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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and QUHUO Ltd (QH). Click either name above to swap in a different company.

Essent Group Ltd. is the larger business by last-quarter revenue ($312.4M vs $157.9M, roughly 2.0× QUHUO Ltd).

Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.

QUHUO Ltd. operates an on-demand lifestyle service platform focused on the Chinese mainland market. Its core offerings include gig workforce solutions, community group-buy services, and local life service matching for merchants and individual users, covering household services, catering operation support, and community retail segments to effectively connect service providers with end consumers.

ESNT vs QH — Head-to-Head

Bigger by revenue
ESNT
ESNT
2.0× larger
ESNT
$312.4M
$157.9M
QH

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
ESNT
ESNT
QH
QH
Revenue
$312.4M
$157.9M
Net Profit
$155.0M
Gross Margin
Operating Margin
59.1%
Net Margin
49.6%
Revenue YoY
-0.8%
Net Profit YoY
-7.7%
EPS (diluted)
$1.61

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ESNT
ESNT
QH
QH
Q4 25
$312.4M
Q3 25
$311.8M
Q2 25
$319.1M
$157.9M
Q1 25
$317.6M
Q4 24
$315.0M
Q3 24
$316.6M
Q2 24
$312.9M
$222.9M
Q1 24
$298.4M
Net Profit
ESNT
ESNT
QH
QH
Q4 25
$155.0M
Q3 25
$164.2M
Q2 25
$195.3M
Q1 25
$175.4M
Q4 24
$167.9M
Q3 24
$176.2M
Q2 24
$203.6M
$-6.4M
Q1 24
$181.7M
Gross Margin
ESNT
ESNT
QH
QH
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
1.5%
Q1 24
Operating Margin
ESNT
ESNT
QH
QH
Q4 25
59.1%
Q3 25
63.9%
Q2 25
72.4%
Q1 25
65.2%
Q4 24
61.9%
Q3 24
65.6%
Q2 24
76.4%
-2.7%
Q1 24
71.6%
Net Margin
ESNT
ESNT
QH
QH
Q4 25
49.6%
Q3 25
52.7%
Q2 25
61.2%
Q1 25
55.2%
Q4 24
53.3%
Q3 24
55.6%
Q2 24
65.1%
-2.9%
Q1 24
60.9%
EPS (diluted)
ESNT
ESNT
QH
QH
Q4 25
$1.61
Q3 25
$1.67
Q2 25
$1.93
Q1 25
$1.69
Q4 24
$1.59
Q3 24
$1.65
Q2 24
$1.91
Q1 24
$1.70

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ESNT
ESNT
QH
QH
Cash + ST InvestmentsLiquidity on hand
$4.3M
Total DebtLower is stronger
$858.0K
Stockholders' EquityBook value
$5.8B
$57.4M
Total Assets
$7.4B
$118.4M
Debt / EquityLower = less leverage
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ESNT
ESNT
QH
QH
Q4 25
Q3 25
Q2 25
$4.3M
Q1 25
Q4 24
Q3 24
Q2 24
$14.3M
Q1 24
Total Debt
ESNT
ESNT
QH
QH
Q4 25
Q3 25
Q2 25
$858.0K
Q1 25
Q4 24
Q3 24
Q2 24
$1.2M
Q1 24
Stockholders' Equity
ESNT
ESNT
QH
QH
Q4 25
$5.8B
Q3 25
$5.7B
Q2 25
$5.7B
$57.4M
Q1 25
$5.7B
Q4 24
$5.6B
Q3 24
$5.6B
Q2 24
$5.4B
$64.6M
Q1 24
$5.2B
Total Assets
ESNT
ESNT
QH
QH
Q4 25
$7.4B
Q3 25
$7.4B
Q2 25
$7.2B
$118.4M
Q1 25
$7.2B
Q4 24
$7.1B
Q3 24
$7.1B
Q2 24
$6.7B
$135.0M
Q1 24
$6.6B
Debt / Equity
ESNT
ESNT
QH
QH
Q4 25
Q3 25
Q2 25
0.01×
Q1 25
Q4 24
Q3 24
Q2 24
0.02×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ESNT
ESNT
QH
QH
Operating Cash FlowLast quarter
$856.1M
$-5.8M
Free Cash FlowOCF − Capex
$848.7M
FCF MarginFCF / Revenue
271.7%
Capex IntensityCapex / Revenue
2.4%
Cash ConversionOCF / Net Profit
5.52×
TTM Free Cash FlowTrailing 4 quarters
$1.5B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ESNT
ESNT
QH
QH
Q4 25
$856.1M
Q3 25
$215.9M
Q2 25
$189.5M
$-5.8M
Q1 25
$221.6M
Q4 24
$861.5M
Q3 24
$229.2M
Q2 24
$188.7M
Q1 24
$216.9M
Free Cash Flow
ESNT
ESNT
QH
QH
Q4 25
$848.7M
Q3 25
$210.6M
Q2 25
$188.8M
Q1 25
$221.3M
Q4 24
$854.8M
Q3 24
$228.7M
Q2 24
$187.6M
Q1 24
$212.5M
FCF Margin
ESNT
ESNT
QH
QH
Q4 25
271.7%
Q3 25
67.5%
Q2 25
59.2%
Q1 25
69.7%
Q4 24
271.3%
Q3 24
72.2%
Q2 24
60.0%
Q1 24
71.2%
Capex Intensity
ESNT
ESNT
QH
QH
Q4 25
2.4%
Q3 25
1.7%
Q2 25
0.2%
Q1 25
0.1%
Q4 24
2.1%
Q3 24
0.2%
Q2 24
0.3%
Q1 24
1.5%
Cash Conversion
ESNT
ESNT
QH
QH
Q4 25
5.52×
Q3 25
1.31×
Q2 25
0.97×
Q1 25
1.26×
Q4 24
5.13×
Q3 24
1.30×
Q2 24
0.93×
Q1 24
1.19×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ESNT
ESNT

Mortgage Insurance Segment$192.4M62%
Other$120.0M38%

QH
QH

Segment breakdown not available.

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