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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and Limbach Holdings, Inc. (LMB). Click either name above to swap in a different company.
Essent Group Ltd. is the larger business by last-quarter revenue ($312.4M vs $186.9M, roughly 1.7× Limbach Holdings, Inc.). Essent Group Ltd. runs the higher net margin — 49.6% vs 6.6%, a 43.0% gap on every dollar of revenue. On growth, Limbach Holdings, Inc. posted the faster year-over-year revenue change (30.1% vs -0.8%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $27.9M). Over the past eight quarters, Limbach Holdings, Inc.'s revenue compounded faster (25.3% CAGR vs 2.3%).
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
Limbach Flugmotoren is a Chinese-owned company based in Germany that produces aircraft engines.
ESNT vs LMB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $312.4M | $186.9M |
| Net Profit | $155.0M | $12.3M |
| Gross Margin | — | 25.7% |
| Operating Margin | 59.1% | 9.4% |
| Net Margin | 49.6% | 6.6% |
| Revenue YoY | -0.8% | 30.1% |
| Net Profit YoY | -7.7% | 25.0% |
| EPS (diluted) | $1.61 | $1.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $312.4M | $186.9M | ||
| Q3 25 | $311.8M | $184.6M | ||
| Q2 25 | $319.1M | $142.2M | ||
| Q1 25 | $317.6M | $133.1M | ||
| Q4 24 | $315.0M | $143.7M | ||
| Q3 24 | $316.6M | $133.9M | ||
| Q2 24 | $312.9M | $122.2M | ||
| Q1 24 | $298.4M | $119.0M |
| Q4 25 | $155.0M | $12.3M | ||
| Q3 25 | $164.2M | $8.8M | ||
| Q2 25 | $195.3M | $7.8M | ||
| Q1 25 | $175.4M | $10.2M | ||
| Q4 24 | $167.9M | $9.8M | ||
| Q3 24 | $176.2M | $7.5M | ||
| Q2 24 | $203.6M | $6.0M | ||
| Q1 24 | $181.7M | $7.6M |
| Q4 25 | — | 25.7% | ||
| Q3 25 | — | 24.2% | ||
| Q2 25 | — | 28.0% | ||
| Q1 25 | — | 27.6% | ||
| Q4 24 | — | 30.3% | ||
| Q3 24 | — | 27.0% | ||
| Q2 24 | — | 27.4% | ||
| Q1 24 | — | 26.1% |
| Q4 25 | 59.1% | 9.4% | ||
| Q3 25 | 63.9% | 7.2% | ||
| Q2 25 | 72.4% | 7.5% | ||
| Q1 25 | 65.2% | 5.9% | ||
| Q4 24 | 61.9% | 9.1% | ||
| Q3 24 | 65.6% | 8.1% | ||
| Q2 24 | 76.4% | 6.7% | ||
| Q1 24 | 71.6% | 5.5% |
| Q4 25 | 49.6% | 6.6% | ||
| Q3 25 | 52.7% | 4.8% | ||
| Q2 25 | 61.2% | 5.5% | ||
| Q1 25 | 55.2% | 7.7% | ||
| Q4 24 | 53.3% | 6.9% | ||
| Q3 24 | 55.6% | 5.6% | ||
| Q2 24 | 65.1% | 4.9% | ||
| Q1 24 | 60.9% | 6.4% |
| Q4 25 | $1.61 | $1.01 | ||
| Q3 25 | $1.67 | $0.73 | ||
| Q2 25 | $1.93 | $0.64 | ||
| Q1 25 | $1.69 | $0.85 | ||
| Q4 24 | $1.59 | $0.81 | ||
| Q3 24 | $1.65 | $0.62 | ||
| Q2 24 | $1.91 | $0.50 | ||
| Q1 24 | $1.70 | $0.64 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $11.3M |
| Total DebtLower is stronger | — | $30.5M |
| Stockholders' EquityBook value | $5.8B | $195.7M |
| Total Assets | $7.4B | $381.1M |
| Debt / EquityLower = less leverage | — | 0.16× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $11.3M | ||
| Q3 25 | — | $9.8M | ||
| Q2 25 | — | $38.9M | ||
| Q1 25 | — | $38.1M | ||
| Q4 24 | — | $44.9M | ||
| Q3 24 | — | $51.2M | ||
| Q2 24 | — | $59.5M | ||
| Q1 24 | — | $48.2M |
| Q4 25 | — | $30.5M | ||
| Q3 25 | — | $56.3M | ||
| Q2 25 | — | $28.4M | ||
| Q1 25 | — | $23.7M | ||
| Q4 24 | — | $23.6M | ||
| Q3 24 | — | $20.5M | ||
| Q2 24 | — | $19.7M | ||
| Q1 24 | — | $19.4M |
| Q4 25 | $5.8B | $195.7M | ||
| Q3 25 | $5.7B | $181.6M | ||
| Q2 25 | $5.7B | $170.5M | ||
| Q1 25 | $5.7B | $161.1M | ||
| Q4 24 | $5.6B | $153.5M | ||
| Q3 24 | $5.6B | $142.2M | ||
| Q2 24 | $5.4B | $133.0M | ||
| Q1 24 | $5.2B | $125.5M |
| Q4 25 | $7.4B | $381.1M | ||
| Q3 25 | $7.4B | $409.1M | ||
| Q2 25 | $7.2B | $343.0M | ||
| Q1 25 | $7.2B | $336.4M | ||
| Q4 24 | $7.1B | $352.1M | ||
| Q3 24 | $7.1B | $324.4M | ||
| Q2 24 | $6.7B | $303.9M | ||
| Q1 24 | $6.6B | $289.2M |
| Q4 25 | — | 0.16× | ||
| Q3 25 | — | 0.31× | ||
| Q2 25 | — | 0.17× | ||
| Q1 25 | — | 0.15× | ||
| Q4 24 | — | 0.15× | ||
| Q3 24 | — | 0.14× | ||
| Q2 24 | — | 0.15× | ||
| Q1 24 | — | 0.15× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $856.1M | $28.1M |
| Free Cash FlowOCF − Capex | $848.7M | $27.9M |
| FCF MarginFCF / Revenue | 271.7% | 14.9% |
| Capex IntensityCapex / Revenue | 2.4% | 0.1% |
| Cash ConversionOCF / Net Profit | 5.52× | 2.29× |
| TTM Free Cash FlowTrailing 4 quarters | $1.5B | $41.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $856.1M | $28.1M | ||
| Q3 25 | $215.9M | $13.3M | ||
| Q2 25 | $189.5M | $2.0M | ||
| Q1 25 | $221.6M | $2.2M | ||
| Q4 24 | $861.5M | $19.3M | ||
| Q3 24 | $229.2M | $4.9M | ||
| Q2 24 | $188.7M | $16.5M | ||
| Q1 24 | $216.9M | $-3.9M |
| Q4 25 | $848.7M | $27.9M | ||
| Q3 25 | $210.6M | $12.8M | ||
| Q2 25 | $188.8M | $1.2M | ||
| Q1 25 | $221.3M | $11.0K | ||
| Q4 24 | $854.8M | $18.0M | ||
| Q3 24 | $228.7M | $4.6M | ||
| Q2 24 | $187.6M | $13.2M | ||
| Q1 24 | $212.5M | $-6.5M |
| Q4 25 | 271.7% | 14.9% | ||
| Q3 25 | 67.5% | 7.0% | ||
| Q2 25 | 59.2% | 0.8% | ||
| Q1 25 | 69.7% | 0.0% | ||
| Q4 24 | 271.3% | 12.5% | ||
| Q3 24 | 72.2% | 3.4% | ||
| Q2 24 | 60.0% | 10.8% | ||
| Q1 24 | 71.2% | -5.5% |
| Q4 25 | 2.4% | 0.1% | ||
| Q3 25 | 1.7% | 0.3% | ||
| Q2 25 | 0.2% | 0.6% | ||
| Q1 25 | 0.1% | 1.7% | ||
| Q4 24 | 2.1% | 0.9% | ||
| Q3 24 | 0.2% | 0.3% | ||
| Q2 24 | 0.3% | 2.7% | ||
| Q1 24 | 1.5% | 2.1% |
| Q4 25 | 5.52× | 2.29× | ||
| Q3 25 | 1.31× | 1.52× | ||
| Q2 25 | 0.97× | 0.26× | ||
| Q1 25 | 1.26× | 0.22× | ||
| Q4 24 | 5.13× | 1.96× | ||
| Q3 24 | 1.30× | 0.66× | ||
| Q2 24 | 0.93× | 2.77× | ||
| Q1 24 | 1.19× | -0.52× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
LMB
| Owner Direct Relationships Segment | $145.0M | 78% |
| General Contractor Construction Manager Relationships Segment | $41.9M | 22% |
