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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and Simpson Manufacturing Co., Inc. (SSD). Click either name above to swap in a different company.
Simpson Manufacturing Co., Inc. is the larger business by last-quarter revenue ($539.3M vs $312.4M, roughly 1.7× Essent Group Ltd.). Essent Group Ltd. runs the higher net margin — 49.6% vs 10.4%, a 39.2% gap on every dollar of revenue. On growth, Simpson Manufacturing Co., Inc. posted the faster year-over-year revenue change (4.2% vs -0.8%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $119.0M). Over the past eight quarters, Essent Group Ltd.'s revenue compounded faster (2.3% CAGR vs 0.8%).
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
Simpson Manufacturing Company is a leading building materials manufacturer in the United States that produces structural connectors, fasteners, anchors, and products for new construction and retrofitting.
ESNT vs SSD — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $312.4M | $539.3M |
| Net Profit | $155.0M | $56.2M |
| Gross Margin | — | 43.4% |
| Operating Margin | 59.1% | 13.9% |
| Net Margin | 49.6% | 10.4% |
| Revenue YoY | -0.8% | 4.2% |
| Net Profit YoY | -7.7% | 1.4% |
| EPS (diluted) | $1.61 | $1.34 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $312.4M | $539.3M | ||
| Q3 25 | $311.8M | $623.5M | ||
| Q2 25 | $319.1M | $631.1M | ||
| Q1 25 | $317.6M | $538.9M | ||
| Q4 24 | $315.0M | $517.4M | ||
| Q3 24 | $316.6M | $587.2M | ||
| Q2 24 | $312.9M | $597.0M | ||
| Q1 24 | $298.4M | $530.6M |
| Q4 25 | $155.0M | $56.2M | ||
| Q3 25 | $164.2M | $107.4M | ||
| Q2 25 | $195.3M | $103.5M | ||
| Q1 25 | $175.4M | $77.9M | ||
| Q4 24 | $167.9M | $55.4M | ||
| Q3 24 | $176.2M | $93.5M | ||
| Q2 24 | $203.6M | $97.8M | ||
| Q1 24 | $181.7M | $75.4M |
| Q4 25 | — | 43.4% | ||
| Q3 25 | — | 46.4% | ||
| Q2 25 | — | 46.7% | ||
| Q1 25 | — | 46.8% | ||
| Q4 24 | — | 44.0% | ||
| Q3 24 | — | 46.8% | ||
| Q2 24 | — | 46.7% | ||
| Q1 24 | — | 46.1% |
| Q4 25 | 59.1% | 13.9% | ||
| Q3 25 | 63.9% | 22.6% | ||
| Q2 25 | 72.4% | 22.2% | ||
| Q1 25 | 65.2% | 19.0% | ||
| Q4 24 | 61.9% | 14.8% | ||
| Q3 24 | 65.6% | 21.3% | ||
| Q2 24 | 76.4% | 22.1% | ||
| Q1 24 | 71.6% | 18.1% |
| Q4 25 | 49.6% | 10.4% | ||
| Q3 25 | 52.7% | 17.2% | ||
| Q2 25 | 61.2% | 16.4% | ||
| Q1 25 | 55.2% | 14.5% | ||
| Q4 24 | 53.3% | 10.7% | ||
| Q3 24 | 55.6% | 15.9% | ||
| Q2 24 | 65.1% | 16.4% | ||
| Q1 24 | 60.9% | 14.2% |
| Q4 25 | $1.61 | $1.34 | ||
| Q3 25 | $1.67 | $2.58 | ||
| Q2 25 | $1.93 | $2.47 | ||
| Q1 25 | $1.69 | $1.85 | ||
| Q4 24 | $1.59 | $1.31 | ||
| Q3 24 | $1.65 | $2.21 | ||
| Q2 24 | $1.91 | $2.31 | ||
| Q1 24 | $1.70 | $1.77 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $384.1M |
| Total DebtLower is stronger | — | $300.0M |
| Stockholders' EquityBook value | $5.8B | $2.0B |
| Total Assets | $7.4B | $3.1B |
| Debt / EquityLower = less leverage | — | 0.15× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $384.1M | ||
| Q3 25 | — | $297.3M | ||
| Q2 25 | — | $190.4M | ||
| Q1 25 | — | $150.3M | ||
| Q4 24 | — | $239.4M | ||
| Q3 24 | — | $339.4M | ||
| Q2 24 | — | $354.9M | ||
| Q1 24 | — | $369.1M |
| Q4 25 | — | $300.0M | ||
| Q3 25 | — | $371.3M | ||
| Q2 25 | — | $376.9M | ||
| Q1 25 | — | $382.5M | ||
| Q4 24 | — | $388.1M | ||
| Q3 24 | — | $393.8M | ||
| Q2 24 | — | $399.4M | ||
| Q1 24 | — | $405.0M |
| Q4 25 | $5.8B | $2.0B | ||
| Q3 25 | $5.7B | $2.0B | ||
| Q2 25 | $5.7B | $1.9B | ||
| Q1 25 | $5.7B | $1.9B | ||
| Q4 24 | $5.6B | $1.8B | ||
| Q3 24 | $5.6B | $1.9B | ||
| Q2 24 | $5.4B | $1.8B | ||
| Q1 24 | $5.2B | $1.7B |
| Q4 25 | $7.4B | $3.1B | ||
| Q3 25 | $7.4B | $3.0B | ||
| Q2 25 | $7.2B | $3.0B | ||
| Q1 25 | $7.2B | $2.8B | ||
| Q4 24 | $7.1B | $2.7B | ||
| Q3 24 | $7.1B | $2.9B | ||
| Q2 24 | $6.7B | $2.8B | ||
| Q1 24 | $6.6B | $2.7B |
| Q4 25 | — | 0.15× | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | 0.20× | ||
| Q1 25 | — | 0.21× | ||
| Q4 24 | — | 0.21× | ||
| Q3 24 | — | 0.21× | ||
| Q2 24 | — | 0.23× | ||
| Q1 24 | — | 0.23× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $856.1M | $155.7M |
| Free Cash FlowOCF − Capex | $848.7M | $119.0M |
| FCF MarginFCF / Revenue | 271.7% | 22.1% |
| Capex IntensityCapex / Revenue | 2.4% | 6.8% |
| Cash ConversionOCF / Net Profit | 5.52× | 2.77× |
| TTM Free Cash FlowTrailing 4 quarters | $1.5B | $297.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $856.1M | $155.7M | ||
| Q3 25 | $215.9M | $170.2M | ||
| Q2 25 | $189.5M | $125.2M | ||
| Q1 25 | $221.6M | $7.6M | ||
| Q4 24 | $861.5M | $115.8M | ||
| Q3 24 | $229.2M | $103.3M | ||
| Q2 24 | $188.7M | $111.1M | ||
| Q1 24 | $216.9M | $7.9M |
| Q4 25 | $848.7M | $119.0M | ||
| Q3 25 | $210.6M | $133.9M | ||
| Q2 25 | $188.8M | $87.3M | ||
| Q1 25 | $221.3M | $-42.6M | ||
| Q4 24 | $854.8M | $60.3M | ||
| Q3 24 | $228.7M | $58.1M | ||
| Q2 24 | $187.6M | $70.9M | ||
| Q1 24 | $212.5M | $-31.5M |
| Q4 25 | 271.7% | 22.1% | ||
| Q3 25 | 67.5% | 21.5% | ||
| Q2 25 | 59.2% | 13.8% | ||
| Q1 25 | 69.7% | -7.9% | ||
| Q4 24 | 271.3% | 11.7% | ||
| Q3 24 | 72.2% | 9.9% | ||
| Q2 24 | 60.0% | 11.9% | ||
| Q1 24 | 71.2% | -5.9% |
| Q4 25 | 2.4% | 6.8% | ||
| Q3 25 | 1.7% | 5.8% | ||
| Q2 25 | 0.2% | 6.0% | ||
| Q1 25 | 0.1% | 9.3% | ||
| Q4 24 | 2.1% | 10.7% | ||
| Q3 24 | 0.2% | 7.7% | ||
| Q2 24 | 0.3% | 6.7% | ||
| Q1 24 | 1.5% | 7.4% |
| Q4 25 | 5.52× | 2.77× | ||
| Q3 25 | 1.31× | 1.58× | ||
| Q2 25 | 0.97× | 1.21× | ||
| Q1 25 | 1.26× | 0.10× | ||
| Q4 24 | 5.13× | 2.09× | ||
| Q3 24 | 1.30× | 1.10× | ||
| Q2 24 | 0.93× | 1.14× | ||
| Q1 24 | 1.19× | 0.11× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
SSD
| Wood Construction | $352.0M | 65% |
| Other | $122.4M | 23% |
| Concrete Construction | $64.6M | 12% |
| Other Products | $318.0K | 0% |
