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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and KFORCE INC (KFRC). Click either name above to swap in a different company.

KFORCE INC is the larger business by last-quarter revenue ($330.4M vs $312.4M, roughly 1.1× Essent Group Ltd.). Essent Group Ltd. runs the higher net margin — 49.6% vs 2.4%, a 47.2% gap on every dollar of revenue. On growth, KFORCE INC posted the faster year-over-year revenue change (0.1% vs -0.8%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $-7.4M). Over the past eight quarters, Essent Group Ltd.'s revenue compounded faster (2.3% CAGR vs -3.7%).

Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.

Kforce Inc. is a professional staffing and solutions firm headquartered in the United States. It provides skilled professional placements and specialized workforce solutions primarily across technology, finance & accounting, and healthcare segments, serving a wide range of mid-sized to large enterprise clients nationwide.

ESNT vs KFRC — Head-to-Head

Bigger by revenue
KFRC
KFRC
1.1× larger
KFRC
$330.4M
$312.4M
ESNT
Growing faster (revenue YoY)
KFRC
KFRC
+0.9% gap
KFRC
0.1%
-0.8%
ESNT
Higher net margin
ESNT
ESNT
47.2% more per $
ESNT
49.6%
2.4%
KFRC
More free cash flow
ESNT
ESNT
$856.1M more FCF
ESNT
$848.7M
$-7.4M
KFRC
Faster 2-yr revenue CAGR
ESNT
ESNT
Annualised
ESNT
2.3%
-3.7%
KFRC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ESNT
ESNT
KFRC
KFRC
Revenue
$312.4M
$330.4M
Net Profit
$155.0M
$7.9M
Gross Margin
27.3%
Operating Margin
59.1%
3.6%
Net Margin
49.6%
2.4%
Revenue YoY
-0.8%
0.1%
Net Profit YoY
-7.7%
-2.7%
EPS (diluted)
$1.61
$0.46

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ESNT
ESNT
KFRC
KFRC
Q1 26
$330.4M
Q4 25
$312.4M
$332.0M
Q3 25
$311.8M
$332.6M
Q2 25
$319.1M
$334.3M
Q1 25
$317.6M
$330.0M
Q4 24
$315.0M
$343.8M
Q3 24
$316.6M
$353.3M
Q2 24
$312.9M
$356.3M
Net Profit
ESNT
ESNT
KFRC
KFRC
Q1 26
$7.9M
Q4 25
$155.0M
$5.2M
Q3 25
$164.2M
$11.1M
Q2 25
$195.3M
$10.4M
Q1 25
$175.4M
$8.1M
Q4 24
$167.9M
$11.1M
Q3 24
$176.2M
$14.2M
Q2 24
$203.6M
$14.2M
Gross Margin
ESNT
ESNT
KFRC
KFRC
Q1 26
27.3%
Q4 25
27.2%
Q3 25
27.7%
Q2 25
27.1%
Q1 25
26.7%
Q4 24
27.0%
Q3 24
27.9%
Q2 24
27.8%
Operating Margin
ESNT
ESNT
KFRC
KFRC
Q1 26
3.6%
Q4 25
59.1%
2.6%
Q3 25
63.9%
4.5%
Q2 25
72.4%
4.5%
Q1 25
65.2%
3.5%
Q4 24
61.9%
4.5%
Q3 24
65.6%
5.3%
Q2 24
76.4%
5.5%
Net Margin
ESNT
ESNT
KFRC
KFRC
Q1 26
2.4%
Q4 25
49.6%
1.6%
Q3 25
52.7%
3.3%
Q2 25
61.2%
3.1%
Q1 25
55.2%
2.5%
Q4 24
53.3%
3.2%
Q3 24
55.6%
4.0%
Q2 24
65.1%
4.0%
EPS (diluted)
ESNT
ESNT
KFRC
KFRC
Q1 26
$0.46
Q4 25
$1.61
$0.29
Q3 25
$1.67
$0.63
Q2 25
$1.93
$0.59
Q1 25
$1.69
$0.45
Q4 24
$1.59
$0.60
Q3 24
$1.65
$0.75
Q2 24
$1.91
$0.75

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ESNT
ESNT
KFRC
KFRC
Cash + ST InvestmentsLiquidity on hand
$1.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$5.8B
$117.4M
Total Assets
$7.4B
$384.8M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ESNT
ESNT
KFRC
KFRC
Q1 26
$1.3M
Q4 25
$2.1M
Q3 25
$1.3M
Q2 25
$2.5M
Q1 25
$444.0K
Q4 24
$349.0K
Q3 24
$127.0K
Q2 24
$110.0K
Stockholders' Equity
ESNT
ESNT
KFRC
KFRC
Q1 26
$117.4M
Q4 25
$5.8B
$124.6M
Q3 25
$5.7B
$132.1M
Q2 25
$5.7B
$134.4M
Q1 25
$5.7B
$138.0M
Q4 24
$5.6B
$154.6M
Q3 24
$5.6B
$167.4M
Q2 24
$5.4B
$166.6M
Total Assets
ESNT
ESNT
KFRC
KFRC
Q1 26
$384.8M
Q4 25
$7.4B
$365.6M
Q3 25
$7.4B
$374.2M
Q2 25
$7.2B
$373.6M
Q1 25
$7.2B
$368.2M
Q4 24
$7.1B
$357.8M
Q3 24
$7.1B
$369.9M
Q2 24
$6.7B
$362.7M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ESNT
ESNT
KFRC
KFRC
Operating Cash FlowLast quarter
$856.1M
Free Cash FlowOCF − Capex
$848.7M
$-7.4M
FCF MarginFCF / Revenue
271.7%
-2.2%
Capex IntensityCapex / Revenue
2.4%
1.0%
Cash ConversionOCF / Net Profit
5.52×
TTM Free Cash FlowTrailing 4 quarters
$1.5B
$43.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ESNT
ESNT
KFRC
KFRC
Q1 26
Q4 25
$856.1M
$19.7M
Q3 25
$215.9M
$23.3M
Q2 25
$189.5M
$18.4M
Q1 25
$221.6M
$249.0K
Q4 24
$861.5M
$21.8M
Q3 24
$229.2M
$31.0M
Q2 24
$188.7M
$20.9M
Free Cash Flow
ESNT
ESNT
KFRC
KFRC
Q1 26
$-7.4M
Q4 25
$848.7M
$16.7M
Q3 25
$210.6M
$19.8M
Q2 25
$188.8M
$14.2M
Q1 25
$221.3M
$-3.9M
Q4 24
$854.8M
$20.9M
Q3 24
$228.7M
$27.5M
Q2 24
$187.6M
$17.8M
FCF Margin
ESNT
ESNT
KFRC
KFRC
Q1 26
-2.2%
Q4 25
271.7%
5.0%
Q3 25
67.5%
6.0%
Q2 25
59.2%
4.3%
Q1 25
69.7%
-1.2%
Q4 24
271.3%
6.1%
Q3 24
72.2%
7.8%
Q2 24
60.0%
5.0%
Capex Intensity
ESNT
ESNT
KFRC
KFRC
Q1 26
1.0%
Q4 25
2.4%
0.9%
Q3 25
1.7%
1.1%
Q2 25
0.2%
1.2%
Q1 25
0.1%
1.3%
Q4 24
2.1%
0.3%
Q3 24
0.2%
1.0%
Q2 24
0.3%
0.9%
Cash Conversion
ESNT
ESNT
KFRC
KFRC
Q1 26
Q4 25
5.52×
3.82×
Q3 25
1.31×
2.11×
Q2 25
0.97×
1.76×
Q1 25
1.26×
0.03×
Q4 24
5.13×
1.97×
Q3 24
1.30×
2.18×
Q2 24
0.93×
1.48×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ESNT
ESNT

Mortgage Insurance Segment$192.4M62%
Other$120.0M38%

KFRC
KFRC

Segment breakdown not available.

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