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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and XPLR Infrastructure, LP (XIFR). Click either name above to swap in a different company.
Essent Group Ltd. is the larger business by last-quarter revenue ($312.4M vs $249.0M, roughly 1.3× XPLR Infrastructure, LP). Essent Group Ltd. runs the higher net margin — 49.6% vs 11.2%, a 38.4% gap on every dollar of revenue. On growth, Essent Group Ltd. posted the faster year-over-year revenue change (-0.8% vs -15.3%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $-88.0M). Over the past eight quarters, Essent Group Ltd.'s revenue compounded faster (2.3% CAGR vs -1.6%).
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
XPLR Infrastructure is a publicly traded subsidiary of NextEra Energy, is a Juno Beach, Florida-based renewable energy company.
ESNT vs XIFR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $312.4M | $249.0M |
| Net Profit | $155.0M | $28.0M |
| Gross Margin | — | — |
| Operating Margin | 59.1% | -19.3% |
| Net Margin | 49.6% | 11.2% |
| Revenue YoY | -0.8% | -15.3% |
| Net Profit YoY | -7.7% | 124.3% |
| EPS (diluted) | $1.61 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $312.4M | $249.0M | ||
| Q3 25 | $311.8M | $315.0M | ||
| Q2 25 | $319.1M | $342.0M | ||
| Q1 25 | $317.6M | $282.0M | ||
| Q4 24 | $315.0M | $294.0M | ||
| Q3 24 | $316.6M | $319.0M | ||
| Q2 24 | $312.9M | $360.0M | ||
| Q1 24 | $298.4M | $257.0M |
| Q4 25 | $155.0M | $28.0M | ||
| Q3 25 | $164.2M | $-37.0M | ||
| Q2 25 | $195.3M | $79.0M | ||
| Q1 25 | $175.4M | $-98.0M | ||
| Q4 24 | $167.9M | $-115.0M | ||
| Q3 24 | $176.2M | $-40.0M | ||
| Q2 24 | $203.6M | $62.0M | ||
| Q1 24 | $181.7M | $70.0M |
| Q4 25 | 59.1% | -19.3% | ||
| Q3 25 | 63.9% | 1.6% | ||
| Q2 25 | 72.4% | 26.3% | ||
| Q1 25 | 65.2% | -82.6% | ||
| Q4 24 | 61.9% | -188.1% | ||
| Q3 24 | 65.6% | 15.4% | ||
| Q2 24 | 76.4% | 18.3% | ||
| Q1 24 | 71.6% | -8.2% |
| Q4 25 | 49.6% | 11.2% | ||
| Q3 25 | 52.7% | -11.7% | ||
| Q2 25 | 61.2% | 23.1% | ||
| Q1 25 | 55.2% | -34.8% | ||
| Q4 24 | 53.3% | -39.1% | ||
| Q3 24 | 55.6% | -12.5% | ||
| Q2 24 | 65.1% | 17.2% | ||
| Q1 24 | 60.9% | 27.2% |
| Q4 25 | $1.61 | — | ||
| Q3 25 | $1.67 | $-0.40 | ||
| Q2 25 | $1.93 | $0.84 | ||
| Q1 25 | $1.69 | $-1.05 | ||
| Q4 24 | $1.59 | — | ||
| Q3 24 | $1.65 | $-0.43 | ||
| Q2 24 | $1.91 | $0.66 | ||
| Q1 24 | $1.70 | $0.75 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $960.0M |
| Total DebtLower is stronger | — | $6.2B |
| Stockholders' EquityBook value | $5.8B | $10.9B |
| Total Assets | $7.4B | $19.6B |
| Debt / EquityLower = less leverage | — | 0.57× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $960.0M | ||
| Q3 25 | — | $711.0M | ||
| Q2 25 | — | $880.0M | ||
| Q1 25 | — | $1.5B | ||
| Q4 24 | — | $283.0M | ||
| Q3 24 | — | $290.0M | ||
| Q2 24 | — | $281.0M | ||
| Q1 24 | — | $245.0M |
| Q4 25 | — | $6.2B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $5.3B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $5.8B | $10.9B | ||
| Q3 25 | $5.7B | $11.0B | ||
| Q2 25 | $5.7B | $11.3B | ||
| Q1 25 | $5.7B | $12.6B | ||
| Q4 24 | $5.6B | $12.9B | ||
| Q3 24 | $5.6B | $13.6B | ||
| Q2 24 | $5.4B | $13.9B | ||
| Q1 24 | $5.2B | $14.0B |
| Q4 25 | $7.4B | $19.6B | ||
| Q3 25 | $7.4B | $19.1B | ||
| Q2 25 | $7.2B | $20.5B | ||
| Q1 25 | $7.2B | $21.4B | ||
| Q4 24 | $7.1B | $20.3B | ||
| Q3 24 | $7.1B | $20.9B | ||
| Q2 24 | $6.7B | $21.7B | ||
| Q1 24 | $6.6B | $22.3B |
| Q4 25 | — | 0.57× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.41× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $856.1M | $186.0M |
| Free Cash FlowOCF − Capex | $848.7M | $-88.0M |
| FCF MarginFCF / Revenue | 271.7% | -35.3% |
| Capex IntensityCapex / Revenue | 2.4% | 110.0% |
| Cash ConversionOCF / Net Profit | 5.52× | 6.64× |
| TTM Free Cash FlowTrailing 4 quarters | $1.5B | $-219.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $856.1M | $186.0M | ||
| Q3 25 | $215.9M | $231.0M | ||
| Q2 25 | $189.5M | $232.0M | ||
| Q1 25 | $221.6M | $90.0M | ||
| Q4 24 | $861.5M | $283.0M | ||
| Q3 24 | $229.2M | $208.0M | ||
| Q2 24 | $188.7M | $231.0M | ||
| Q1 24 | $216.9M | $78.0M |
| Q4 25 | $848.7M | $-88.0M | ||
| Q3 25 | $210.6M | $-283.0M | ||
| Q2 25 | $188.8M | $151.0M | ||
| Q1 25 | $221.3M | $1.0M | ||
| Q4 24 | $854.8M | $231.0M | ||
| Q3 24 | $228.7M | $152.0M | ||
| Q2 24 | $187.6M | $162.0M | ||
| Q1 24 | $212.5M | $14.0M |
| Q4 25 | 271.7% | -35.3% | ||
| Q3 25 | 67.5% | -89.8% | ||
| Q2 25 | 59.2% | 44.2% | ||
| Q1 25 | 69.7% | 0.4% | ||
| Q4 24 | 271.3% | 78.6% | ||
| Q3 24 | 72.2% | 47.6% | ||
| Q2 24 | 60.0% | 45.0% | ||
| Q1 24 | 71.2% | 5.4% |
| Q4 25 | 2.4% | 110.0% | ||
| Q3 25 | 1.7% | 163.2% | ||
| Q2 25 | 0.2% | 23.7% | ||
| Q1 25 | 0.1% | 31.6% | ||
| Q4 24 | 2.1% | 17.7% | ||
| Q3 24 | 0.2% | 17.6% | ||
| Q2 24 | 0.3% | 19.2% | ||
| Q1 24 | 1.5% | 24.9% |
| Q4 25 | 5.52× | 6.64× | ||
| Q3 25 | 1.31× | — | ||
| Q2 25 | 0.97× | 2.94× | ||
| Q1 25 | 1.26× | — | ||
| Q4 24 | 5.13× | — | ||
| Q3 24 | 1.30× | — | ||
| Q2 24 | 0.93× | 3.73× | ||
| Q1 24 | 1.19× | 1.11× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
XIFR
| Renewable Energy Sales | $238.0M | 96% |
| Related Party | $8.0M | 3% |
