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Side-by-side financial comparison of enCore Energy Corp. (EU) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.

UNITED SECURITY BANCSHARES is the larger business by last-quarter revenue ($13.5M vs $12.4M, roughly 1.1× enCore Energy Corp.). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs -173.9%, a 199.1% gap on every dollar of revenue. UNITED SECURITY BANCSHARES produced more free cash flow last quarter ($19.8M vs $7.2M).

Devon Energy Corporation is an American company engaged in hydrocarbon exploration. It is organized in Delaware with operational headquarters in the 50-story Devon Energy Center in Oklahoma City, Oklahoma. Its operations are in the Delaware Basin, Eagle Ford Group, and the Rocky Mountains.

United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.

EU vs UBFO — Head-to-Head

Bigger by revenue
UBFO
UBFO
1.1× larger
UBFO
$13.5M
$12.4M
EU
Higher net margin
UBFO
UBFO
199.1% more per $
UBFO
25.2%
-173.9%
EU
More free cash flow
UBFO
UBFO
$12.6M more FCF
UBFO
$19.8M
$7.2M
EU

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
EU
EU
UBFO
UBFO
Revenue
$12.4M
$13.5M
Net Profit
$-21.5M
$3.4M
Gross Margin
37.9%
Operating Margin
-135.9%
31.5%
Net Margin
-173.9%
25.2%
Revenue YoY
13.6%
Net Profit YoY
36.8%
EPS (diluted)
$-0.11
$0.18

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EU
EU
UBFO
UBFO
Q4 25
$12.4M
$13.5M
Q3 25
$8.9M
$14.0M
Q2 25
$3.7M
$12.6M
Q1 25
$18.2M
$13.7M
Q4 24
$11.9M
Q3 24
$13.8M
Q2 24
$13.0M
Q1 24
$12.8M
Net Profit
EU
EU
UBFO
UBFO
Q4 25
$-21.5M
$3.4M
Q3 25
$-4.8M
$4.0M
Q2 25
$-6.3M
$2.2M
Q1 25
$-24.2M
$2.7M
Q4 24
$2.5M
Q3 24
$3.8M
Q2 24
$4.3M
Q1 24
$4.2M
Gross Margin
EU
EU
UBFO
UBFO
Q4 25
37.9%
Q3 25
43.8%
Q2 25
30.8%
Q1 25
-0.1%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
EU
EU
UBFO
UBFO
Q4 25
-135.9%
31.5%
Q3 25
-158.2%
40.3%
Q2 25
-526.1%
24.0%
Q1 25
-85.7%
27.5%
Q4 24
27.5%
Q3 24
37.1%
Q2 24
46.4%
Q1 24
45.9%
Net Margin
EU
EU
UBFO
UBFO
Q4 25
-173.9%
25.2%
Q3 25
-53.7%
28.7%
Q2 25
-172.7%
17.2%
Q1 25
-132.9%
19.6%
Q4 24
20.9%
Q3 24
27.7%
Q2 24
33.0%
Q1 24
32.6%
EPS (diluted)
EU
EU
UBFO
UBFO
Q4 25
$-0.11
$0.18
Q3 25
$-0.03
$0.23
Q2 25
$-0.03
$0.13
Q1 25
$-0.13
$0.16
Q4 24
$0.14
Q3 24
$0.22
Q2 24
$0.25
Q1 24
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EU
EU
UBFO
UBFO
Cash + ST InvestmentsLiquidity on hand
$52.4M
$264.2M
Total DebtLower is stronger
$110.0M
Stockholders' EquityBook value
$229.2M
$139.7M
Total Assets
$430.4M
$1.2B
Debt / EquityLower = less leverage
0.48×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EU
EU
UBFO
UBFO
Q4 25
$52.4M
$264.2M
Q3 25
$91.9M
$211.1M
Q2 25
$26.9M
$199.5M
Q1 25
$29.7M
$198.4M
Q4 24
$216.9M
Q3 24
$216.8M
Q2 24
$166.3M
Q1 24
$168.6M
Total Debt
EU
EU
UBFO
UBFO
Q4 25
$110.0M
Q3 25
$109.3M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
EU
EU
UBFO
UBFO
Q4 25
$229.2M
$139.7M
Q3 25
$248.6M
$137.4M
Q2 25
$264.7M
$134.3M
Q1 25
$267.9M
$132.9M
Q4 24
$130.4M
Q3 24
$132.9M
Q2 24
$127.3M
Q1 24
$124.2M
Total Assets
EU
EU
UBFO
UBFO
Q4 25
$430.4M
$1.2B
Q3 25
$441.9M
$1.2B
Q2 25
$359.4M
$1.2B
Q1 25
$362.6M
$1.2B
Q4 24
$1.2B
Q3 24
$1.3B
Q2 24
$1.2B
Q1 24
$1.2B
Debt / Equity
EU
EU
UBFO
UBFO
Q4 25
0.48×
Q3 25
0.44×
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EU
EU
UBFO
UBFO
Operating Cash FlowLast quarter
$12.9M
$22.1M
Free Cash FlowOCF − Capex
$7.2M
$19.8M
FCF MarginFCF / Revenue
57.8%
146.0%
Capex IntensityCapex / Revenue
46.7%
16.8%
Cash ConversionOCF / Net Profit
6.46×
TTM Free Cash FlowTrailing 4 quarters
$-45.0M
$36.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EU
EU
UBFO
UBFO
Q4 25
$12.9M
$22.1M
Q3 25
$-20.3M
$7.0M
Q2 25
$-9.9M
$8.7M
Q1 25
$-7.7M
$3.0M
Q4 24
$19.6M
Q3 24
$5.4M
Q2 24
$2.3M
Q1 24
$7.4M
Free Cash Flow
EU
EU
UBFO
UBFO
Q4 25
$7.2M
$19.8M
Q3 25
$-26.3M
$6.1M
Q2 25
$-14.1M
$8.1M
Q1 25
$-11.7M
$2.9M
Q4 24
$18.6M
Q3 24
$5.3M
Q2 24
$2.0M
Q1 24
$7.0M
FCF Margin
EU
EU
UBFO
UBFO
Q4 25
57.8%
146.0%
Q3 25
-296.6%
43.7%
Q2 25
-385.2%
64.3%
Q1 25
-64.1%
21.2%
Q4 24
156.0%
Q3 24
38.1%
Q2 24
15.5%
Q1 24
54.8%
Capex Intensity
EU
EU
UBFO
UBFO
Q4 25
46.7%
16.8%
Q3 25
68.0%
6.0%
Q2 25
115.1%
4.6%
Q1 25
21.7%
0.9%
Q4 24
8.7%
Q3 24
0.7%
Q2 24
2.2%
Q1 24
3.6%
Cash Conversion
EU
EU
UBFO
UBFO
Q4 25
6.46×
Q3 25
1.73×
Q2 25
4.01×
Q1 25
1.13×
Q4 24
7.87×
Q3 24
1.40×
Q2 24
0.54×
Q1 24
1.79×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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