.7%
24.6%
Q2 25
61.2%
19.0%
Q1 25
55.2%
11.0%
Q4 24
53.3%
4.8%
Q3 24
55.6%
0.7%
Q2 24
65.1%
11.3%
Q1 24
60.9%
-3.0%
EPS (diluted)
ESNT
ESNT
HL
HL
Q4 25
$1.61
$0.20
Q3 25
$1.67
$0.15
Q2 25
$1.93
$0.09
Q1 25
$1.69
$0.05
Q4 24
$1.59
$0.03
Q3 24
$1.65
$0.00
Q2 24
$1.91
$0.04
Q1 24
$1.70
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ESNT
ESNT
HL
HL
Cash + ST InvestmentsLiquidity on hand
$301.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$5.8B
$2.6B
Total Assets
$7.4B
$3.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ESNT
ESNT
HL
HL
Q4 25
$301.2M
Q3 25
$133.9M
Q2 25
$296.6M
Q1 25
$23.7M
Q4 24
$26.9M
Q3 24
$22.3M
Q2 24
$24.6M
Q1 24
$80.2M
Stockholders' Equity
ESNT
ESNT
HL
HL
Q4 25
$5.8B
$2.6B
Q3 25
$5.7B
$2.4B
Q2 25
$5.7B
$2.3B
Q1 25
$5.7B
$2.1B
Q4 24
$5.6B
$2.0B
Q3 24
$5.6B
$2.0B
Q2 24
$5.4B
$2.0B
Q1 24
$5.2B
$2.0B
Total Assets
ESNT
ESNT
HL
HL
Q4 25
$7.4B
$3.6B
Q3 25
$7.4B
$3.2B
Q2 25
$7.2B
$3.3B
Q1 25
$7.2B
$3.0B
Q4 24
$7.1B
$3.0B
Q3 24
$7.1B
$3.0B
Q2 24
$6.7B
$2.9B
Q1 24
$6.6B
$3.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ESNT
ESNT
HL
HL
Operating Cash FlowLast quarter
$856.1M
$217.1M
Free Cash FlowOCF − Capex
$848.7M
$134.7M
FCF MarginFCF / Revenue
271.7%
30.1%
Capex IntensityCapex / Revenue
2.4%
18.4%
Cash ConversionOCF / Net Profit
5.52×
1.61×
TTM Free Cash FlowTrailing 4 quarters
$1.5B
$310.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ESNT
ESNT
HL
HL
Q4 25
$856.1M
$217.1M
Q3 25
$215.9M
$148.0M
Q2 25
$189.5M
$161.8M
Q1 25
$221.6M
$35.7M
Q4 24
$861.5M
$67.5M
Q3 24
$229.2M
$55.0M
Q2 24
$188.7M
$78.7M
Q1 24
$216.9M
$17.1M
Free Cash Flow
ESNT
ESNT
HL
HL
Q4 25
$848.7M
$134.7M
Q3 25
$210.6M
$90.1M
Q2 25
$188.8M
$103.8M
Q1 25
$221.3M
$-18.4M
Q4 24
$854.8M
$6.7M
Q3 24
$228.7M
$-690.0K
Q2 24
$187.6M
$28.3M
Q1 24
$212.5M
$-30.5M
FCF Margin
ESNT
ESNT
HL
HL
Q4 25
271.7%
30.1%
Q3 25
67.5%
22.0%
Q2 25
59.2%
34.1%
Q1 25
69.7%
-7.0%
Q4 24
271.3%
2.7%
Q3 24
72.2%
-0.3%
Q2 24
60.0%
11.5%
Q1 24
71.2%
-16.1%
Capex Intensity
ESNT
ESNT
HL
HL
Q4 25
2.4%
18.4%
Q3 25
1.7%
14.1%
Q2 25
0.2%
19.1%
Q1 25
0.1%
20.7%
Q4 24
2.1%
24.3%
Q3 24
0.2%
22.7%
Q2 24
0.3%
20.5%
Q1 24
1.5%
25.1%
Cash Conversion
ESNT
ESNT
HL
HL
Q4 25
5.52×
1.61×
Q3 25
1.31×
1.47×
Q2 25
0.97×
2.80×
Q1 25
1.26×
1.24×
Q4 24
5.13×
5.66×
Q3 24
1.30×
31.24×
Q2 24
0.93×
2.82×
Q1 24
1.19×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ESNT
ESNT

Mortgage Insurance Segment$192.4M62%
Other$120.0M38%

HL
HL

Silver Contracts$258.5M58%
Gold$129.2M29%
Zinc$30.3M7%
Lead$23.3M5%
Environmental Remediation Services$9.2M2%

Related Comparisons