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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and Smith Douglas Homes Corp. (SDHC). Click either name above to swap in a different company.
Essent Group Ltd. is the larger business by last-quarter revenue ($312.4M vs $260.4M, roughly 1.2× Smith Douglas Homes Corp.). Essent Group Ltd. runs the higher net margin — 49.6% vs 1.4%, a 48.3% gap on every dollar of revenue. On growth, Essent Group Ltd. posted the faster year-over-year revenue change (-0.8% vs -9.4%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $8.7M). Over the past eight quarters, Smith Douglas Homes Corp.'s revenue compounded faster (17.3% CAGR vs 2.3%).
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
Smith & Wesson Brands, Inc. (S&W) is an American firearm manufacturer headquartered in Maryville, Tennessee, United States.
ESNT vs SDHC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $312.4M | $260.4M |
| Net Profit | $155.0M | $3.5M |
| Gross Margin | — | 19.9% |
| Operating Margin | 59.1% | 6.5% |
| Net Margin | 49.6% | 1.4% |
| Revenue YoY | -0.8% | -9.4% |
| Net Profit YoY | -7.7% | -14.3% |
| EPS (diluted) | $1.61 | $0.39 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $312.4M | $260.4M | ||
| Q3 25 | $311.8M | $262.0M | ||
| Q2 25 | $319.1M | $223.9M | ||
| Q1 25 | $317.6M | $224.7M | ||
| Q4 24 | $315.0M | $287.5M | ||
| Q3 24 | $316.6M | $277.8M | ||
| Q2 24 | $312.9M | $220.9M | ||
| Q1 24 | $298.4M | $189.2M |
| Q4 25 | $155.0M | $3.5M | ||
| Q3 25 | $164.2M | $2.1M | ||
| Q2 25 | $195.3M | $2.4M | ||
| Q1 25 | $175.4M | $2.7M | ||
| Q4 24 | $167.9M | $4.1M | ||
| Q3 24 | $176.2M | $5.3M | ||
| Q2 24 | $203.6M | $3.6M | ||
| Q1 24 | $181.7M | $3.0M |
| Q4 25 | — | 19.9% | ||
| Q3 25 | — | 21.0% | ||
| Q2 25 | — | 23.2% | ||
| Q1 25 | — | 23.8% | ||
| Q4 24 | — | 25.5% | ||
| Q3 24 | — | 26.5% | ||
| Q2 24 | — | 26.7% | ||
| Q1 24 | — | 26.1% |
| Q4 25 | 59.1% | 6.5% | ||
| Q3 25 | 63.9% | 6.6% | ||
| Q2 25 | 72.4% | 7.7% | ||
| Q1 25 | 65.2% | 8.7% | ||
| Q4 24 | 61.9% | 10.4% | ||
| Q3 24 | 65.6% | 14.2% | ||
| Q2 24 | 76.4% | 11.7% | ||
| Q1 24 | 71.6% | 11.3% |
| Q4 25 | 49.6% | 1.4% | ||
| Q3 25 | 52.7% | 0.8% | ||
| Q2 25 | 61.2% | 1.1% | ||
| Q1 25 | 55.2% | 1.2% | ||
| Q4 24 | 53.3% | 1.4% | ||
| Q3 24 | 55.6% | 1.9% | ||
| Q2 24 | 65.1% | 1.7% | ||
| Q1 24 | 60.9% | 1.6% |
| Q4 25 | $1.61 | $0.39 | ||
| Q3 25 | $1.67 | $0.24 | ||
| Q2 25 | $1.93 | $0.26 | ||
| Q1 25 | $1.69 | $0.30 | ||
| Q4 24 | $1.59 | $0.50 | ||
| Q3 24 | $1.65 | $0.58 | ||
| Q2 24 | $1.91 | $0.40 | ||
| Q1 24 | $1.70 | $0.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $12.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $5.8B | $86.7M |
| Total Assets | $7.4B | $557.6M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $12.7M | ||
| Q3 25 | — | $14.8M | ||
| Q2 25 | — | $16.8M | ||
| Q1 25 | — | $12.7M | ||
| Q4 24 | — | $22.4M | ||
| Q3 24 | — | $23.7M | ||
| Q2 24 | — | $17.3M | ||
| Q1 24 | — | $32.8M |
| Q4 25 | $5.8B | $86.7M | ||
| Q3 25 | $5.7B | $82.2M | ||
| Q2 25 | $5.7B | $80.0M | ||
| Q1 25 | $5.7B | $76.9M | ||
| Q4 24 | $5.6B | $73.6M | ||
| Q3 24 | $5.6B | $68.4M | ||
| Q2 24 | $5.4B | $62.1M | ||
| Q1 24 | $5.2B | $59.7M |
| Q4 25 | $7.4B | $557.6M | ||
| Q3 25 | $7.4B | $571.6M | ||
| Q2 25 | $7.2B | $570.2M | ||
| Q1 25 | $7.2B | $513.9M | ||
| Q4 24 | $7.1B | $475.9M | ||
| Q3 24 | $7.1B | $460.1M | ||
| Q2 24 | $6.7B | $429.3M | ||
| Q1 24 | $6.6B | $401.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $856.1M | $9.8M |
| Free Cash FlowOCF − Capex | $848.7M | $8.7M |
| FCF MarginFCF / Revenue | 271.7% | 3.4% |
| Capex IntensityCapex / Revenue | 2.4% | 0.4% |
| Cash ConversionOCF / Net Profit | 5.52× | 2.77× |
| TTM Free Cash FlowTrailing 4 quarters | $1.5B | $-36.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $856.1M | $9.8M | ||
| Q3 25 | $215.9M | $22.8M | ||
| Q2 25 | $189.5M | $-28.9M | ||
| Q1 25 | $221.6M | $-34.9M | ||
| Q4 24 | $861.5M | $5.5M | ||
| Q3 24 | $229.2M | $22.9M | ||
| Q2 24 | $188.7M | $39.0K | ||
| Q1 24 | $216.9M | $-9.3M |
| Q4 25 | $848.7M | $8.7M | ||
| Q3 25 | $210.6M | $21.4M | ||
| Q2 25 | $188.8M | $-31.1M | ||
| Q1 25 | $221.3M | $-35.9M | ||
| Q4 24 | $854.8M | $4.8M | ||
| Q3 24 | $228.7M | $22.3M | ||
| Q2 24 | $187.6M | $-2.1M | ||
| Q1 24 | $212.5M | $-9.7M |
| Q4 25 | 271.7% | 3.4% | ||
| Q3 25 | 67.5% | 8.2% | ||
| Q2 25 | 59.2% | -13.9% | ||
| Q1 25 | 69.7% | -16.0% | ||
| Q4 24 | 271.3% | 1.7% | ||
| Q3 24 | 72.2% | 8.0% | ||
| Q2 24 | 60.0% | -1.0% | ||
| Q1 24 | 71.2% | -5.1% |
| Q4 25 | 2.4% | 0.4% | ||
| Q3 25 | 1.7% | 0.5% | ||
| Q2 25 | 0.2% | 0.9% | ||
| Q1 25 | 0.1% | 0.5% | ||
| Q4 24 | 2.1% | 0.2% | ||
| Q3 24 | 0.2% | 0.2% | ||
| Q2 24 | 0.3% | 1.0% | ||
| Q1 24 | 1.5% | 0.2% |
| Q4 25 | 5.52× | 2.77× | ||
| Q3 25 | 1.31× | 10.70× | ||
| Q2 25 | 0.97× | -12.24× | ||
| Q1 25 | 1.26× | -13.01× | ||
| Q4 24 | 5.13× | 1.33× | ||
| Q3 24 | 1.30× | 4.28× | ||
| Q2 24 | 0.93× | 0.01× | ||
| Q1 24 | 1.19× | -3.12× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
SDHC
| Southeast | $164.7M | 63% |
| Central | $95.8M | 37% |
