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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and Koppers Holdings Inc. (KOP). Click either name above to swap in a different company.

Koppers Holdings Inc. is the larger business by last-quarter revenue ($432.7M vs $312.4M, roughly 1.4× Essent Group Ltd.). Essent Group Ltd. runs the higher net margin — 49.6% vs 6.9%, a 42.7% gap on every dollar of revenue. On growth, Essent Group Ltd. posted the faster year-over-year revenue change (-0.8% vs -9.3%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $28.5M). Over the past eight quarters, Essent Group Ltd.'s revenue compounded faster (2.3% CAGR vs -6.7%).

Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.

Koppers is a global chemical and materials company based in Pittsburgh, Pennsylvania, United States. Its headquarters is an art-deco 1920s skyscraper, the Koppers Tower.

ESNT vs KOP — Head-to-Head

Bigger by revenue
KOP
KOP
1.4× larger
KOP
$432.7M
$312.4M
ESNT
Growing faster (revenue YoY)
ESNT
ESNT
+8.5% gap
ESNT
-0.8%
-9.3%
KOP
Higher net margin
ESNT
ESNT
42.7% more per $
ESNT
49.6%
6.9%
KOP
More free cash flow
ESNT
ESNT
$820.2M more FCF
ESNT
$848.7M
$28.5M
KOP
Faster 2-yr revenue CAGR
ESNT
ESNT
Annualised
ESNT
2.3%
-6.7%
KOP

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ESNT
ESNT
KOP
KOP
Revenue
$312.4M
$432.7M
Net Profit
$155.0M
$29.7M
Gross Margin
25.6%
Operating Margin
59.1%
11.5%
Net Margin
49.6%
6.9%
Revenue YoY
-0.8%
-9.3%
Net Profit YoY
-7.7%
391.2%
EPS (diluted)
$1.61
$1.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ESNT
ESNT
KOP
KOP
Q4 25
$312.4M
$432.7M
Q3 25
$311.8M
$485.3M
Q2 25
$319.1M
$504.8M
Q1 25
$317.6M
$456.5M
Q4 24
$315.0M
$477.0M
Q3 24
$316.6M
$554.3M
Q2 24
$312.9M
$563.2M
Q1 24
$298.4M
$497.6M
Net Profit
ESNT
ESNT
KOP
KOP
Q4 25
$155.0M
$29.7M
Q3 25
$164.2M
$23.8M
Q2 25
$195.3M
$16.4M
Q1 25
$175.4M
$-13.9M
Q4 24
$167.9M
$-10.2M
Q3 24
$176.2M
$22.8M
Q2 24
$203.6M
$26.8M
Q1 24
$181.7M
$13.0M
Gross Margin
ESNT
ESNT
KOP
KOP
Q4 25
25.6%
Q3 25
24.1%
Q2 25
22.6%
Q1 25
23.2%
Q4 24
17.5%
Q3 24
21.9%
Q2 24
21.6%
Q1 24
19.3%
Operating Margin
ESNT
ESNT
KOP
KOP
Q4 25
59.1%
11.5%
Q3 25
63.9%
10.7%
Q2 25
72.4%
7.7%
Q1 25
65.2%
5.9%
Q4 24
61.9%
1.3%
Q3 24
65.6%
9.0%
Q2 24
76.4%
10.2%
Q1 24
71.6%
7.0%
Net Margin
ESNT
ESNT
KOP
KOP
Q4 25
49.6%
6.9%
Q3 25
52.7%
4.9%
Q2 25
61.2%
3.2%
Q1 25
55.2%
-3.0%
Q4 24
53.3%
-2.1%
Q3 24
55.6%
4.1%
Q2 24
65.1%
4.8%
Q1 24
60.9%
2.6%
EPS (diluted)
ESNT
ESNT
KOP
KOP
Q4 25
$1.61
$1.44
Q3 25
$1.67
$1.17
Q2 25
$1.93
$0.81
Q1 25
$1.69
$-0.68
Q4 24
$1.59
$-0.47
Q3 24
$1.65
$1.09
Q2 24
$1.91
$1.25
Q1 24
$1.70
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ESNT
ESNT
KOP
KOP
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$928.3M
Stockholders' EquityBook value
$5.8B
$574.0M
Total Assets
$7.4B
$1.9B
Debt / EquityLower = less leverage
1.62×

8-quarter trend — quarters aligned by calendar period.

Total Debt
ESNT
ESNT
KOP
KOP
Q4 25
$928.3M
Q3 25
$932.9M
Q2 25
$977.5M
Q1 25
$989.0M
Q4 24
$939.5M
Q3 24
$989.4M
Q2 24
$1.0B
Q1 24
$877.6M
Stockholders' Equity
ESNT
ESNT
KOP
KOP
Q4 25
$5.8B
$574.0M
Q3 25
$5.7B
$545.6M
Q2 25
$5.7B
$526.8M
Q1 25
$5.7B
$498.0M
Q4 24
$5.6B
$488.7M
Q3 24
$5.6B
$532.3M
Q2 24
$5.4B
$509.2M
Q1 24
$5.2B
$505.8M
Total Assets
ESNT
ESNT
KOP
KOP
Q4 25
$7.4B
$1.9B
Q3 25
$7.4B
$1.9B
Q2 25
$7.2B
$1.9B
Q1 25
$7.2B
$1.9B
Q4 24
$7.1B
$1.9B
Q3 24
$7.1B
$2.0B
Q2 24
$6.7B
$1.9B
Q1 24
$6.6B
$1.8B
Debt / Equity
ESNT
ESNT
KOP
KOP
Q4 25
1.62×
Q3 25
1.71×
Q2 25
1.86×
Q1 25
1.99×
Q4 24
1.92×
Q3 24
1.86×
Q2 24
1.97×
Q1 24
1.74×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ESNT
ESNT
KOP
KOP
Operating Cash FlowLast quarter
$856.1M
$45.1M
Free Cash FlowOCF − Capex
$848.7M
$28.5M
FCF MarginFCF / Revenue
271.7%
6.6%
Capex IntensityCapex / Revenue
2.4%
3.8%
Cash ConversionOCF / Net Profit
5.52×
1.52×
TTM Free Cash FlowTrailing 4 quarters
$1.5B
$67.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ESNT
ESNT
KOP
KOP
Q4 25
$856.1M
$45.1M
Q3 25
$215.9M
$49.6M
Q2 25
$189.5M
$50.5M
Q1 25
$221.6M
$-22.7M
Q4 24
$861.5M
$74.7M
Q3 24
$229.2M
$29.8M
Q2 24
$188.7M
$27.2M
Q1 24
$216.9M
$-12.3M
Free Cash Flow
ESNT
ESNT
KOP
KOP
Q4 25
$848.7M
$28.5M
Q3 25
$210.6M
$37.6M
Q2 25
$188.8M
$38.4M
Q1 25
$221.3M
$-37.0M
Q4 24
$854.8M
$56.1M
Q3 24
$228.7M
$14.4M
Q2 24
$187.6M
$10.1M
Q1 24
$212.5M
$-38.6M
FCF Margin
ESNT
ESNT
KOP
KOP
Q4 25
271.7%
6.6%
Q3 25
67.5%
7.7%
Q2 25
59.2%
7.6%
Q1 25
69.7%
-8.1%
Q4 24
271.3%
11.8%
Q3 24
72.2%
2.6%
Q2 24
60.0%
1.8%
Q1 24
71.2%
-7.8%
Capex Intensity
ESNT
ESNT
KOP
KOP
Q4 25
2.4%
3.8%
Q3 25
1.7%
2.5%
Q2 25
0.2%
2.4%
Q1 25
0.1%
3.1%
Q4 24
2.1%
3.9%
Q3 24
0.2%
2.8%
Q2 24
0.3%
3.0%
Q1 24
1.5%
5.3%
Cash Conversion
ESNT
ESNT
KOP
KOP
Q4 25
5.52×
1.52×
Q3 25
1.31×
2.08×
Q2 25
0.97×
3.08×
Q1 25
1.26×
Q4 24
5.13×
Q3 24
1.30×
1.31×
Q2 24
0.93×
1.01×
Q1 24
1.19×
-0.95×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ESNT
ESNT

Mortgage Insurance Segment$192.4M62%
Other$120.0M38%

KOP
KOP

Other$127.8M30%
Railroad Treated Products$119.0M28%
Utility Poles$79.8M18%
Pitch And Related Products$74.1M17%
Carbon Black Feedstock And Distillates$14.4M3%
Railroad Infrastructure Products And Services$9.9M2%
Phthalic Anhydride Naphthalene And Other Chemicals$7.7M2%

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