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Side-by-side financial comparison of enCore Energy Corp. (EU) and NORWOOD FINANCIAL CORP (NWFL). Click either name above to swap in a different company.

NORWOOD FINANCIAL CORP is the larger business by last-quarter revenue ($23.5M vs $12.4M, roughly 1.9× enCore Energy Corp.). NORWOOD FINANCIAL CORP runs the higher net margin — 31.7% vs -173.9%, a 205.7% gap on every dollar of revenue. NORWOOD FINANCIAL CORP produced more free cash flow last quarter ($29.2M vs $7.2M).

Devon Energy Corporation is an American company engaged in hydrocarbon exploration. It is organized in Delaware with operational headquarters in the 50-story Devon Energy Center in Oklahoma City, Oklahoma. Its operations are in the Delaware Basin, Eagle Ford Group, and the Rocky Mountains.

First Financial Bancorp is a regional bank headquartered in Cincinnati, Ohio, with its operations centers in the northern Cincinnati suburb of Springdale, and Greensburg, Indiana. Founded in 1863, First Financial has the sixth oldest national bank charter and has 131 locations throughout Ohio, Indiana, Kentucky, and Illinois. First Financial acquired Irwin Financial Corp and its subsidiaries through a government assisted transaction on September 18, 2009.

EU vs NWFL — Head-to-Head

Bigger by revenue
NWFL
NWFL
1.9× larger
NWFL
$23.5M
$12.4M
EU
Higher net margin
NWFL
NWFL
205.7% more per $
NWFL
31.7%
-173.9%
EU
More free cash flow
NWFL
NWFL
$22.1M more FCF
NWFL
$29.2M
$7.2M
EU

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
EU
EU
NWFL
NWFL
Revenue
$12.4M
$23.5M
Net Profit
$-21.5M
$7.4M
Gross Margin
37.9%
Operating Margin
-135.9%
39.9%
Net Margin
-173.9%
31.7%
Revenue YoY
1112.9%
Net Profit YoY
158.8%
EPS (diluted)
$-0.11
$0.82

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EU
EU
NWFL
NWFL
Q4 25
$12.4M
$23.5M
Q3 25
$8.9M
$23.0M
Q2 25
$3.7M
$21.3M
Q1 25
$18.2M
$20.2M
Q4 24
$1.9M
Q3 24
$18.2M
Q2 24
$17.1M
Q1 24
$16.7M
Net Profit
EU
EU
NWFL
NWFL
Q4 25
$-21.5M
$7.4M
Q3 25
$-4.8M
$8.3M
Q2 25
$-6.3M
$6.2M
Q1 25
$-24.2M
$5.8M
Q4 24
$-12.7M
Q3 24
$3.8M
Q2 24
$4.2M
Q1 24
$4.4M
Gross Margin
EU
EU
NWFL
NWFL
Q4 25
37.9%
Q3 25
43.8%
Q2 25
30.8%
Q1 25
-0.1%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
EU
EU
NWFL
NWFL
Q4 25
-135.9%
39.9%
Q3 25
-158.2%
45.9%
Q2 25
-526.1%
36.7%
Q1 25
-85.7%
36.1%
Q4 24
-830.2%
Q3 24
26.6%
Q2 24
31.2%
Q1 24
33.5%
Net Margin
EU
EU
NWFL
NWFL
Q4 25
-173.9%
31.7%
Q3 25
-53.7%
36.3%
Q2 25
-172.7%
29.1%
Q1 25
-132.9%
28.6%
Q4 24
-654.1%
Q3 24
21.1%
Q2 24
24.6%
Q1 24
26.5%
EPS (diluted)
EU
EU
NWFL
NWFL
Q4 25
$-0.11
$0.82
Q3 25
$-0.03
$0.89
Q2 25
$-0.03
$0.67
Q1 25
$-0.13
$0.63
Q4 24
$-1.57
Q3 24
$0.48
Q2 24
$0.52
Q1 24
$0.55

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EU
EU
NWFL
NWFL
Cash + ST InvestmentsLiquidity on hand
$52.4M
Total DebtLower is stronger
$110.0M
Stockholders' EquityBook value
$229.2M
$242.2M
Total Assets
$430.4M
$2.4B
Debt / EquityLower = less leverage
0.48×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EU
EU
NWFL
NWFL
Q4 25
$52.4M
Q3 25
$91.9M
Q2 25
$26.9M
Q1 25
$29.7M
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
EU
EU
NWFL
NWFL
Q4 25
$110.0M
Q3 25
$109.3M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
EU
EU
NWFL
NWFL
Q4 25
$229.2M
$242.2M
Q3 25
$248.6M
$234.9M
Q2 25
$264.7M
$225.4M
Q1 25
$267.9M
$220.7M
Q4 24
$213.5M
Q3 24
$195.7M
Q2 24
$182.2M
Q1 24
$181.2M
Total Assets
EU
EU
NWFL
NWFL
Q4 25
$430.4M
$2.4B
Q3 25
$441.9M
$2.4B
Q2 25
$359.4M
$2.4B
Q1 25
$362.6M
$2.4B
Q4 24
$2.3B
Q3 24
$2.3B
Q2 24
$2.2B
Q1 24
$2.3B
Debt / Equity
EU
EU
NWFL
NWFL
Q4 25
0.48×
Q3 25
0.44×
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EU
EU
NWFL
NWFL
Operating Cash FlowLast quarter
$12.9M
$34.0M
Free Cash FlowOCF − Capex
$7.2M
$29.2M
FCF MarginFCF / Revenue
57.8%
124.7%
Capex IntensityCapex / Revenue
46.7%
20.1%
Cash ConversionOCF / Net Profit
4.56×
TTM Free Cash FlowTrailing 4 quarters
$-45.0M
$50.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EU
EU
NWFL
NWFL
Q4 25
$12.9M
$34.0M
Q3 25
$-20.3M
$9.3M
Q2 25
$-9.9M
$6.8M
Q1 25
$-7.7M
$9.1M
Q4 24
$22.8M
Q3 24
$4.6M
Q2 24
$9.1M
Q1 24
$4.3M
Free Cash Flow
EU
EU
NWFL
NWFL
Q4 25
$7.2M
$29.2M
Q3 25
$-26.3M
$8.3M
Q2 25
$-14.1M
$5.1M
Q1 25
$-11.7M
$8.2M
Q4 24
$19.7M
Q3 24
$4.1M
Q2 24
$8.6M
Q1 24
$3.7M
FCF Margin
EU
EU
NWFL
NWFL
Q4 25
57.8%
124.7%
Q3 25
-296.6%
36.2%
Q2 25
-385.2%
23.8%
Q1 25
-64.1%
40.4%
Q4 24
1017.6%
Q3 24
22.3%
Q2 24
50.0%
Q1 24
22.1%
Capex Intensity
EU
EU
NWFL
NWFL
Q4 25
46.7%
20.1%
Q3 25
68.0%
4.5%
Q2 25
115.1%
7.9%
Q1 25
21.7%
4.6%
Q4 24
161.7%
Q3 24
3.1%
Q2 24
3.1%
Q1 24
3.3%
Cash Conversion
EU
EU
NWFL
NWFL
Q4 25
4.56×
Q3 25
1.12×
Q2 25
1.09×
Q1 25
1.58×
Q4 24
Q3 24
1.21×
Q2 24
2.16×
Q1 24
0.96×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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