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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and Tecnoglass Inc. (TGLS). Click either name above to swap in a different company.
Essent Group Ltd. is the larger business by last-quarter revenue ($312.4M vs $245.3M, roughly 1.3× Tecnoglass Inc.). Essent Group Ltd. runs the higher net margin — 49.6% vs 10.6%, a 39.0% gap on every dollar of revenue. On growth, Tecnoglass Inc. posted the faster year-over-year revenue change (2.4% vs -0.8%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $11.4M). Over the past eight quarters, Tecnoglass Inc.'s revenue compounded faster (12.8% CAGR vs 2.3%).
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
Tecnoglass Inc. is a leading manufacturer of high-performance architectural glass, aluminum windows, doors, and associated building components. It primarily caters to residential and commercial construction sectors across North America and Latin America, offering custom, energy-efficient solutions for new construction and renovation projects.
ESNT vs TGLS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $312.4M | $245.3M |
| Net Profit | $155.0M | $26.1M |
| Gross Margin | — | 40.0% |
| Operating Margin | 59.1% | 18.3% |
| Net Margin | 49.6% | 10.6% |
| Revenue YoY | -0.8% | 2.4% |
| Net Profit YoY | -7.7% | -44.5% |
| EPS (diluted) | $1.61 | $0.57 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $312.4M | $245.3M | ||
| Q3 25 | $311.8M | $260.5M | ||
| Q2 25 | $319.1M | $255.5M | ||
| Q1 25 | $317.6M | $222.3M | ||
| Q4 24 | $315.0M | $239.6M | ||
| Q3 24 | $316.6M | $238.3M | ||
| Q2 24 | $312.9M | $219.7M | ||
| Q1 24 | $298.4M | $192.6M |
| Q4 25 | $155.0M | $26.1M | ||
| Q3 25 | $164.2M | $47.2M | ||
| Q2 25 | $195.3M | $44.1M | ||
| Q1 25 | $175.4M | $42.2M | ||
| Q4 24 | $167.9M | $47.0M | ||
| Q3 24 | $176.2M | $49.5M | ||
| Q2 24 | $203.6M | $35.0M | ||
| Q1 24 | $181.7M | $29.7M |
| Q4 25 | — | 40.0% | ||
| Q3 25 | — | 42.7% | ||
| Q2 25 | — | 44.7% | ||
| Q1 25 | — | 43.9% | ||
| Q4 24 | — | 44.5% | ||
| Q3 24 | — | 45.8% | ||
| Q2 24 | — | 40.8% | ||
| Q1 24 | — | 38.8% |
| Q4 25 | 59.1% | 18.3% | ||
| Q3 25 | 63.9% | 25.1% | ||
| Q2 25 | 72.4% | 24.0% | ||
| Q1 25 | 65.2% | 26.7% | ||
| Q4 24 | 61.9% | 28.0% | ||
| Q3 24 | 65.6% | 28.4% | ||
| Q2 24 | 76.4% | 23.3% | ||
| Q1 24 | 71.6% | 21.3% |
| Q4 25 | 49.6% | 10.6% | ||
| Q3 25 | 52.7% | 18.1% | ||
| Q2 25 | 61.2% | 17.3% | ||
| Q1 25 | 55.2% | 19.0% | ||
| Q4 24 | 53.3% | 19.6% | ||
| Q3 24 | 55.6% | 20.8% | ||
| Q2 24 | 65.1% | 15.9% | ||
| Q1 24 | 60.9% | 15.4% |
| Q4 25 | $1.61 | $0.57 | ||
| Q3 25 | $1.67 | $1.01 | ||
| Q2 25 | $1.93 | $0.94 | ||
| Q1 25 | $1.69 | $0.90 | ||
| Q4 24 | $1.59 | $1.00 | ||
| Q3 24 | $1.65 | $1.05 | ||
| Q2 24 | $1.91 | $0.75 | ||
| Q1 24 | $1.70 | $0.63 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $104.1M |
| Total DebtLower is stronger | — | $174.4M |
| Stockholders' EquityBook value | $5.8B | $713.1M |
| Total Assets | $7.4B | $1.3B |
| Debt / EquityLower = less leverage | — | 0.24× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $104.1M | ||
| Q3 25 | — | $127.1M | ||
| Q2 25 | — | $140.9M | ||
| Q1 25 | — | $160.2M | ||
| Q4 24 | — | $137.5M | ||
| Q3 24 | — | $124.8M | ||
| Q2 24 | — | $129.5M | ||
| Q1 24 | — | $138.8M |
| Q4 25 | — | $174.4M | ||
| Q3 25 | — | $114.7M | ||
| Q2 25 | — | $110.6M | ||
| Q1 25 | — | $110.6M | ||
| Q4 24 | — | $111.1M | ||
| Q3 24 | — | $126.8M | ||
| Q2 24 | — | $144.7M | ||
| Q1 24 | — | $160.9M |
| Q4 25 | $5.8B | $713.1M | ||
| Q3 25 | $5.7B | $764.0M | ||
| Q2 25 | $5.7B | $736.0M | ||
| Q1 25 | $5.7B | $685.1M | ||
| Q4 24 | $5.6B | $631.2M | ||
| Q3 24 | $5.6B | $613.3M | ||
| Q2 24 | $5.4B | $574.8M | ||
| Q1 24 | $5.2B | $573.6M |
| Q4 25 | $7.4B | $1.3B | ||
| Q3 25 | $7.4B | $1.2B | ||
| Q2 25 | $7.2B | $1.2B | ||
| Q1 25 | $7.2B | $1.1B | ||
| Q4 24 | $7.1B | $1.0B | ||
| Q3 24 | $7.1B | $996.3M | ||
| Q2 24 | $6.7B | $942.5M | ||
| Q1 24 | $6.6B | $981.6M |
| Q4 25 | — | 0.24× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.15× | ||
| Q1 25 | — | 0.16× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.21× | ||
| Q2 24 | — | 0.25× | ||
| Q1 24 | — | 0.28× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $856.1M | $31.0M |
| Free Cash FlowOCF − Capex | $848.7M | $11.4M |
| FCF MarginFCF / Revenue | 271.7% | 4.7% |
| Capex IntensityCapex / Revenue | 2.4% | 8.0% |
| Cash ConversionOCF / Net Profit | 5.52× | 1.19× |
| TTM Free Cash FlowTrailing 4 quarters | $1.5B | $34.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $856.1M | $31.0M | ||
| Q3 25 | $215.9M | $40.0M | ||
| Q2 25 | $189.5M | $17.9M | ||
| Q1 25 | $221.6M | $46.9M | ||
| Q4 24 | $861.5M | $61.1M | ||
| Q3 24 | $229.2M | $41.5M | ||
| Q2 24 | $188.7M | $34.5M | ||
| Q1 24 | $216.9M | $33.4M |
| Q4 25 | $848.7M | $11.4M | ||
| Q3 25 | $210.6M | $21.2M | ||
| Q2 25 | $188.8M | $-14.7M | ||
| Q1 25 | $221.3M | $16.5M | ||
| Q4 24 | $854.8M | $35.4M | ||
| Q3 24 | $228.7M | $17.8M | ||
| Q2 24 | $187.6M | $14.2M | ||
| Q1 24 | $212.5M | $23.6M |
| Q4 25 | 271.7% | 4.7% | ||
| Q3 25 | 67.5% | 8.2% | ||
| Q2 25 | 59.2% | -5.7% | ||
| Q1 25 | 69.7% | 7.4% | ||
| Q4 24 | 271.3% | 14.8% | ||
| Q3 24 | 72.2% | 7.5% | ||
| Q2 24 | 60.0% | 6.5% | ||
| Q1 24 | 71.2% | 12.2% |
| Q4 25 | 2.4% | 8.0% | ||
| Q3 25 | 1.7% | 7.2% | ||
| Q2 25 | 0.2% | 12.7% | ||
| Q1 25 | 0.1% | 13.7% | ||
| Q4 24 | 2.1% | 10.7% | ||
| Q3 24 | 0.2% | 9.9% | ||
| Q2 24 | 0.3% | 9.2% | ||
| Q1 24 | 1.5% | 5.1% |
| Q4 25 | 5.52× | 1.19× | ||
| Q3 25 | 1.31× | 0.85× | ||
| Q2 25 | 0.97× | 0.41× | ||
| Q1 25 | 1.26× | 1.11× | ||
| Q4 24 | 5.13× | 1.30× | ||
| Q3 24 | 1.30× | 0.84× | ||
| Q2 24 | 0.93× | 0.98× | ||
| Q1 24 | 1.19× | 1.13× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
TGLS
| Product Sales | $164.2M | 67% |
| Fixed Price Contracts | $81.1M | 33% |
| Related Party | $692.0K | 0% |
