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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and Priority Technology Holdings, Inc. (PRTH). Click either name above to swap in a different company.

Essent Group Ltd. is the larger business by last-quarter revenue ($312.4M vs $247.1M, roughly 1.3× Priority Technology Holdings, Inc.). Essent Group Ltd. runs the higher net margin — 49.6% vs 3.6%, a 46.0% gap on every dollar of revenue. On growth, Priority Technology Holdings, Inc. posted the faster year-over-year revenue change (8.8% vs -0.8%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $30.9M). Over the past eight quarters, Priority Technology Holdings, Inc.'s revenue compounded faster (9.6% CAGR vs 2.3%).

Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.

Information technology (IT) is the study or use of computers, telecommunication systems and other devices to create, process, store, retrieve and transmit information. While the term is commonly used to refer to computers and computer networks, it also encompasses other information distribution technologies such as television and telephones. Information technology is an application of computer science and computer engineering.

ESNT vs PRTH — Head-to-Head

Bigger by revenue
ESNT
ESNT
1.3× larger
ESNT
$312.4M
$247.1M
PRTH
Growing faster (revenue YoY)
PRTH
PRTH
+9.7% gap
PRTH
8.8%
-0.8%
ESNT
Higher net margin
ESNT
ESNT
46.0% more per $
ESNT
49.6%
3.6%
PRTH
More free cash flow
ESNT
ESNT
$817.8M more FCF
ESNT
$848.7M
$30.9M
PRTH
Faster 2-yr revenue CAGR
PRTH
PRTH
Annualised
PRTH
9.6%
2.3%
ESNT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ESNT
ESNT
PRTH
PRTH
Revenue
$312.4M
$247.1M
Net Profit
$155.0M
$8.9M
Gross Margin
Operating Margin
59.1%
13.6%
Net Margin
49.6%
3.6%
Revenue YoY
-0.8%
8.8%
Net Profit YoY
-7.7%
23.9%
EPS (diluted)
$1.61
$0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ESNT
ESNT
PRTH
PRTH
Q4 25
$312.4M
$247.1M
Q3 25
$311.8M
$241.4M
Q2 25
$319.1M
$239.8M
Q1 25
$317.6M
$224.6M
Q4 24
$315.0M
$227.1M
Q3 24
$316.6M
$227.0M
Q2 24
$312.9M
$219.9M
Q1 24
$298.4M
$205.7M
Net Profit
ESNT
ESNT
PRTH
PRTH
Q4 25
$155.0M
$8.9M
Q3 25
$164.2M
$27.6M
Q2 25
$195.3M
$10.9M
Q1 25
$175.4M
$8.3M
Q4 24
$167.9M
$7.2M
Q3 24
$176.2M
$10.6M
Q2 24
$203.6M
$994.0K
Q1 24
$181.7M
$5.2M
Operating Margin
ESNT
ESNT
PRTH
PRTH
Q4 25
59.1%
13.6%
Q3 25
63.9%
15.6%
Q2 25
72.4%
15.6%
Q1 25
65.2%
14.5%
Q4 24
61.9%
15.0%
Q3 24
65.6%
16.8%
Q2 24
76.4%
15.1%
Q1 24
71.6%
13.6%
Net Margin
ESNT
ESNT
PRTH
PRTH
Q4 25
49.6%
3.6%
Q3 25
52.7%
11.4%
Q2 25
61.2%
4.5%
Q1 25
55.2%
3.7%
Q4 24
53.3%
3.2%
Q3 24
55.6%
4.7%
Q2 24
65.1%
0.5%
Q1 24
60.9%
2.5%
EPS (diluted)
ESNT
ESNT
PRTH
PRTH
Q4 25
$1.61
$0.10
Q3 25
$1.67
$0.34
Q2 25
$1.93
$0.14
Q1 25
$1.69
$0.10
Q4 24
$1.59
$-0.05
Q3 24
$1.65
$0.07
Q2 24
$1.91
$-0.23
Q1 24
$1.70
$-0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ESNT
ESNT
PRTH
PRTH
Cash + ST InvestmentsLiquidity on hand
$77.2M
Total DebtLower is stronger
$1.0B
Stockholders' EquityBook value
$5.8B
$-100.4M
Total Assets
$7.4B
$2.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ESNT
ESNT
PRTH
PRTH
Q4 25
$77.2M
Q3 25
$57.0M
Q2 25
$50.6M
Q1 25
$47.6M
Q4 24
$58.6M
Q3 24
$41.1M
Q2 24
$34.6M
Q1 24
$34.3M
Total Debt
ESNT
ESNT
PRTH
PRTH
Q4 25
$1.0B
Q3 25
$997.5M
Q2 25
$917.0M
Q1 25
$918.9M
Q4 24
$920.9M
Q3 24
$808.1M
Q2 24
$809.0M
Q1 24
$631.4M
Stockholders' Equity
ESNT
ESNT
PRTH
PRTH
Q4 25
$5.8B
$-100.4M
Q3 25
$5.7B
$-110.3M
Q2 25
$5.7B
$-146.1M
Q1 25
$5.7B
$-158.3M
Q4 24
$5.6B
$-166.8M
Q3 24
$5.6B
$-165.8M
Q2 24
$5.4B
$-172.1M
Q1 24
$5.2B
$-159.9M
Total Assets
ESNT
ESNT
PRTH
PRTH
Q4 25
$7.4B
$2.4B
Q3 25
$7.4B
$2.2B
Q2 25
$7.2B
$2.0B
Q1 25
$7.2B
$1.9B
Q4 24
$7.1B
$1.8B
Q3 24
$7.1B
$1.8B
Q2 24
$6.7B
$1.7B
Q1 24
$6.6B
$1.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ESNT
ESNT
PRTH
PRTH
Operating Cash FlowLast quarter
$856.1M
$36.8M
Free Cash FlowOCF − Capex
$848.7M
$30.9M
FCF MarginFCF / Revenue
271.7%
12.5%
Capex IntensityCapex / Revenue
2.4%
2.4%
Cash ConversionOCF / Net Profit
5.52×
4.12×
TTM Free Cash FlowTrailing 4 quarters
$1.5B
$75.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ESNT
ESNT
PRTH
PRTH
Q4 25
$856.1M
$36.8M
Q3 25
$215.9M
$36.1M
Q2 25
$189.5M
$17.1M
Q1 25
$221.6M
$10.0M
Q4 24
$861.5M
$23.8M
Q3 24
$229.2M
$19.8M
Q2 24
$188.7M
$28.7M
Q1 24
$216.9M
$13.3M
Free Cash Flow
ESNT
ESNT
PRTH
PRTH
Q4 25
$848.7M
$30.9M
Q3 25
$210.6M
$30.1M
Q2 25
$188.8M
$9.2M
Q1 25
$221.3M
$4.9M
Q4 24
$854.8M
$19.1M
Q3 24
$228.7M
$14.5M
Q2 24
$187.6M
$23.6M
Q1 24
$212.5M
$6.7M
FCF Margin
ESNT
ESNT
PRTH
PRTH
Q4 25
271.7%
12.5%
Q3 25
67.5%
12.5%
Q2 25
59.2%
3.8%
Q1 25
69.7%
2.2%
Q4 24
271.3%
8.4%
Q3 24
72.2%
6.4%
Q2 24
60.0%
10.7%
Q1 24
71.2%
3.3%
Capex Intensity
ESNT
ESNT
PRTH
PRTH
Q4 25
2.4%
2.4%
Q3 25
1.7%
2.5%
Q2 25
0.2%
3.3%
Q1 25
0.1%
2.3%
Q4 24
2.1%
2.0%
Q3 24
0.2%
2.3%
Q2 24
0.3%
2.3%
Q1 24
1.5%
3.2%
Cash Conversion
ESNT
ESNT
PRTH
PRTH
Q4 25
5.52×
4.12×
Q3 25
1.31×
1.31×
Q2 25
0.97×
1.57×
Q1 25
1.26×
1.20×
Q4 24
5.13×
3.29×
Q3 24
1.30×
1.87×
Q2 24
0.93×
28.87×
Q1 24
1.19×
2.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ESNT
ESNT

Mortgage Insurance Segment$192.4M62%
Other$120.0M38%

PRTH
PRTH

Segment breakdown not available.

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