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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and SCOTTS MIRACLE-GRO CO (SMG). Click either name above to swap in a different company.

SCOTTS MIRACLE-GRO CO is the larger business by last-quarter revenue ($354.4M vs $312.4M, roughly 1.1× Essent Group Ltd.). Essent Group Ltd. runs the higher net margin — 49.6% vs -35.3%, a 84.9% gap on every dollar of revenue. On growth, Essent Group Ltd. posted the faster year-over-year revenue change (-0.8% vs -15.0%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $-390.4M). Over the past eight quarters, Essent Group Ltd.'s revenue compounded faster (2.3% CAGR vs -51.8%).

Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.

The Scotts Miracle-Gro Company is an American multinational corporation headquartered in Marysville, Ohio, where O.M. Scott began selling lawn seed in 1868. The company manufactures and sells consumer lawn, garden and pest control products, as well as soilless indoor gardening equipment. In the U.S., the company manufactures Scotts, Miracle-Gro and Ortho brands. It also markets and distributes the herbicide Roundup in the U.S. and several international markets including China.

ESNT vs SMG — Head-to-Head

Bigger by revenue
SMG
SMG
1.1× larger
SMG
$354.4M
$312.4M
ESNT
Growing faster (revenue YoY)
ESNT
ESNT
+14.1% gap
ESNT
-0.8%
-15.0%
SMG
Higher net margin
ESNT
ESNT
84.9% more per $
ESNT
49.6%
-35.3%
SMG
More free cash flow
ESNT
ESNT
$1.2B more FCF
ESNT
$848.7M
$-390.4M
SMG
Faster 2-yr revenue CAGR
ESNT
ESNT
Annualised
ESNT
2.3%
-51.8%
SMG

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ESNT
ESNT
SMG
SMG
Revenue
$312.4M
$354.4M
Net Profit
$155.0M
$-125.0M
Gross Margin
25.0%
Operating Margin
59.1%
-6.2%
Net Margin
49.6%
-35.3%
Revenue YoY
-0.8%
-15.0%
Net Profit YoY
-7.7%
-79.9%
EPS (diluted)
$1.61
$-2.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ESNT
ESNT
SMG
SMG
Q4 25
$312.4M
$354.4M
Q3 25
$311.8M
$387.3M
Q2 25
$319.1M
$1.2B
Q1 25
$317.6M
$1.4B
Q4 24
$315.0M
$416.8M
Q3 24
$316.6M
$414.7M
Q2 24
$312.9M
$1.2B
Q1 24
$298.4M
$1.5B
Net Profit
ESNT
ESNT
SMG
SMG
Q4 25
$155.0M
$-125.0M
Q3 25
$164.2M
Q2 25
$195.3M
$149.1M
Q1 25
$175.4M
$217.5M
Q4 24
$167.9M
$-69.5M
Q3 24
$176.2M
Q2 24
$203.6M
$132.1M
Q1 24
$181.7M
$157.5M
Gross Margin
ESNT
ESNT
SMG
SMG
Q4 25
25.0%
Q3 25
6.1%
Q2 25
31.8%
Q1 25
38.6%
Q4 24
22.7%
Q3 24
-7.1%
Q2 24
29.5%
Q1 24
30.4%
Operating Margin
ESNT
ESNT
SMG
SMG
Q4 25
59.1%
-6.2%
Q3 25
63.9%
-38.8%
Q2 25
72.4%
18.1%
Q1 25
65.2%
24.3%
Q4 24
61.9%
-12.2%
Q3 24
65.6%
-52.1%
Q2 24
76.4%
16.6%
Q1 24
71.6%
17.8%
Net Margin
ESNT
ESNT
SMG
SMG
Q4 25
49.6%
-35.3%
Q3 25
52.7%
Q2 25
61.2%
12.6%
Q1 25
55.2%
15.3%
Q4 24
53.3%
-16.7%
Q3 24
55.6%
Q2 24
65.1%
11.0%
Q1 24
60.9%
10.3%
EPS (diluted)
ESNT
ESNT
SMG
SMG
Q4 25
$1.61
$-2.16
Q3 25
$1.67
$-2.58
Q2 25
$1.93
$2.54
Q1 25
$1.69
$3.72
Q4 24
$1.59
$-1.21
Q3 24
$1.65
$-4.21
Q2 24
$1.91
$2.28
Q1 24
$1.70
$2.74

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ESNT
ESNT
SMG
SMG
Cash + ST InvestmentsLiquidity on hand
$8.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$5.8B
$-500.6M
Total Assets
$7.4B
$3.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ESNT
ESNT
SMG
SMG
Q4 25
$8.3M
Q3 25
$36.6M
Q2 25
$51.1M
Q1 25
$16.9M
Q4 24
$9.8M
Q3 24
$71.6M
Q2 24
$279.9M
Q1 24
$65.1M
Total Debt
ESNT
ESNT
SMG
SMG
Q4 25
Q3 25
$2.1B
Q2 25
Q1 25
Q4 24
Q3 24
$2.2B
Q2 24
Q1 24
Stockholders' Equity
ESNT
ESNT
SMG
SMG
Q4 25
$5.8B
$-500.6M
Q3 25
$5.7B
$-357.5M
Q2 25
$5.7B
$-170.9M
Q1 25
$5.7B
$-290.1M
Q4 24
$5.6B
$-479.5M
Q3 24
$5.6B
$-390.6M
Q2 24
$5.4B
$-146.2M
Q1 24
$5.2B
$-250.9M
Total Assets
ESNT
ESNT
SMG
SMG
Q4 25
$7.4B
$3.0B
Q3 25
$7.4B
$2.7B
Q2 25
$7.2B
$3.1B
Q1 25
$7.2B
$3.5B
Q4 24
$7.1B
$3.2B
Q3 24
$7.1B
$2.9B
Q2 24
$6.7B
$3.5B
Q1 24
$6.6B
$3.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ESNT
ESNT
SMG
SMG
Operating Cash FlowLast quarter
$856.1M
$-370.4M
Free Cash FlowOCF − Capex
$848.7M
$-390.4M
FCF MarginFCF / Revenue
271.7%
-110.2%
Capex IntensityCapex / Revenue
2.4%
5.6%
Cash ConversionOCF / Net Profit
5.52×
TTM Free Cash FlowTrailing 4 quarters
$1.5B
$358.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ESNT
ESNT
SMG
SMG
Q4 25
$856.1M
$-370.4M
Q3 25
$215.9M
$174.1M
Q2 25
$189.5M
$454.4M
Q1 25
$221.6M
$188.1M
Q4 24
$861.5M
$-445.3M
Q3 24
$229.2M
$118.5M
Q2 24
$188.7M
$588.0M
Q1 24
$216.9M
$304.2M
Free Cash Flow
ESNT
ESNT
SMG
SMG
Q4 25
$848.7M
$-390.4M
Q3 25
$210.6M
$131.2M
Q2 25
$188.8M
$437.5M
Q1 25
$221.3M
$179.8M
Q4 24
$854.8M
$-474.6M
Q3 24
$228.7M
$101.9M
Q2 24
$187.6M
$574.8M
Q1 24
$212.5M
$287.9M
FCF Margin
ESNT
ESNT
SMG
SMG
Q4 25
271.7%
-110.2%
Q3 25
67.5%
33.9%
Q2 25
59.2%
36.8%
Q1 25
69.7%
12.7%
Q4 24
271.3%
-113.9%
Q3 24
72.2%
24.6%
Q2 24
60.0%
47.8%
Q1 24
71.2%
18.9%
Capex Intensity
ESNT
ESNT
SMG
SMG
Q4 25
2.4%
5.6%
Q3 25
1.7%
11.1%
Q2 25
0.2%
1.4%
Q1 25
0.1%
0.6%
Q4 24
2.1%
7.0%
Q3 24
0.2%
4.0%
Q2 24
0.3%
1.1%
Q1 24
1.5%
1.1%
Cash Conversion
ESNT
ESNT
SMG
SMG
Q4 25
5.52×
Q3 25
1.31×
Q2 25
0.97×
3.05×
Q1 25
1.26×
0.86×
Q4 24
5.13×
Q3 24
1.30×
Q2 24
0.93×
4.45×
Q1 24
1.19×
1.93×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ESNT
ESNT

Mortgage Insurance Segment$192.4M62%
Other$120.0M38%

SMG
SMG

Growing Media And Mulch$111.5M31%
Lawn Care$109.5M31%
Controls$59.8M17%
Other Products Primarily Gardening$23.9M7%
Restated Marketing Agreement$19.4M5%
Growingmedia$12.6M4%
Otherprimarilygardeningandcontrols$10.2M3%
Other$7.5M2%

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