vs
Side-by-side financial comparison of Essent Group Ltd. (ESNT) and RADIANT LOGISTICS, INC (RLGT). Click either name above to swap in a different company.
Essent Group Ltd. is the larger business by last-quarter revenue ($312.4M vs $232.1M, roughly 1.3× RADIANT LOGISTICS, INC). Essent Group Ltd. runs the higher net margin — 49.6% vs 2.3%, a 47.3% gap on every dollar of revenue. On growth, Essent Group Ltd. posted the faster year-over-year revenue change (-0.8% vs -12.3%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $11.6M). Over the past eight quarters, RADIANT LOGISTICS, INC's revenue compounded faster (12.1% CAGR vs 2.3%).
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
Radiant Logistics, Inc. is a leading third-party logistics provider offering end-to-end supply chain solutions, domestic and international freight forwarding, warehousing, and last-mile delivery services. It primarily serves North American markets, with key client segments including retail, manufacturing, e-commerce, and industrial sectors, helping businesses optimize logistics workflows and cut operational costs.
ESNT vs RLGT — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $312.4M | $232.1M |
| Net Profit | $155.0M | $5.3M |
| Gross Margin | — | — |
| Operating Margin | 59.1% | 3.2% |
| Net Margin | 49.6% | 2.3% |
| Revenue YoY | -0.8% | -12.3% |
| Net Profit YoY | -7.7% | -18.0% |
| EPS (diluted) | $1.61 | $0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $312.4M | $232.1M | ||
| Q3 25 | $311.8M | $226.7M | ||
| Q2 25 | $319.1M | $220.6M | ||
| Q1 25 | $317.6M | $214.0M | ||
| Q4 24 | $315.0M | $264.5M | ||
| Q3 24 | $316.6M | $203.6M | ||
| Q2 24 | $312.9M | $206.0M | ||
| Q1 24 | $298.4M | $184.6M |
| Q4 25 | $155.0M | $5.3M | ||
| Q3 25 | $164.2M | $1.3M | ||
| Q2 25 | $195.3M | $4.9M | ||
| Q1 25 | $175.4M | $2.5M | ||
| Q4 24 | $167.9M | $6.5M | ||
| Q3 24 | $176.2M | $3.4M | ||
| Q2 24 | $203.6M | $4.8M | ||
| Q1 24 | $181.7M | $-703.0K |
| Q4 25 | 59.1% | 3.2% | ||
| Q3 25 | 63.9% | 0.9% | ||
| Q2 25 | 72.4% | 2.4% | ||
| Q1 25 | 65.2% | 1.6% | ||
| Q4 24 | 61.9% | 3.3% | ||
| Q3 24 | 65.6% | 1.9% | ||
| Q2 24 | 76.4% | 2.4% | ||
| Q1 24 | 71.6% | -0.5% |
| Q4 25 | 49.6% | 2.3% | ||
| Q3 25 | 52.7% | 0.6% | ||
| Q2 25 | 61.2% | 2.2% | ||
| Q1 25 | 55.2% | 1.2% | ||
| Q4 24 | 53.3% | 2.4% | ||
| Q3 24 | 55.6% | 1.7% | ||
| Q2 24 | 65.1% | 2.3% | ||
| Q1 24 | 60.9% | -0.4% |
| Q4 25 | $1.61 | $0.11 | ||
| Q3 25 | $1.67 | $0.03 | ||
| Q2 25 | $1.93 | $0.10 | ||
| Q1 25 | $1.69 | $0.05 | ||
| Q4 24 | $1.59 | $0.13 | ||
| Q3 24 | $1.65 | $0.07 | ||
| Q2 24 | $1.91 | $0.11 | ||
| Q1 24 | $1.70 | $-0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $31.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $5.8B | $229.8M |
| Total Assets | $7.4B | $439.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $31.9M | ||
| Q3 25 | — | $28.1M | ||
| Q2 25 | — | $22.9M | ||
| Q1 25 | — | $19.0M | ||
| Q4 24 | — | $19.9M | ||
| Q3 24 | — | $10.4M | ||
| Q2 24 | — | $24.9M | ||
| Q1 24 | — | $31.2M |
| Q4 25 | $5.8B | $229.8M | ||
| Q3 25 | $5.7B | $225.7M | ||
| Q2 25 | $5.7B | $226.0M | ||
| Q1 25 | $5.7B | $218.2M | ||
| Q4 24 | $5.6B | $214.4M | ||
| Q3 24 | $5.6B | $212.4M | ||
| Q2 24 | $5.4B | $209.4M | ||
| Q1 24 | $5.2B | $206.0M |
| Q4 25 | $7.4B | $439.4M | ||
| Q3 25 | $7.4B | $445.3M | ||
| Q2 25 | $7.2B | $426.8M | ||
| Q1 25 | $7.2B | $414.5M | ||
| Q4 24 | $7.1B | $386.8M | ||
| Q3 24 | $7.1B | $375.3M | ||
| Q2 24 | $6.7B | $371.2M | ||
| Q1 24 | $6.6B | $364.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $856.1M | $12.4M |
| Free Cash FlowOCF − Capex | $848.7M | $11.6M |
| FCF MarginFCF / Revenue | 271.7% | 5.0% |
| Capex IntensityCapex / Revenue | 2.4% | 0.3% |
| Cash ConversionOCF / Net Profit | 5.52× | 2.33× |
| TTM Free Cash FlowTrailing 4 quarters | $1.5B | $8.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $856.1M | $12.4M | ||
| Q3 25 | $215.9M | $2.5M | ||
| Q2 25 | $189.5M | $3.1M | ||
| Q1 25 | $221.6M | $-5.7M | ||
| Q4 24 | $861.5M | $15.7M | ||
| Q3 24 | $229.2M | $205.0K | ||
| Q2 24 | $188.7M | $1.3M | ||
| Q1 24 | $216.9M | $3.9M |
| Q4 25 | $848.7M | $11.6M | ||
| Q3 25 | $210.6M | $977.0K | ||
| Q2 25 | $188.8M | $2.2M | ||
| Q1 25 | $221.3M | $-6.4M | ||
| Q4 24 | $854.8M | $14.1M | ||
| Q3 24 | $228.7M | $-1.9M | ||
| Q2 24 | $187.6M | $-185.0K | ||
| Q1 24 | $212.5M | $1.8M |
| Q4 25 | 271.7% | 5.0% | ||
| Q3 25 | 67.5% | 0.4% | ||
| Q2 25 | 59.2% | 1.0% | ||
| Q1 25 | 69.7% | -3.0% | ||
| Q4 24 | 271.3% | 5.3% | ||
| Q3 24 | 72.2% | -0.9% | ||
| Q2 24 | 60.0% | -0.1% | ||
| Q1 24 | 71.2% | 1.0% |
| Q4 25 | 2.4% | 0.3% | ||
| Q3 25 | 1.7% | 0.7% | ||
| Q2 25 | 0.2% | 0.4% | ||
| Q1 25 | 0.1% | 0.3% | ||
| Q4 24 | 2.1% | 0.6% | ||
| Q3 24 | 0.2% | 1.0% | ||
| Q2 24 | 0.3% | 0.7% | ||
| Q1 24 | 1.5% | 1.2% |
| Q4 25 | 5.52× | 2.33× | ||
| Q3 25 | 1.31× | 1.90× | ||
| Q2 25 | 0.97× | 0.63× | ||
| Q1 25 | 1.26× | -2.26× | ||
| Q4 24 | 5.13× | 2.43× | ||
| Q3 24 | 1.30× | 0.06× | ||
| Q2 24 | 0.93× | 0.26× | ||
| Q1 24 | 1.19× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
RLGT
| Transferred Over Time | $201.2M | 87% |
| Other | $25.0M | 11% |
| Value Added Services | $4.2M | 2% |
| Transferred At Point In Time | $1.8M | 1% |
