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Side-by-side financial comparison of ESPEY MFG & ELECTRONICS CORP (ESP) and Open Lending Corp (LPRO). Click either name above to swap in a different company.

Open Lending Corp is the larger business by last-quarter revenue ($19.3M vs $12.1M, roughly 1.6× ESPEY MFG & ELECTRONICS CORP). On growth, Open Lending Corp posted the faster year-over-year revenue change (134.0% vs -10.8%). Open Lending Corp produced more free cash flow last quarter ($-3.3M vs $-4.1M). Over the past eight quarters, ESPEY MFG & ELECTRONICS CORP's revenue compounded faster (21.3% CAGR vs -20.7%).

ESPEY MFG & ELECTRONICS CORP is a US-based manufacturer specializing in high-reliability power supplies, power conversion systems and specialized electronic components. It serves aerospace, defense, industrial and transportation sectors, delivering custom solutions for harsh environments to OEMs and government contractors across North America and select global markets.

Open Library is an online project intended to create "one web page for every book ever published". Created by Aaron Swartz, Brewster Kahle, Alexis Rossi, Anand Chitipothu, and Rebecca Hargrave Malamud, Open Library is a project of the Internet Archive, a nonprofit organization. It has been funded in part by grants from the California State Library and the Kahle/Austin Foundation. Open Library provides online digital copies in multiple formats, created from images of many public domain, out-of...

ESP vs LPRO — Head-to-Head

Bigger by revenue
LPRO
LPRO
1.6× larger
LPRO
$19.3M
$12.1M
ESP
Growing faster (revenue YoY)
LPRO
LPRO
+144.8% gap
LPRO
134.0%
-10.8%
ESP
More free cash flow
LPRO
LPRO
$883.1K more FCF
LPRO
$-3.3M
$-4.1M
ESP
Faster 2-yr revenue CAGR
ESP
ESP
Annualised
ESP
21.3%
-20.7%
LPRO

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
ESP
ESP
LPRO
LPRO
Revenue
$12.1M
$19.3M
Net Profit
$2.8M
Gross Margin
34.7%
76.0%
Operating Margin
25.3%
3.9%
Net Margin
23.1%
Revenue YoY
-10.8%
134.0%
Net Profit YoY
47.0%
EPS (diluted)
$0.99
$-0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ESP
ESP
LPRO
LPRO
Q4 25
$12.1M
$19.3M
Q3 25
$9.1M
$24.2M
Q2 25
$9.6M
$25.3M
Q1 25
$10.3M
$24.4M
Q4 24
$13.6M
$-56.9M
Q3 24
$10.4M
$23.5M
Q2 24
$11.6M
$26.7M
Q1 24
$8.3M
$30.7M
Net Profit
ESP
ESP
LPRO
LPRO
Q4 25
$2.8M
Q3 25
$2.2M
$-7.6M
Q2 25
$2.9M
$1.0M
Q1 25
$1.7M
$617.0K
Q4 24
$1.9M
Q3 24
$1.6M
$1.4M
Q2 24
$1.9M
$2.9M
Q1 24
$1.0M
$5.1M
Gross Margin
ESP
ESP
LPRO
LPRO
Q4 25
34.7%
76.0%
Q3 25
35.4%
78.0%
Q2 25
39.3%
78.2%
Q1 25
28.6%
75.1%
Q4 24
23.2%
111.0%
Q3 24
26.8%
73.9%
Q2 24
27.6%
78.6%
Q1 24
25.0%
81.3%
Operating Margin
ESP
ESP
LPRO
LPRO
Q4 25
25.3%
3.9%
Q3 25
22.7%
-31.9%
Q2 25
27.4%
4.6%
Q1 25
17.0%
3.1%
Q4 24
14.9%
138.0%
Q3 24
16.5%
7.9%
Q2 24
18.4%
14.9%
Q1 24
13.2%
23.8%
Net Margin
ESP
ESP
LPRO
LPRO
Q4 25
23.1%
Q3 25
23.9%
-31.3%
Q2 25
30.6%
4.1%
Q1 25
16.5%
2.5%
Q4 24
14.0%
Q3 24
15.3%
6.1%
Q2 24
16.3%
10.9%
Q1 24
12.5%
16.5%
EPS (diluted)
ESP
ESP
LPRO
LPRO
Q4 25
$0.99
$-0.00
Q3 25
$0.76
$-0.06
Q2 25
$1.07
$0.01
Q1 25
$0.63
$0.01
Q4 24
$0.71
$-1.20
Q3 24
$0.61
$0.01
Q2 24
$0.73
$0.02
Q1 24
$0.40
$0.04

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ESP
ESP
LPRO
LPRO
Cash + ST InvestmentsLiquidity on hand
$17.8M
$176.6M
Total DebtLower is stronger
$84.8M
Stockholders' EquityBook value
$53.2M
$75.0M
Total Assets
$85.2M
$236.7M
Debt / EquityLower = less leverage
1.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ESP
ESP
LPRO
LPRO
Q4 25
$17.8M
$176.6M
Q3 25
$22.2M
$222.1M
Q2 25
$18.9M
$230.7M
Q1 25
$13.9M
$236.2M
Q4 24
$8.0M
$243.2M
Q3 24
$4.8M
$250.2M
Q2 24
$4.4M
$248.0M
Q1 24
$5.6M
$247.0M
Total Debt
ESP
ESP
LPRO
LPRO
Q4 25
$84.8M
Q3 25
$134.4M
Q2 25
$136.1M
Q1 25
$137.9M
Q4 24
$139.7M
Q3 24
$141.5M
Q2 24
$143.3M
Q1 24
$143.2M
Stockholders' Equity
ESP
ESP
LPRO
LPRO
Q4 25
$53.2M
$75.0M
Q3 25
$51.0M
$72.8M
Q2 25
$50.8M
$78.9M
Q1 25
$46.3M
$79.8M
Q4 24
$44.8M
$78.1M
Q3 24
$42.5M
$220.5M
Q2 24
$41.3M
$216.8M
Q1 24
$39.3M
$211.5M
Total Assets
ESP
ESP
LPRO
LPRO
Q4 25
$85.2M
$236.7M
Q3 25
$84.8M
$287.7M
Q2 25
$79.1M
$296.7M
Q1 25
$72.8M
$304.2M
Q4 24
$60.2M
$296.4M
Q3 24
$57.6M
$395.7M
Q2 24
$56.5M
$382.8M
Q1 24
$53.1M
$380.6M
Debt / Equity
ESP
ESP
LPRO
LPRO
Q4 25
1.13×
Q3 25
1.84×
Q2 25
1.72×
Q1 25
1.73×
Q4 24
1.79×
Q3 24
0.64×
Q2 24
0.66×
Q1 24
0.68×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ESP
ESP
LPRO
LPRO
Operating Cash FlowLast quarter
$-2.8M
$-3.2M
Free Cash FlowOCF − Capex
$-4.1M
$-3.3M
FCF MarginFCF / Revenue
-34.1%
-16.8%
Capex IntensityCapex / Revenue
10.9%
0.3%
Cash ConversionOCF / Net Profit
-1.00×
TTM Free Cash FlowTrailing 4 quarters
$11.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ESP
ESP
LPRO
LPRO
Q4 25
$-2.8M
$-3.2M
Q3 25
$5.7M
$-5.7M
Q2 25
$2.8M
$848.0K
Q1 25
$11.5M
$-3.8M
Q4 24
$5.4M
$17.6M
Q3 24
$1.4M
$11.4M
Q2 24
$3.2M
$-1.4M
Q1 24
$1.4M
$11.0M
Free Cash Flow
ESP
ESP
LPRO
LPRO
Q4 25
$-4.1M
$-3.3M
Q3 25
$4.4M
Q2 25
$915.3K
$837.0K
Q1 25
$10.5M
$-3.9M
Q4 24
$4.5M
$17.4M
Q3 24
$724.8K
$11.3M
Q2 24
$2.6M
$-1.5M
Q1 24
$379.1K
FCF Margin
ESP
ESP
LPRO
LPRO
Q4 25
-34.1%
-16.8%
Q3 25
48.7%
Q2 25
9.5%
3.3%
Q1 25
101.8%
-15.9%
Q4 24
33.0%
-30.6%
Q3 24
6.9%
48.0%
Q2 24
22.2%
-5.5%
Q1 24
4.6%
Capex Intensity
ESP
ESP
LPRO
LPRO
Q4 25
10.9%
0.3%
Q3 25
14.2%
0.0%
Q2 25
19.3%
0.0%
Q1 25
9.3%
0.2%
Q4 24
6.5%
-0.3%
Q3 24
6.4%
0.5%
Q2 24
5.7%
0.2%
Q1 24
12.5%
0.0%
Cash Conversion
ESP
ESP
LPRO
LPRO
Q4 25
-1.00×
Q3 25
2.64×
Q2 25
0.95×
0.82×
Q1 25
6.72×
-6.22×
Q4 24
2.82×
Q3 24
0.87×
7.92×
Q2 24
1.71×
-0.48×
Q1 24
1.37×
2.16×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ESP
ESP

ASC606$11.3M93%
Other$855.0K7%

LPRO
LPRO

Segment breakdown not available.

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