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Side-by-side financial comparison of Essex Property Trust (ESS) and RADIAN GROUP INC (RDN). Click either name above to swap in a different company.
Essex Property Trust is the larger business by last-quarter revenue ($479.6M vs $300.5M, roughly 1.6× RADIAN GROUP INC). RADIAN GROUP INC runs the higher net margin — 51.5% vs 17.9%, a 33.6% gap on every dollar of revenue. On growth, Essex Property Trust posted the faster year-over-year revenue change (5.5% vs 2.7%). Over the past eight quarters, Essex Property Trust's revenue compounded faster (6.0% CAGR vs -0.2%).
Essex Property Trust is a publicly traded real estate investment trust that invests in apartments in California and in the Seattle metropolitan area.
Radian Group Inc. is a mortgage insurance company with a suite of mortgage, risk, real estate, and title services.
ESS vs RDN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $479.6M | $300.5M |
| Net Profit | $85.7M | $154.8M |
| Gross Margin | 70.0% | — |
| Operating Margin | 31.7% | 76.2% |
| Net Margin | 17.9% | 51.5% |
| Revenue YoY | 5.5% | 2.7% |
| Net Profit YoY | -71.6% | 4.4% |
| EPS (diluted) | $1.24 | $1.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $479.6M | $300.5M | ||
| Q3 25 | $473.3M | $303.2M | ||
| Q2 25 | $469.8M | $298.6M | ||
| Q1 25 | $464.6M | $294.8M | ||
| Q4 24 | $454.5M | $292.7M | ||
| Q3 24 | $450.7M | $313.4M | ||
| Q2 24 | $442.4M | $298.6M | ||
| Q1 24 | $426.9M | $301.7M |
| Q4 25 | $85.7M | $154.8M | ||
| Q3 25 | $172.7M | $141.4M | ||
| Q2 25 | $231.5M | $141.8M | ||
| Q1 25 | $212.8M | $144.6M | ||
| Q4 24 | $301.7M | $148.3M | ||
| Q3 24 | $125.5M | $151.9M | ||
| Q2 24 | $99.0M | $151.9M | ||
| Q1 24 | $285.1M | $152.4M |
| Q4 25 | 70.0% | — | ||
| Q3 25 | 69.2% | — | ||
| Q2 25 | 70.7% | 97.2% | ||
| Q1 25 | 69.6% | 97.0% | ||
| Q4 24 | 70.0% | 96.6% | ||
| Q3 24 | 69.5% | 97.0% | ||
| Q2 24 | 70.8% | 96.8% | ||
| Q1 24 | 69.7% | 96.9% |
| Q4 25 | 31.7% | 76.2% | ||
| Q3 25 | 44.5% | 65.5% | ||
| Q2 25 | 59.5% | 58.6% | ||
| Q1 25 | 55.3% | 63.9% | ||
| Q4 24 | 67.0% | 83.6% | ||
| Q3 24 | 28.6% | 68.4% | ||
| Q2 24 | 31.1% | 63.0% | ||
| Q1 24 | 31.0% | 65.8% |
| Q4 25 | 17.9% | 51.5% | ||
| Q3 25 | 36.5% | 46.7% | ||
| Q2 25 | 49.3% | 47.5% | ||
| Q1 25 | 45.8% | 49.0% | ||
| Q4 24 | 66.4% | 50.7% | ||
| Q3 24 | 27.8% | 48.5% | ||
| Q2 24 | 22.4% | 50.9% | ||
| Q1 24 | 66.8% | 50.5% |
| Q4 25 | $1.24 | $1.11 | ||
| Q3 25 | $2.56 | $1.03 | ||
| Q2 25 | $3.44 | $1.02 | ||
| Q1 25 | $3.16 | $0.98 | ||
| Q4 24 | $4.00 | $0.97 | ||
| Q3 24 | $1.84 | $0.99 | ||
| Q2 24 | $1.45 | $0.98 | ||
| Q1 24 | $4.25 | $0.98 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $76.2M | $24.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $5.5B | $4.8B |
| Total Assets | $13.2B | $8.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $76.2M | $24.8M | ||
| Q3 25 | $66.0M | $15.3M | ||
| Q2 25 | $58.7M | $22.1M | ||
| Q1 25 | $98.7M | $24.2M | ||
| Q4 24 | $66.8M | $19.2M | ||
| Q3 24 | $71.3M | $28.1M | ||
| Q2 24 | $55.2M | $13.8M | ||
| Q1 24 | $499.0M | $27.0M |
| Q4 25 | — | — | ||
| Q3 25 | $6.4B | — | ||
| Q2 25 | $6.4B | — | ||
| Q1 25 | $6.8B | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $6.4B | — | ||
| Q2 24 | $6.2B | — | ||
| Q1 24 | $6.6B | — |
| Q4 25 | $5.5B | $4.8B | ||
| Q3 25 | $5.6B | $4.7B | ||
| Q2 25 | $5.6B | $4.5B | ||
| Q1 25 | $5.6B | $4.6B | ||
| Q4 24 | $5.5B | $4.6B | ||
| Q3 24 | $5.4B | $4.7B | ||
| Q2 24 | $5.5B | $4.5B | ||
| Q1 24 | $5.5B | $4.4B |
| Q4 25 | $13.2B | $8.1B | ||
| Q3 25 | $13.2B | $8.2B | ||
| Q2 25 | $13.2B | $9.6B | ||
| Q1 25 | $13.2B | $8.8B | ||
| Q4 24 | $12.9B | $8.7B | ||
| Q3 24 | $12.6B | $8.4B | ||
| Q2 24 | $12.5B | $8.1B | ||
| Q1 24 | $12.9B | $7.8B |
| Q4 25 | — | — | ||
| Q3 25 | 1.15× | — | ||
| Q2 25 | 1.14× | — | ||
| Q1 25 | 1.22× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.18× | — | ||
| Q2 24 | 1.13× | — | ||
| Q1 24 | 1.19× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $1.1B | $119.9M |
| Free Cash FlowOCF − Capex | — | $115.7M |
| FCF MarginFCF / Revenue | — | 38.5% |
| Capex IntensityCapex / Revenue | — | 1.4% |
| Cash ConversionOCF / Net Profit | 12.53× | 0.77× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-174.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.1B | $119.9M | ||
| Q3 25 | $342.6M | $358.4M | ||
| Q2 25 | $216.1M | $-713.3M | ||
| Q1 25 | $281.5M | $67.8M | ||
| Q4 24 | $1.1B | $-663.6M | ||
| Q3 24 | $316.2M | $-237.9M | ||
| Q2 24 | $218.9M | $-207.3M | ||
| Q1 24 | $314.9M | $51.0M |
| Q4 25 | — | $115.7M | ||
| Q3 25 | — | $357.6M | ||
| Q2 25 | — | $-714.6M | ||
| Q1 25 | — | $66.6M | ||
| Q4 24 | — | $-665.1M | ||
| Q3 24 | — | $-239.2M | ||
| Q2 24 | — | $-208.3M | ||
| Q1 24 | — | $49.5M |
| Q4 25 | — | 38.5% | ||
| Q3 25 | — | 117.9% | ||
| Q2 25 | — | -239.4% | ||
| Q1 25 | — | 22.6% | ||
| Q4 24 | — | -227.3% | ||
| Q3 24 | — | -76.3% | ||
| Q2 24 | — | -69.8% | ||
| Q1 24 | — | 16.4% |
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | — | 0.4% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 0.5% |
| Q4 25 | 12.53× | 0.77× | ||
| Q3 25 | 1.98× | 2.53× | ||
| Q2 25 | 0.93× | -5.03× | ||
| Q1 25 | 1.32× | 0.47× | ||
| Q4 24 | 3.54× | -4.47× | ||
| Q3 24 | 2.52× | -1.57× | ||
| Q2 24 | 2.21× | -1.36× | ||
| Q1 24 | 1.10× | 0.34× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
