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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and Seneca Foods Corp (SENEB). Click either name above to swap in a different company.

Seneca Foods Corp is the larger business by last-quarter revenue ($508.3M vs $312.4M, roughly 1.6× Essent Group Ltd.). Essent Group Ltd. runs the higher net margin — 49.6% vs 8.8%, a 40.8% gap on every dollar of revenue. On growth, Seneca Foods Corp posted the faster year-over-year revenue change (1.1% vs -0.8%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $22.9M). Over the past eight quarters, Seneca Foods Corp's revenue compounded faster (77.1% CAGR vs 2.3%).

Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.

Seneca Foods Corporation is an American food processor and distributor headquartered in Fairport, New York, United States. Seneca Foods Corporation conducts its business almost entirely in food packaging, which contributed to about 98% of the company's fiscal year net sales in 2017. Canned vegetables represented 65%, fruit products represented 23%, frozen fruit and vegetables represented 11% and fruit chip products represented 1% of the total food packaging net sales. Non-food packaging sales...

ESNT vs SENEB — Head-to-Head

Bigger by revenue
SENEB
SENEB
1.6× larger
SENEB
$508.3M
$312.4M
ESNT
Growing faster (revenue YoY)
SENEB
SENEB
+1.9% gap
SENEB
1.1%
-0.8%
ESNT
Higher net margin
ESNT
ESNT
40.8% more per $
ESNT
49.6%
8.8%
SENEB
More free cash flow
ESNT
ESNT
$825.8M more FCF
ESNT
$848.7M
$22.9M
SENEB
Faster 2-yr revenue CAGR
SENEB
SENEB
Annualised
SENEB
77.1%
2.3%
ESNT

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
ESNT
ESNT
SENEB
SENEB
Revenue
$312.4M
$508.3M
Net Profit
$155.0M
$44.8M
Gross Margin
16.4%
Operating Margin
59.1%
11.8%
Net Margin
49.6%
8.8%
Revenue YoY
-0.8%
1.1%
Net Profit YoY
-7.7%
205.4%
EPS (diluted)
$1.61
$6.48

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ESNT
ESNT
SENEB
SENEB
Q4 25
$312.4M
$508.3M
Q3 25
$311.8M
$460.0M
Q2 25
$319.1M
$297.5M
Q1 25
$317.6M
$345.8M
Q4 24
$315.0M
$502.9M
Q3 24
$316.6M
$425.5M
Q2 24
$312.9M
$304.7M
Q1 24
$298.4M
$162.2M
Net Profit
ESNT
ESNT
SENEB
SENEB
Q4 25
$155.0M
$44.8M
Q3 25
$164.2M
$29.7M
Q2 25
$195.3M
$14.9M
Q1 25
$175.4M
$601.0K
Q4 24
$167.9M
$14.7M
Q3 24
$176.2M
$13.3M
Q2 24
$203.6M
$12.7M
Q1 24
$181.7M
Gross Margin
ESNT
ESNT
SENEB
SENEB
Q4 25
16.4%
Q3 25
13.4%
Q2 25
14.1%
Q1 25
4.5%
Q4 24
9.8%
Q3 24
10.1%
Q2 24
14.0%
Q1 24
Operating Margin
ESNT
ESNT
SENEB
SENEB
Q4 25
59.1%
11.8%
Q3 25
63.9%
9.0%
Q2 25
72.4%
7.8%
Q1 25
65.2%
0.6%
Q4 24
61.9%
5.1%
Q3 24
65.6%
5.8%
Q2 24
76.4%
8.3%
Q1 24
71.6%
2.5%
Net Margin
ESNT
ESNT
SENEB
SENEB
Q4 25
49.6%
8.8%
Q3 25
52.7%
6.5%
Q2 25
61.2%
5.0%
Q1 25
55.2%
0.2%
Q4 24
53.3%
2.9%
Q3 24
55.6%
3.1%
Q2 24
65.1%
4.2%
Q1 24
60.9%
EPS (diluted)
ESNT
ESNT
SENEB
SENEB
Q4 25
$1.61
$6.48
Q3 25
$1.67
$4.29
Q2 25
$1.93
$2.14
Q1 25
$1.69
$0.10
Q4 24
$1.59
$2.10
Q3 24
$1.65
$1.90
Q2 24
$1.91
$1.80
Q1 24
$1.70

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ESNT
ESNT
SENEB
SENEB
Cash + ST InvestmentsLiquidity on hand
$33.3M
Total DebtLower is stronger
$275.8M
Stockholders' EquityBook value
$5.8B
$713.9M
Total Assets
$7.4B
$1.2B
Debt / EquityLower = less leverage
0.39×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ESNT
ESNT
SENEB
SENEB
Q4 25
$33.3M
Q3 25
$18.1M
Q2 25
$12.1M
Q1 25
$42.7M
Q4 24
$5.3M
Q3 24
$9.5M
Q2 24
$5.5M
Q1 24
$4.5M
Total Debt
ESNT
ESNT
SENEB
SENEB
Q4 25
$275.8M
Q3 25
$280.2M
Q2 25
$293.9M
Q1 25
$369.9M
Q4 24
$416.2M
Q3 24
$504.6M
Q2 24
$572.1M
Q1 24
$604.8M
Stockholders' Equity
ESNT
ESNT
SENEB
SENEB
Q4 25
$5.8B
$713.9M
Q3 25
$5.7B
$672.9M
Q2 25
$5.7B
$644.2M
Q1 25
$5.7B
$633.0M
Q4 24
$5.6B
$612.8M
Q3 24
$5.6B
$598.9M
Q2 24
$5.4B
$588.9M
Q1 24
$5.2B
$582.9M
Total Assets
ESNT
ESNT
SENEB
SENEB
Q4 25
$7.4B
$1.2B
Q3 25
$7.4B
$1.4B
Q2 25
$7.2B
$1.2B
Q1 25
$7.2B
$1.2B
Q4 24
$7.1B
$1.2B
Q3 24
$7.1B
$1.5B
Q2 24
$6.7B
$1.4B
Q1 24
$6.6B
$1.4B
Debt / Equity
ESNT
ESNT
SENEB
SENEB
Q4 25
0.39×
Q3 25
0.42×
Q2 25
0.46×
Q1 25
0.58×
Q4 24
0.68×
Q3 24
0.84×
Q2 24
0.97×
Q1 24
1.04×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ESNT
ESNT
SENEB
SENEB
Operating Cash FlowLast quarter
$856.1M
$31.1M
Free Cash FlowOCF − Capex
$848.7M
$22.9M
FCF MarginFCF / Revenue
271.7%
4.5%
Capex IntensityCapex / Revenue
2.4%
1.6%
Cash ConversionOCF / Net Profit
5.52×
0.70×
TTM Free Cash FlowTrailing 4 quarters
$1.5B
$168.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ESNT
ESNT
SENEB
SENEB
Q4 25
$856.1M
$31.1M
Q3 25
$215.9M
$29.3M
Q2 25
$189.5M
$53.7M
Q1 25
$221.6M
$91.9M
Q4 24
$861.5M
$117.7M
Q3 24
$229.2M
$75.5M
Q2 24
$188.7M
$50.3M
Q1 24
$216.9M
Free Cash Flow
ESNT
ESNT
SENEB
SENEB
Q4 25
$848.7M
$22.9M
Q3 25
$210.6M
$21.8M
Q2 25
$188.8M
$42.4M
Q1 25
$221.3M
$81.4M
Q4 24
$854.8M
$108.7M
Q3 24
$228.7M
$70.0M
Q2 24
$187.6M
$38.3M
Q1 24
$212.5M
FCF Margin
ESNT
ESNT
SENEB
SENEB
Q4 25
271.7%
4.5%
Q3 25
67.5%
4.7%
Q2 25
59.2%
14.3%
Q1 25
69.7%
23.5%
Q4 24
271.3%
21.6%
Q3 24
72.2%
16.4%
Q2 24
60.0%
12.6%
Q1 24
71.2%
Capex Intensity
ESNT
ESNT
SENEB
SENEB
Q4 25
2.4%
1.6%
Q3 25
1.7%
1.6%
Q2 25
0.2%
3.8%
Q1 25
0.1%
3.0%
Q4 24
2.1%
1.8%
Q3 24
0.2%
1.3%
Q2 24
0.3%
4.0%
Q1 24
1.5%
Cash Conversion
ESNT
ESNT
SENEB
SENEB
Q4 25
5.52×
0.70×
Q3 25
1.31×
0.99×
Q2 25
0.97×
3.61×
Q1 25
1.26×
152.87×
Q4 24
5.13×
8.03×
Q3 24
1.30×
5.68×
Q2 24
0.93×
3.98×
Q1 24
1.19×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ESNT
ESNT

Mortgage Insurance Segment$192.4M62%
Other$120.0M38%

SENEB
SENEB

Canned Vegetables$430.2M85%
Fruit$34.6M7%
Frozen$29.3M6%
Manufactured Product Other$10.8M2%
Snack$3.4M1%

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